Household Mortgage Refinancing Decisions Are Neighbor Influenced, Especially Along Racial Lines

2021 ◽  
pp. 103409
Author(s):  
W. Ben McCartney ◽  
Avni M. Shah
Keyword(s):  
Mortgage Refinancing ◽  
Racial Lines

Rethinking Racial Justice

2018 ◽  
Author(s):  
Andrew Valls
Keyword(s):  
Public Schools ◽  
Racial Inequality ◽  
Jim Crow ◽  
The United States ◽  
Racial Equality ◽  
Controversial Issues ◽  
Racial Justice ◽  
Black Institutions ◽  
American Society ◽  
Racial Lines

American society continues to be characterized by deep racial inequality that is a legacy of slavery and Jim Crow. What does justice demand in response? In this book, Andrew Valls argues that justice demands quite a lot—the United States has yet to fully reckon with its racial past, or to confront its ongoing legacies. Valls argues that liberal values and principles have far-reaching implications in the context of the deep injustices along racial lines in American society. In successive chapters, the book takes on such controversial issues as reparations, memorialization, the fate of black institutions and communities, affirmative action, residential segregation, the relation between racial inequality and the criminal justice system, and the intersection of race and public schools. In all of these contexts, Valls argues that liberal values of liberty and equality require profound changes in public policy and institutional arrangements in order to advance the cause of racial equality. Racial inequality will not go away on its own, Valls argues, and past and present injustices create an obligation to address it. But we must rethink some of the fundamental assumptions that shape mainstream approaches to the problem, particularly those that rely on integration as the primary route to racial equality.

Natives, Religion, and Race in Colonial America

2018 ◽  
Author(s):  
Linford D. Fisher
Keyword(s):  
Nineteenth Century ◽  
Eighteenth Century ◽  
Colonial America ◽  
The Other ◽  
Native Peoples ◽  
Religion And Race ◽  
Racial Lines ◽  
Modern Sense ◽  
Over Time

Although racial lines eventually hardened on both sides, in the opening decades of colonization European and native ideas about differences between themselves and the other were fluid and dynamic, changing on the ground in response to local developments and experiences. Over time, perceived differences were understood to be rooted in more than just environment and culture. In the eighteenth century, bodily differences became the basis for a wider range of deeper, more innate distinctions that, by the nineteenth century, hardened into what we might now understand to be racialized differences in the modern sense. Despite several centuries of dispossession, disease, warfare, and enslavement at the hands of Europeans, native peoples in the Americans almost universally believed the opposite to be true. The more indigenous Americans were exposed to Europeans, the more they believed in the vitality and superiority of their own cultures.

The Myth of the Latin American Race Monolith: Notes for Future Comparative Research on Racial Inequality in the Americas

2021 ◽  
pp. 003464462199600
Author(s):  
Diego Ayala-McCormick
Keyword(s):  
United States ◽  
Puerto Rico ◽  
Latin American ◽  
Comparative Research ◽  
Racial Inequality ◽  
Census Data ◽  
The United States ◽  
Unemployment Rates ◽  
Racial Ideologies ◽  
Racial Lines

It has become common to compare racial inequality in the United States with a “Latin American” pattern of racial inequality in which egalitarian racial ideologies mask stark socioeconomic inequalities along racial lines. However, relatively few comparative studies exist attempting to analyze variations in degrees of racial inequality in the Americas. To stimulate further research in this area, the following study analyzes census data on racial inequality in unemployment rates, educational attainment, homeownership rates, and income in Brazil, Colombia, Cuba, Puerto Rico, and the United States. The results suggest that while Brazil is similar to the United States in displaying large levels of racial inequality in the areas measured, Cuba and Puerto Rico display significantly lower levels of racial inequality and Colombia falls in between, undermining conceptions of a monolithic Latin American racial system.

scholarly journals Kinship Networks That Cross Racial Lines: The Exception or the Rule?

Demography ◽  
1999 ◽  
Vol 36 (3) ◽  
pp. 399 ◽  
Author(s):  
Joshua R. Goldstein
Keyword(s):  
Kinship Networks ◽  
Racial Lines

Children and the Political Community: A Comparison across Racial Lines

1969 ◽  
Vol 2 (4) ◽  
pp. 471-492 ◽  
Author(s):  
Edward S. Greenberg
Keyword(s):  
Political Community ◽  
The Political ◽  
Développement Cognitif ◽  
Racial Lines

L'article analyse l'attitude des enfants noirs et des enfants blancs à l'égard de la communauté politique américaine, à partir d'un sondage effectué à Philadelphie au printemps de 1968. Comme prévu, un clivage significatif a pu être observé, entre les deux races, aussibien dans le développement cognitif que dans l'évolution affective.Alors que tous les enfants se conforment au modèle de développement cognitif allant du centre à la périphérie, les enfants noirs progressent plus lentement et, surtout, perçoivent la communauté locale comme particulièrement importante. L'attitude à l'égard de l'Amérique diffère également selon l'origine raciale : les enfants blancs témoignent d'un soutien également fort d'un grade scolaire à l'autre, tandis que les enfants noirs témoignent d'une désaffection qui s'accroît avec l'âge.Le sondage révèle que, chez l'enfant noir de la troisième à la neuvième année scolaire, la perception cognitive de la communauté politique s'affine, simultanément à une diminution du sentiment d'appartenance : il évolu d'une attitude très favorable, à l'égard d'une communauté vague et diffuse, à une désaffection de plus en plus élevée, à mesure que se précise sa perception des diverses communautés politiques dont il est membre. A l'égard de la communauté politique, connaissance et affection évoluent done chez lui en sens inverse.

scholarly journals Why Do Borrowers Make Mortgage Refinancing Mistakes?

2012 ◽  
Author(s):  
Sumit Agarwal ◽  
Richard J. Rosen ◽  
Vincent W. Yao
Keyword(s):  
Mortgage Refinancing

scholarly journals �The hastening that waits�: A critical assessment of the tangebility of unity within the Uniting Reformed Church in Southern Africa

2010 ◽  
Vol 31 (1) ◽  
Author(s):  
Rothney S. Tshaka ◽  
Peter M. Maruping
Keyword(s):  
South Africa ◽  
Southern Africa ◽  
Critical Assessment ◽  
Church Of Christ ◽  
The Political ◽  
Racial Categories ◽  
Reformed Church ◽  
Racial Lines ◽  
The Church ◽  
Church Tradition

The tale of the Reformed Church tradition in South Africa remains conspicuous with challenges also within the current democratic context. Whilst the political past of South Africa contributed towards a Reformed church divided along racial lines, a struggle continues for a genuinely unified Reformed church today. Conceding to the present discussions about the possibility of uniting all Reformed congregations that were divided along racial categories of Black, Coloured, Indian and White, this article aspires to delve into the intricacies pertaining to the already achieved unity between the �Coloured� and a huge portion of the �Black� Reformed congregations, that is to say, the Uniting Reformed Church in Southern Africa. This article will argue that although it is fundamental that the church of Christ must be united, it is equally imperative that the Uniting Reformed Church in Southern Africa (URCSA) waits and assesses whether it has already achieved tangible unity.

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