scholarly journals Medical Malpractice Reform and Employer-Sponsored Health Insurance Premiums

2008 ◽  
Vol 43 (6) ◽  
pp. 2124-2142 ◽  
Author(s):  
Michael A. Morrisey ◽  
Meredith L. Kilgore ◽  
Leonard (Jack) Nelson
2020 ◽  
Vol 12 (1) ◽  
pp. 89-127
Author(s):  
Nicola Ciccarelli

We analyze the effect of employer-sponsored health insurance premiums on employment and annual wages in the US using a county-level panel dataset for the period 2005-2010. Using variation in medical malpractice payments and variation in medical malpractice legislation over time and within states as the source of identifying variation in the health insurance premiums, we estimate the causal effects of rising health insurance premiums on employment and annual wages. We find that a 10% increase in premiums reduces employment by 1.1 percentage points, and leads to a statistically insignificant reduction of annual wages. Since US counties are characterized by a varying degree of private health insurance coverage, we also test whether the private health insurance coverage is a moderating variable for the relationship between the health insurance premiums and the labor market outcomes analyzed in this study. We find that rising premiums negatively affect the labor market conditions faced by US workers, especially in areas that are characterized by high private health insurance coverage.


2021 ◽  
pp. 107755872110129
Author(s):  
Mark K. Meiselbach ◽  
Matthew D. Eisenberg ◽  
Ge Bai ◽  
Aditi Sen ◽  
Gerard F. Anderson

In concentrated labor markets, where workers have fewer employers to choose from, employers may exploit their monopsony power by contributing less to workers’ health benefits. This study examined if labor market concentration was associated with higher worker contributions to health plan premiums. We combined publicly available data from the Census to calculate labor market concentration and the Medical Expenditure Panel Survey Insurance/Employer Component to determine premium contributions from 2010 to 2016 for metropolitan areas. After controlling for year fixed-effects and market characteristics, we found that higher labor market concentration was associated with higher worker contributions to health plan premiums, lower take-home income, and no change in employer contributions to premiums, consistent with the hypothesis that greater labor market concentration is associated with less generous health benefits. When evaluating the effects of mergers and acquisitions on labor markets, regulatory agencies should critically assess worker contributions to health insurance premiums.


PEDIATRICS ◽  
1994 ◽  
Vol 93 (2) ◽  
pp. 182-182

[One] family's annual health insurance premiums soared to $16,000 after the child was found to have only one kidney with abut 60 percent of its normal capacity.


2006 ◽  
Vol 24 (3) ◽  
pp. 609-634 ◽  
Author(s):  
Katherine Baicker ◽  
Amitabh Chandra

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