scholarly journals Health Insurance: Market Failure or Government Failure?

2008 ◽  
Author(s):  
David A. Hyman
Keyword(s):  
Health Insurance ◽  
Market Failure ◽  
Insurance Market ◽  
Government Failure ◽  
Health Insurance Market

scholarly journals Issue of Adverse Selection in Health Insurance Market in Assam

2020 ◽  
Vol 8 (5) ◽  
pp. 1917-1920
Keyword(s):  
Health Insurance ◽  
Health Status ◽  
Asymmetric Information ◽  
Adverse Selection ◽  
Market Failure ◽  
Insurance Market ◽  
Poor People ◽  
Insurance Company ◽  
Insurance Policies ◽  
Health Insurance Market

Health insurance acts as an important support system, which protects the health as well as the wealth of people. But health insurance is hardly present in developing countries and in many countries it is totally absent. Presence of asymmetric information among the buyers and sellers makes the insurance market more complicated. Due to which insurance companies finds it is difficult to enter into the insurance market and eventually leads to market failure. To get rid of this problem insurance company increased the price of insurance policies. This has more impact on the poor people as they cannot meet their medical expenses. Adverse selection is the one of issues related to asymmetric information. This paper tries to examine the presence of adverse selection in health insurance market in Assam and about the various factors that influence on decision to buy an insurance policy. Based on primary survey this study used a probit model to analyses the presence of adverse selection in health insurance market. Findings of the study shows that adverse selection is absent in health insurance market but income is found to be an important determinant of insurance coverage. About one third of the population in Assam is living below poverty line and the cost of medical is too higher for the people. So health insurance is necessary in recent time to improve the health status of people in Assam. Therefore government should provide health insurance policies for poor people to improve their health status.

State Approaches to Premium Rate Reforms in the Individual Health Insurance Market

2014 ◽  
Author(s):  
Sabrina Corlette Corlette ◽  
Kevin W. Lucia Lucia ◽  
Justin Giovannelli Giovannelli
Keyword(s):  
Health Insurance ◽  
Insurance Market ◽  
Premium Rate ◽  
Individual Health ◽  
Health Insurance Market ◽  
The Individual

Implementing the Affordable Care Act: State Action to Reform the Individual Health Insurance Market

2014 ◽  
Author(s):  
Sabrina Corlette Corlette ◽  
Kevin W. Lucia Lucia ◽  
Justin Giovannelli Giovannelli
Keyword(s):  
Health Insurance ◽  
Affordable Care Act ◽  
Insurance Market ◽  
State Action ◽  
Individual Health ◽  
Health Insurance Market ◽  
The Affordable Care Act ◽  
The Individual

Characteristics of Americans Ages 50 to 64 in the Nongroup Health Insurance Market

2020 ◽  
Author(s):  
Jane Sung ◽  
Olivia Dean ◽  
Asha Saavoss ◽  
Robert Saunders
Keyword(s):  
Health Insurance ◽  
Insurance Market ◽  
Health Insurance Market

Stages and Scenarios of Health Insurance Market Development in Uzbekistan

2020 ◽  
Vol 24 (04) ◽  
pp. 1996-2005
Author(s):  
Umurzakova Mo’tabarxon Nodir kizi
Keyword(s):  
Health Insurance ◽  
Insurance Market ◽  
Market Development ◽  
Health Insurance Market

The Role Of The Individual Health Insurance Market And Prospects For Change

2004 ◽  
Vol 23 (6) ◽  
pp. 79-90 ◽  
Author(s):  
Melinda Beeuwkes Buntin ◽  
M. Susan Marquis ◽  
Jill M. Yegian
Keyword(s):  
Health Insurance ◽  
Insurance Market ◽  
Individual Health ◽  
Health Insurance Market ◽  
The Individual

Paying a Premium: Dynamics of the Small Business Owner Health Insurance Market

2017 ◽  
Author(s):  
Diana mname Farrell ◽  
Chris mname Wheat ◽  
Chi mname Mac
Keyword(s):  
Health Insurance ◽  
Small Business ◽  
Insurance Market ◽  
Business Owner ◽  
Small Business Owner ◽  
Health Insurance Market

scholarly journals Thriving in a changing world – opportunities and challenges for private health insurance companies

2018 ◽  
Vol 1 (2018/1) ◽  
Keyword(s):  
Health Insurance ◽  
Private Health Insurance ◽  
Health Impact ◽  
Insurance Market ◽  
Insurance Companies ◽  
Full Potential ◽  
Global Trends ◽  
Health Insurance Companies ◽  
Health Insurance Market

The health insurance market in Poland reflects global trends – such as the rising awareness of personal health impact on quality of life. As a consequence, the health insurance market has seen substantial growth during the last years, which is forecasted to continue at over 20 percent more than life or P&C insurance globally. However, private health insurance has not yet unlocked its full potential.

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