The Demand for Simple and Flexible Retirement Products

2020 ◽  
Author(s):  
Pim Koopmans ◽  
Marike Knoef ◽  
Max van Lent
Keyword(s):  
Flexible Retirement

Welfare Implications of a Flexible Retirement Policy

2017 ◽  
Author(s):  
Zhenhua Feng ◽  
Jaimie Lien ◽  
Jie Zheng
Keyword(s):  
Flexible Retirement ◽  
Retirement Policy ◽  
Welfare Implications

Optimal Design of Pension Rule with Flexible Retirement: The Two-Type Case

2006 ◽  
Vol 89 (3) ◽  
pp. 197-222 ◽  
Author(s):  
András Simonovits
Keyword(s):  
Optimal Design ◽  
Flexible Retirement

scholarly journals Preliminary Research on Aging Population and Flexible Retirement Policy of Shanghai

IERI Procedia ◽  
2012 ◽  
Vol 2 ◽  
pp. 455-459 ◽  
Author(s):  
Yuming Wang ◽  
Caiyun Liu
Keyword(s):  
Aging Population ◽  
Flexible Retirement ◽  
Retirement Policy ◽  
Preliminary Research

Flexible retirement age is needed to tackle Europe's ageing population

BMJ ◽  
2010 ◽  
Vol 341 (oct13 2) ◽  
pp. c5668-c5668
Author(s):  
T. Richards
Keyword(s):  
Retirement Age ◽  
Ageing Population ◽  
Flexible Retirement

scholarly journals Flexible Retirement and Optimal Taxation

2017 ◽  
Author(s):  
Abdoulaye Ndiaye
Keyword(s):  
Optimal Taxation ◽  
Flexible Retirement

Work and retirement in the Asia-Oceania region: Perspectives on longer employment and flexible retirement

2004 ◽  
Vol 4 (s1) ◽  
pp. S190-S193
Author(s):  
Philip Taylor ◽  
Masato Oka ◽  
Louise Rolland
Keyword(s):  
Flexible Retirement

Designing optimal linear rules for flexible retirement

2003 ◽  
Vol 2 (3) ◽  
pp. 273-293 ◽  
Author(s):  
ANDRÁS SIMONOVITS
Keyword(s):  
Private Information ◽  
Contribution Rate ◽  
Social Constraint ◽  
Flexible Retirement ◽  
Linear Rule ◽  
The Social ◽  
Benefit Function ◽  
Optimal Linear ◽  
The Government ◽  
Rule Making

This paper applies the method of mechanism design to find optimal linear pension rules (contribution rate and monthly benefit function) for flexible retirement: First the government announces a rule, making the benefit dependent on employment length. Each individual, having private information on his own expected lifespan and utility function, optimizes his employment length, conditional on that rule. The government chooses the optimal Bayesian linear rule, which maximizes the social welfare (e.g. the aggregate individual maxima) under a social constraint (e.g. the aggregate net lifetime contribution equals zero). Under this rule there is a better compromise between incentives and insurance than under so-called actuarially fair benefits.

Choice or Chance – Late Retirement in Finland

2006 ◽  
Vol 5 (4) ◽  
pp. 519-531 ◽  
Author(s):  
Raija Gould
Keyword(s):  
Longitudinal Study ◽  
Pension Reform ◽  
Working Life ◽  
Retirement Age ◽  
Flexible Retirement ◽  
Economic Trends

The Finnish pension reform of 2005 introduced the concept of a flexible retirement age. Drawing upon a longitudinal study of older Finnish employees, this article examines the extent to which individual propensity to delay retirement is influenced by choice or by chance, and examines the effects of the interplay between chances and choices in affecting longevity of employment. The results suggest that the flexibility in the organisation of the end of the working life is biased towards the better off. They also show that the interplay of choice and chance in the retirement process is firmly tied to the existing age-arrangements and economic trends. The conclusions examine the implication of these findings for divergent routes towards late retirement.

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