The recent trend of the joint public-private sector operation concerned with the regional revitalization. The case of Iwate Prefecture.

Tourism is the movement or travel of people from one place to another; whether it is within their own country or to other countries, for pleasure, business, pilgrimage and other purpose. The evolution of tourism dates back to ancient times. In Nepal, tourism, despite having a long history was, developed since 1950s only. The recent trend of tourists' arrival in Nepal seems satisfactory. However, from the perspective of tourism based resources and its availability in the country seems rather pessimistic. To promote tourism sector and its contribution to socio-economic sector of the country, we need to utilize available resources properly and beneficially. For this, there is need of dynamic and tourism friendly policy and joint effort of the government and the private sector as well.DOI: http://dx.doi.org/10.3126/hjsa.v5i0.7039 Himalayan Journal of Sociology & Anthropology-Vol. V (2012) 54-75

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Trend and dynamics of card payment system in India

Journal of Management Research and Analysis ◽

10.18231/j.jmra.2021.037 ◽

2021 ◽

Vol 8 (4) ◽

pp. 193-197

Author(s):

N Karunakaran ◽

P. Shibu ◽

M. D. Devasia

Keyword(s):

Private Sector ◽

Commercial Banks ◽

Credit Card ◽

Recent Trend ◽

Credit Cards ◽

Payment System ◽

Electronic Payments ◽

Payment Mechanism ◽

Card Payment ◽

Retail Payments

Payment system in India has undergone a dramatic change in recent years. The payment through cards, using both debit and credit cards, is one of the early innovations in the modern payment system in the country. Several intermediaries are involved in the effective functioning of card payment mechanism. As a result, the card payment infrastructure has grown remarkably well across India. The volume of payments made through these devices as well as the value of card payments increased rapidly in the last two decades. Among the commercial banks, the State Bank of India dominates in the maintenance of ATM infrastructure, the issue of cards and in the volume and value of card transaction. The private sector banks dominate in the installation of POS terminals and HDFC bank tops in the POS credit card transaction. However, the recent trend shows that the transaction through cards as a percentage of total retail electronic payments has been declining in India, as other retail payments platforms have become popular.

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