scholarly journals The Impact of Internet Finance on Commercial Banks and Countermeasures

2018 ◽  
Author(s):  
Deyu Chen
Keyword(s):  
Commercial Banks ◽  
Internet Finance ◽  
The Impact

scholarly journals The impact of Internet finance to commercial banks in China

2021 ◽  
Vol 6 (1) ◽  
pp. 29
Author(s):  
Meng Wu
Keyword(s):  
Information Technology ◽  
Business Model ◽  
Financial Institutions ◽  
Commercial Banks ◽  
Rapid Development ◽  
Network Technology ◽  
Customer Data ◽  
Internet Finance ◽  
The Impact ◽  
Industry Experience

In recent years, network technology, information technology and data processing technology have become the basis of the competition of Internet financial institutions. With the rapid development of the electronic platform, the accumulation of massive customer data information, Internet finance has a more and broader range of customer resources than that of a single bank. These advantages of Internet finance will have a significant impact on commercial banks. The traditional banks have a mature business model and rich industry experience in finance. Internet finance and traditional commercial banks interact with each other. In this case, this paper will focus on the influence of Internet finance on traditional commercial banks in China.

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