Research on the Impact of Green Credit on the Financial Performance of Commercial Banks

From the perspective of green credit, this paper makes a theoretical analysis of the impact of green credit on the financial performance of commercial banks. Based on the panel data of 15 commercial banks from 2012 to 2018, this paper makes an empirical analysis on the impact mechanism is empirically analyzed. The results show that in the short-term, green credit has a negative impact on the financial performance of commercial banks, and the adverse impact faced by small and medium-sized commercial banks is significantly higher than that of large commercial banks, showing a heterogeneous effect. This also reveals the effect of commercial banks in implementing green credit in commercial banks and reasons for low initiative and enthusiasm. In view of this, it puts forward specific policy recommendations for different types of commercial banks, and believes that they should effectively promote green credit business in terms of differentiated policy guidelines and increasing the training of interdisciplinary talents.

Discussion on the Asset Allocation of Chinese Investors in the Post-Epidemic Period

In 2020, a sudden COVID-19 epidemic sweeping across the world, it will have an indelible and significant impact on China and even the world economy. Asset price fluctuations increase in the real estate, bonds, stocks, bulk commodities and other investment markets, and the risk is in aggravation. Therefore, since our country is to build the domestic large cycle as the main body, and the bi-circulating promotes mutually, the new development pattern of domestic and international macroeconomic growth is expected to accelerate. This paper, from the monetary policy, the view of the present situation and the types of investors in financial markets, analyses the main points of the investors’ capital allocation outbreak era and the reasons, and provides a reference for readers.

Research on Risk Control Strategies of Consumer Finance Based on Big Data Technology

China’s economic development is from high speed to high quality. Developing consumer finance has become a new growth point of China’s economic development and one of the important ways to expand domestic demand. Consumer finance is based on the development of new generation Internet technology and big data, becoming a new trend of China’s financial development and attracting the attention of various industries.

Research on the Accounting and Auditing Risk Calculation Strategies of Enterprises in the Information Age

After entering the information age, the accounting and auditing work of Chinese enterprises must be updated according to the new changes of the society and the enterprises. As the top priority of modern enterprise management, enterprise accounting auditing requires continuous optimization of the management within the enterprises so that the enterprises’ development could keep pace with the social changes. By introducing information technology into enterprise accounting auditing, it is possible to improve the efficiency of enterprise accounting auditing and to ensure the accuracy of enterprise auditing. This article starts with the status quo of enterprise accounting auditing in the information age. Then, it analyses the current risks of enterprise accounting audit and puts forward some suggestions to prevent the risks. This thesis is expected to provide useful reference for the development of enterprise accounting auditing in the information age.

The Current Situation of International Accounting Convergence and the Strategic Choice of International Convergence of Accounting Standards for Chinese Enterprises

With the deepening of world economic integration, IFRS has become more and more widely used worldwide. Under the new situation that the current international financial regulatory framework is being rebuilt, the international accounting landscape is undergoing major adjustments, and the international accounting standard setting agencies are actively promoting the reform of governance structure, my country needs to review the situation, follow the trend, and choose an international accounting standard that meets the needs of national conditions.

Analysis of the Economic Impact of the US Presidential Candidates on the United States and China

The presidential election of art and industry: the contest between Trump and Biden has been staged. They have different tax, minimum wage, energy, technology, trade and other strategies, which will inevitably have an impact on the economy of the United States and China. Our team chose this mathematician modeling project to scientifically evaluate the impact of the new president of the United States on the economy of the two countries, and put forward our coping strategies.

Research on the Development of Growth Enterprise Market in China

In this paper, firstly, the definition and market positioning development of GEM are summarized, and the current situation of GEM development is analyzed. At the same time, compared with the main board market, overseas GEM and mature American market, it is found that the GEM market is gradually approaching the standards of overseas markets in terms of IPO, but this is not an act of spontaneous regulation of market system because of the rapid issuance of new shares. So there is no stability, and it is still necessary to continue to make efforts in the construction of various systems. Finally, the paper puts forward some suggestions on the development of China’s GEM market, namely, actively learning from the successful development experience of overseas GEM markets and setting clear targets according to market positioning.

Study on the Influence Factors of Interest Rate Liberalization on Net Interest Margin of Chinese Commercial Banks

Interest margin income is the main business and profit source of commercial banks. With the promotion of interest rate liberalization, net interest margin can measure the operation and management level of a bank to some extent. Interest rate liberalization has a great impact on the development of China’s commercial banks. In order to study and deal with this situation, this paper analyzes the opportunities and challenges brought by interest rate liberalization to china’s commercial banks, and puts forward relevant suggestions for china’s commercial banks on how to effectively utilize the development opportunities and actively deal with the challenges.

The impact of Internet finance to commercial banks in China

In recent years, network technology, information technology and data processing technology have become the basis of the competition of Internet financial institutions. With the rapid development of the electronic platform, the accumulation of massive customer data information, Internet finance has a more and broader range of customer resources than that of a single bank. These advantages of Internet finance will have a significant impact on commercial banks. The traditional banks have a mature business model and rich industry experience in finance. Internet finance and traditional commercial banks interact with each other. In this case, this paper will focus on the influence of Internet finance on traditional commercial banks in China.

The Compatibility between Fibonacci Sequence and Elliott Impulse Wave in the Context of A-share Market

The connections between Fibonacci sequence and Elliott impulse wave that Ralph Elliot has proposed in Elliott Wave Principle are not valid all the time owing to the type and variability of the stock market. It is a probabilistic event which can reflect the compatibility between Fibonacci sequence and Elliott impulse wave. In order to explore the compatibility between Fibonacci sequence and basic-form Elliott impulse wave in the context of Chinese A-share market, a research via analyzing the historical trend of 50 core assets’ individual stocks was conducted in Chinese A-share market. The study reveals that Fibonacci sequence does not highly fit basic-form Elliott impulse wave in the context of Chinese A-share market. Suggestions for investors are diversifying the investment strategy to enhance risk controllability, rather than using Elliott Wave Principle singly.