scholarly journals Study on the Personal Credit Risk Evaluation based on Improved Fuzzy AHP Comprehensive Evaluation Method

Author(s):  
Yan Li
2014 ◽  
Vol 580-583 ◽  
pp. 1243-1248 ◽  
Author(s):  
Xin Zheng ◽  
Feng Hai Ma

Facing with a variety of risks in the process of the metro construction, the metro construction needs to carry on the risk management. The risk assessment is the main link of the metro project risk management also the foundation of the decision analysis. This paper introduces the basic concept of the subway risk management, as a case study of Changchun No.1 subway construction risk assessment using the fuzzy AHP and the comprehensive evaluation method. The results show that Changchun subway station work sites exist many risk factors and the risk level difference is big. The major attention should be paid to the geological risks, the environment risks and the construction technical risks, while the environment risks and the construction technical risks are the focus of the risk analysis.


2011 ◽  
Vol 304 ◽  
pp. 401-406 ◽  
Author(s):  
Lian Sheng Liu ◽  
Guang Quan Zhang ◽  
Hui Wu

For the safety of coal production, established safety evaluation model of heading face in coal mine. The evaluation indexes were given by analyzing the need for safety in heading face, the evaluation model was set based on Fuzzy-AHP comprehensive evaluation method, and completed the comprehensive evaluation by using membership. The results showed that Fuzzy-AHP comprehensive evaluation was an effective method which can not only solve complexity and multi-level of the index, but also made the evaluation more accurate, which had theoretical and practical value.


Symmetry ◽  
2021 ◽  
Vol 13 (1) ◽  
pp. 83
Author(s):  
Fengpei Wu ◽  
Xiang Su ◽  
Young Seok Ock ◽  
Zhiying Wang

With the rapid development of the P2P (peer-to-peer) online lending industry, which is facing significant credit risk, personal credit evaluation is an important method to reduce credit risk. Based on the various indexes of personal credit risk evaluation of domestic and foreign commercial banks, and according to the characteristics of P2P online lending, this paper analyzes the factors that affect the credit risk of P2P online borrowers, introduces the unique risk factors in the field of Internet information, and constructs an index system of personal credit risk evaluation of P2P online lending, which combines qualitative and quantitative indexes, including six major indexes and 21 small indexes. It then quantifies each index and defines the judgment standard of the evaluation results. Using analytic hierarchy process (AHP), expert scoring method, and fuzzy comprehensive evaluation method, this paper establishes a personal credit risk evaluation model of P2P online lending based on AHP method. The public information of two borrowers on the “PaiPai Lending” platform are selected for experimental verification. The results show that the improved personal credit risk evaluation model has better applicability and can evaluate the borrower’s credit status more scientifically, accurately, and comprehensively; thus, it is an effective method of personal credit risk evaluation of P2P online lending.


2020 ◽  
Vol 2020 ◽  
pp. 1-15
Author(s):  
Qingfei Luo ◽  
Wei Li ◽  
Honglin Su ◽  
Xinru Chen

Metro tunnel sections in China can generally be divided into two types, those in granite formations (D = 6.0 m) and those in soft soils (D = 6.2 m), to which the same shield tunnel machine cannot be applied. The consequent low rate of machine utilization needs to be addressed. One solution is to modify shield machines which tend to tunnel granite strata with varying degrees of weathering (D = 6.0 m) into those applicable in soft soils (D = 6.2 m). Shield tunneling is a complex operation accompanied by potential risks, and accordingly it is demanded in risk evaluation and management. Hence, according to the construction features of modified shield machines in soft soil areas, this paper identifies relevant risks before establishing a specific model of risk evaluation by virtue of a fuzzy comprehensive evaluation method. This model weighs risk factors by triangular fuzzy numbers, and the membership function included is of L-R type that is frequently used in engineering. This risk evaluation model is applied to one section tunnel (Binhai New Town-Lianhua) of Metro Line 6 in Fuzhou City. Tunneling tests in the field uncover problems of the modified shield machine, including inappropriate tunneling parameters, segment dislocation, segment damage, and inadequate grouting. The result conforms to that produced by the risk evaluation model, which in turn proves the reliability of this model. Field data are also analyzed to address existing problems and to determine the appropriate tunneling parameters. The validity of these tunneling parameters is verified when surface settlement is measured.


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