scholarly journals The Research on Development Status of China’s Consumer Finance under the Background of Financial Technology

2019 ◽  
Author(s):  
Ping Chen ◽  
Hongyan Wu
Keyword(s):  
Consumer Finance ◽  
Development Status ◽  
Financial Technology

scholarly journals Research on Financial Risks of Robo-Advisor Platforms

2020 ◽  
Vol 218 ◽  
pp. 01035
Author(s):  
Ruilin Liu
Keyword(s):  
Artificial Intelligence ◽  
Capital Market ◽  
Financial Management ◽  
Management Model ◽  
Financial Risks ◽  
Urgent Problem ◽  
Development Status ◽  
Internet Finance ◽  
Investment Process ◽  
Financial Technology

With the vigorous development of China’s Internet finance and financial technology, Roboadvisors have become more and more popular among investors. This new investment and financial management model that relies on Internet platforms, artificial intelligence, quantitative trading technologies will have a greater impact on the capital market once the financial risks caused. How to standardize the Robo-advisory platform, effectively control the financial risks in the investment process and protect the interests of investors is an urgent problem in the Robo-advisory industry. Firstly, this article analyzes the development status of domestic Robo-advisory platforms. Then it puts forward suggestions on how the Robo-advisory industry can face the dual pressures of survival and profit in the context of stricter supervision by analyzing various financial risks and causes of the platform. It aims to promote the sound development of the investment advisory market in the context of financial technology.

P2P loans could change global lending practices

2016 ◽  
Keyword(s):  
Systemic Risk ◽  
Small Businesses ◽  
Financial System ◽  
Financial Sector ◽  
Peer To Peer ◽  
Consumer Finance ◽  
Interbank Market ◽  
Content Type ◽  
P2p Lending ◽  
Financial Technology

Subject Outlook for P2P lending. Significance Financial technology ('fintech') threatens to transform some traditional financial sector activities. In particular, online intermediation between lenders and borrowers could disrupt the established banking and consumer finance industries. Peer-to-peer (P2P) lending may advance quickly. Impacts The entry of one of the tech giants into the market might accelerate the development of P2P lending. Large banks may acquire or develop P2P platforms and reduce exposure to traditional lending aimed at consumers and small businesses. As P2P lending is much less interconnected with the financial system than traditional banking, it will pose less systemic risk. However, if P2P platforms expand to take deposits or borrow or lend in the interbank market, they could increase systemic risk.

scholarly journals Enhanced Financial Business Competitiveness by Leveraging Technology and Innovation

2021 ◽  
Vol 15 (2) ◽  
pp. 79-89
Author(s):  
Suwinto Johan
Keyword(s):  
Consumer Finance ◽  
Financial Industry ◽  
Work Process ◽  
Adoption Of Technology ◽  
Use Of Technology ◽  
Business Competitiveness ◽  
Impact Of Technology ◽  
Motorized Vehicles ◽  
The Impact ◽  
Financial Technology

The financial industry has developed rapidly with the emergence of financial technology companies. Moreover, the use of technology in the financial industry has developed rapidly. However, conventional financial companies face tough challenges in doing business. They have to adopt the technology to survive. The adoption of technology will increase the competitiveness of established financial companies against financial technology companies. The research aims to analyze the impact of technology on improving the work process of established financial companies. It examines the business model of established financial companies and financial technology companies. The work process is almost identical for all companies. The research applies a qualitative method. The chosen companies are multi-purpose financing for the purchase of two-wheeled and four-wheeled motorized vehicles. The total number of companies involved in the research is four companies. The result concludes that conventional consumer finance companies need to adopt technology into the work process to compete with financial technology companies. Technologies that can be used are Artificial Intelligence (AI), automation job allocation, chatbot, and face recognition. The work process is reviewed by digitizing, eliminating, and moving. Then, technology adoption will require a large investment. Hence, consumer finance companies can collaborate with technology companies, including financial technology companies.

The development status of nursing science in Germany and the challenges facing this field

Pflege ◽  
1999 ◽  
Vol 12 (3) ◽  
pp. 141-152 ◽  
Author(s):  
Doris Schaeffer
Keyword(s):  
Wird Eine ◽  
Nursing Science ◽  
Development Status

Die vergangenen Jahre haben der bundesdeutschen Pflege einen unerwarteten und überaus großen Entwicklungssprung beschert: binnen Kürze entstand eine Vielzahl von Pflegestudiengängen. Zusätzlich hielt Pflegewissenschaft Einkehr in die Hochschulen und begann der Aufbau von Pflegeforschung, womit wichtige Voraussetzungen dafür geschaffen sind, Pflege als wissenschaftliche Disziplin zu entwickeln. In dem vorliegenden Beitrag wird eine erste Bilanzierung vorgenommen und der erreichte Entwicklungsstand im Bereich der Pflegepraxis, der Pflegestudiengänge, der Wissenschaftsentwicklung und Pflegeforschung betrachtet. Dabei wird gezeigt, daß – trotz der Vielzahl in den letzten Jahren erreichter Erfolge – eine ganze Reihe weiterer Aufgaben der Bearbeitung harren. Dazu gehört, das nach wie vor vorhandene Vakuum auf der Ebene der Wissenschaftsentwicklung zu füllen, den Ausbau von Pflegeforschung voranzutreiben und geeignete Bedingungen für die Förderung von wissenschaftlichem Nachwuchs zu schaffen.

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