scholarly journals Research on Financial Risks of Robo-Advisor Platforms

2020 ◽  
Vol 218 ◽  
pp. 01035
Author(s):  
Ruilin Liu
Keyword(s):  
Artificial Intelligence ◽  
Capital Market ◽  
Financial Management ◽  
Management Model ◽  
Financial Risks ◽  
Urgent Problem ◽  
Development Status ◽  
Internet Finance ◽  
Investment Process ◽  
Financial Technology

With the vigorous development of China’s Internet finance and financial technology, Roboadvisors have become more and more popular among investors. This new investment and financial management model that relies on Internet platforms, artificial intelligence, quantitative trading technologies will have a greater impact on the capital market once the financial risks caused. How to standardize the Robo-advisory platform, effectively control the financial risks in the investment process and protect the interests of investors is an urgent problem in the Robo-advisory industry. Firstly, this article analyzes the development status of domestic Robo-advisory platforms. Then it puts forward suggestions on how the Robo-advisory industry can face the dual pressures of survival and profit in the context of stricter supervision by analyzing various financial risks and causes of the platform. It aims to promote the sound development of the investment advisory market in the context of financial technology.

scholarly journals Development Status, Causes of Risks, and Risk Supervision Suggestions on Internet Finance in China

2021 ◽  
Vol 4 (5) ◽  
pp. 45-51
Author(s):  
Junxuan Ni ◽  
Haoxuan Ni
Keyword(s):  
Financial Services ◽  
Financial Risk ◽  
Financial Risks ◽  
Financial Industry ◽  
Financial Model ◽  
Healthy Development ◽  
Development Status ◽  
Financial Exclusion ◽  
Internet Finance ◽  
Risk Supervision

As a useful supplement to China’s financial system, the development of internet finance has promoted the innovation of financial model and injected strong vitality into the financial market. Internet finance provides customers with more convenient and fast financial services, effectively alleviates financial exclusion, and reduces information asymmetry. It is of great significance to promote the marketization of interest rate and the development of inclusive finance in China. However, internet financial risk events occur frequently, posing a serious challenge. Therefore, this research analyzes the causes of internet financial risks, and provides suggestions on internet financial risk supervision, so as to promote a healthy development of the internet financial industry in China.

scholarly journals Discussion on the Mechanism of Internet Finance Promoting the Development of Technology Finance

2020 ◽  
Vol 4 (10) ◽  
Author(s):  
Deyu Chen
Keyword(s):  
Information Asymmetry ◽  
Science And Technology ◽  
Financial Information ◽  
Financial Risks ◽  
Internet Finance ◽  
New Ideas ◽  
Financial Technology ◽  
Innovation And Development

Internet finance can effectively solve the problem of scientific and technological financial information asymmetry, identify financial risks, and provide new ideas for the innovation and development of financial technology mechanisms. Based on this, this article starts with the problems existing in the development of my country's science and technology finance, and proposes a method of applying Internet finance to promote the development of science and technology finance for reference.

scholarly journals Some Thoughts on Innovation and Regulation of Financial Technology

2021 ◽  
Vol 13 ◽  
pp. 127-132
Author(s):  
Zhuoying Li
Keyword(s):  
Artificial Intelligence ◽  
Financial Markets ◽  
Information Technologies ◽  
Financial Regulation ◽  
Technology Development ◽  
Regulatory Agencies ◽  
Financial Risks ◽  
Innovative Development ◽  
Financial Industry ◽  
Financial Technology

The recent years witness innovative development of financial industry, which attributes to fast progress and in-depth application of information technologies such as big data, artificial intelligence, and blockchain. But, at the same time, they bring challenges to financial regulation and accelerate rise of regulatory technology. Based on challenges to regulatory agencies brought by financial technology development, this study proposes suggestions for the coordinated relationship between financial innovation and financial technology regulation from the perspective of technology empowerment, in order to improve efficiency of financial markets, and reach a balance between financial technology and prevention of systemic financial risks.

scholarly journals An Analysis of the Impact of Financial Technology on the Development of Internet Finance

2020 ◽  
Vol 9 (2) ◽  
pp. 126
Author(s):  
Jiahe Liu ◽  
Shipu Huang
Keyword(s):  
Financial Management ◽  
Rapid Development ◽  
Modern Technology ◽  
Electronic Payment ◽  
Financial Industry ◽  
Silver Standard ◽  
Internet Finance ◽  
Faster Development ◽  
The Impact ◽  
Financial Technology

<p>Nowadays, with the continuous development of modern technology, technologies such as blockchain, artificial intelligence and big data have promoted the rapid development and transformation of my country's traditional financial industry. From the traditional gold and silver standard and bank notes, to the rapid rise and development of electronic payment, mobile payment, digital currency and wealth management, China's Internet finance has achieved better and faster development. This article mainly studies the relative impact of fintech on the development of Internet finance, and aims to make better use of fintech for financial management, to promote the better execution efficiency of financial-related circulation, and to promote the development of China's financial industry, which is also more informatized, modernized and intelligent.</p>

scholarly journals Framework of the Smart Finance and Accounting Management Model under the Artificial Intelligence Perspective

2021 ◽  
Vol 2021 ◽  
pp. 1-11
Author(s):  
Yaping Chen
Keyword(s):  
Artificial Intelligence ◽  
Asset Management ◽  
Financial Management ◽  
Large Scale ◽  
Logical Structure ◽  
Evaluation Index System ◽  
Management Model ◽  
Value Analysis ◽  
Accounting Management ◽  
Enterprise Groups

With the establishment of modern enterprise systems and the emergence of some large-scale enterprise groups formed through asset reorganization, industry alliances, and cross-industry mergers, new requirements have been put forward for the financial management mode of enterprise groups. This article mainly studies the development of the smart accounting management model architecture under the artificial intelligence perspective. On the accounting sharing service platform, the accounting sharing center does not belong to the logistics branch of any region. Through the accounting sharing center, it provides unified and standardized accounting, asset management, currency revenue and expenditure, etc., for the branches of the logistics company. At the same time, in the network environment, the financial and accounting sharing platform is not unilaterally closed. As each branch under unified management, it has the power to feedback, suggest, and supervise the financial and accounting sharing platform. When testing, one only needs to focus on the external properties of the program, without considering the internal logical structure and internal characteristics of the program at all. The system under test is regarded as a sealed black box, and the boundary value analysis method, the equivalence class division method, and causality are used. Technical methods such as the graph method and error speculation method are tested at the system interface to detect whether the function of each test can receive and output the results correctly. The implementation of the accounting management model of accounting shared services must ensure that the evaluation results of related work are objective and accurate. It is necessary to ensure that the evaluation index system has a high degree of quantification. In the specific scoring, the full score system can be used to score points by experts to ensure the objectivity of the evaluation results and accuracy while improving the operability and enforceability of the evaluation work. The average value of the operating net profit margin is 0.088731, and the median value is 0.082263. The results show that artificial intelligence technology has greatly promoted the development of the smart accounting management model architecture.

Institutional Investors on the Securities Market

2003 ◽  
pp. 95-101
Author(s):  
O. Khmyz
Keyword(s):  
Financial Crisis ◽  
Capital Market ◽  
Hedge Funds ◽  
Institutional Investors ◽  
Securities Market ◽  
Main Role ◽  
Investment Funds ◽  
Investment Process ◽  
The Capital Market

Acording to the author's opinion, institutional investors (from many participants of the capital market) play the main role, especially investment funds. They supply to small-sized investors special investment services, which allow them to participate in the investment process. However excessive institutialization and increasing number of hedge-funds may lead to financial crisis.

The Soviet and Western theories of financial management – The competition or the partnership?

2020 ◽  
Vol 26 (5) ◽  
pp. 991-1016
Author(s):  
A.G. Lukin
Keyword(s):  
Soviet Union ◽  
Financial Management ◽  
Historical Analysis ◽  
Management Theory ◽  
Financial Risks ◽  
Financial Flows ◽  
Dialectical Approach ◽  
The Soviet Union ◽  
Analysis And Synthesis ◽  
Effective System

Subject. This article explores the main points of the theory of financial management, developed within the framework of the Western general theory of finance, and the theory of financial management developed in the Soviet Union. Objectives. The article aims to substantiate an idea that these theories are complementary, and their harmonious application can help build the most effective system of financial relations management at both the macro-and microeconomic levels. Methods. For the study, I used a dialectical approach and the methods of comparison, analysis and synthesis, and historical analysis. Results. The article substantiates the point that the methodology of Western financial management theory is aimed at managing external financial flows and combating external financial risks. It notes that the Soviet theory regulates methods and techniques of financial management within the business entity or the State. Conclusions. Theoretical updating of the Soviet practices of financial management combined with the modern achievements of financial management theory will create conditions for the formation of an optimal financial management structure at both the micro-and macroeconomic levels. This can improve the efficiency of financial management, in general. Renewed interest in the theoretical developments of the Soviet Union will contribute to the development of financial science at the present stage.

PROSPECTS OF ARTIFICIAL INTELLIGENCE IN CARRYING OUT THE ONCOLOGICAL COMPONENT OF MEDICAL EXAMINATION OF THE POPULATION

2019 ◽  
Vol 65 (2) ◽  
pp. 234-237
Author(s):  
Vyacheslav Cherenkov ◽  
A. Petrov ◽  
I. Gulkov ◽  
A. Kostyukov
Keyword(s):  
Artificial Intelligence ◽  
Early Diagnosis ◽  
Mass Screening ◽  
Malignant Tumors ◽  
Risk Groups ◽  
Modern World ◽  
Pilot Program ◽  
Urgent Problem ◽  
Gender And Age ◽  
Group Version

Diagnosis of malignant tumors is an urgent problem of the modern world. Early diagnosis depends on General practitioners. The doctor should conduct a systematic examination of the patient regularly, taking into account the risk groups, gender and age. With mass screening, signs of dysplasia or an early focus, developing cancer can «slip away» [1]. Optimization of analysis and examination algorithms is required, which is not always possible for one person. Positive application of the digital program with elements of imaging in Oncology, we were able to create such a class of tasks for the preliminary subjective-objective survey of patients in three versions: with a widescreen screen and consoles for patients (group version up to 15 or more patients), interactive (touch) and tablet. The results of the survey are sent through the accepted channels to the doctor with recommendations for further examination, and the patient is given a coupon. The pilot program showed that the system of such robotic technologies in the future can replace the oncologist in its development to artificial intelligence at the stage of the primary link.

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