The Evolution from Life Insurance to Financial Engineering

2021 ◽  
Author(s):  
Ralph S. Koijen ◽  
Motohiro Yogo
Keyword(s):  
Life Insurance ◽  
Financial Engineering

The Evolution from Life Insurance to Financial Engineering

2021 ◽  
Author(s):  
Ralph S. J. Koijen ◽  
Motohiro Yogo
Keyword(s):  
Life Insurance ◽  
Financial Engineering

The Evolution from Life Insurance to Financial Engineering

2021 ◽  
Author(s):  
Ralph S. J. Koijen ◽  
Motohiro Yogo
Keyword(s):  
Life Insurance ◽  
Financial Engineering

scholarly journals The evolution from life insurance to financial engineering

2021 ◽  
Author(s):  
Ralph S. J. Koijen ◽  
Motohiro Yogo
Keyword(s):  
Life Insurance ◽  
Financial Engineering

The Evolution from Life Insurance to Financial Engineering

2021 ◽  
Author(s):  
Ralph J. Koijen ◽  
Motohiro Yogo
Keyword(s):  
Life Insurance ◽  
Financial Engineering

scholarly journals Analysis of Options for Investment Strategies with a Set of Basic Parameters of Investment Life Insurance

2019 ◽  
Vol 29 (3) ◽  
pp. 434-443
Author(s):  
Marina Stepanova ◽  
Anton Nefedyev
Keyword(s):  
Life Insurance ◽  
Financial Engineering ◽  
Insurance Market ◽  
Insurance Markets ◽  
Investment Strategies ◽  
Financial Decisions ◽  
Quality Product ◽  
Basic Parameters ◽  
Financial Decision ◽  
To Receive

Investment insurance products offered in insurance markets provide access to new investment tools with use of the current technologies of financial engineering. They are built in accordance with the existing standards that protect the rights of customers to receive a quality product, combining insurance protection and possibility of obtaining an investment income in terms of the integral financial decision. At the same time, the Russian insurance market presents only analogs of full-fledged investment-insurance products acting abroad. They provide functional conveniences, but they are not always as effective as other financial decisions. There exist analog investment strategies that can be formed in terms of basic parameters of investment life insurance and, at the same time, provide the investor with a more attractive return. The article presents the variants of such strategies developed by using the proposed elements of their design and presents the corresponding calculations confirming low financial attractiveness of investment life insurance for a potential investor that has taken shape at present.

Tuesday Evening

PMLA ◽  
1935 ◽  
Vol 50 (4) ◽  
pp. 1357-1357
Keyword(s):  
Life Insurance ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Local Committee ◽  
Tuesday Evening

On Tuesday evening the members of the Association, and attending members of their families, were entertained with a buffet supper at the Queen City Club at 7:30 p.m. at the invitation of Messrs. Joseph S. Graydon, John J. Rowe, and other Cincinnati friends of the Association. Following this supper an entertainment arranged by the Local Committee was presented in the Hall of the Western and Southern Life Insurance Company. Attendance: about 900.

Financial Engineering and Computation

2001 ◽  
Author(s):  
Yuh-Dauh Lyuu
Keyword(s):  
Financial Engineering

Assessing the Impact of Suicide Exclusion Periods on Life Insurance

Crisis ◽  
2010 ◽  
Vol 31 (4) ◽  
pp. 217-223 ◽  
Author(s):  
Paul Yip ◽  
David Pitt ◽  
Yan Wang ◽  
Xueyuan Wu ◽  
Ray Watson ◽  
...  
Keyword(s):  
Life Insurance ◽  
Accidental Death ◽  
Insurance Policy ◽  
Death Rates ◽  
Insurance Policies ◽  
Suicidal Death ◽  
Insured Individual ◽  
The Impact ◽  
Insurance Data ◽  
The Relationship

Background: We study the impact of suicide-exclusion periods, common in life insurance policies in Australia, on suicide and accidental death rates for life-insured individuals. If a life-insured individual dies by suicide during the period of suicide exclusion, commonly 13 months, the sum insured is not paid. Aims: We examine whether a suicide-exclusion period affects the timing of suicides. We also analyze whether accidental deaths are more prevalent during the suicide-exclusion period as life-insured individuals disguise their death by suicide. We assess the relationship between the insured sum and suicidal death rates. Methods: Crude and age-standardized rates of suicide, accidental death, and overall death, split by duration since the insured first bought their insurance policy, were computed. Results: There were significantly fewer suicides and no significant spike in the number of accidental deaths in the exclusion period for Australian life insurance data. More suicides, however, were detected for the first 2 years after the exclusion period. Higher insured sums are associated with higher rates of suicide. Conclusions: Adverse selection in Australian life insurance is exacerbated by including a suicide-exclusion period. Extension of the suicide-exclusion period to 3 years may prevent some “insurance-induced” suicides – a rationale for this conclusion is given.

Psychological and Behavioral Characteristics of Financial Engineering Major Students

2011 ◽  
Author(s):  
Semi Oh ◽  
Junsu Park ◽  
Do-Yeong Kim
Keyword(s):  
Financial Engineering ◽  
Behavioral Characteristics
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