Architectural Innovation and SAIL's Strategic Response

Abstract Following the crisis, macroprudential regulations targeting mortgage-market vulnerabilities were widely adopted, their success often relying on the response of financial intermediaries. We provide evidence from Canada suggesting banks may have behaved strategically to limit the effectiveness of recently implemented mortgage stress tests. Before implementation, borrowers had to prove they could make mortgage payments based on the interest rate specified in the contract. The new tests require borrowers to show they can afford payments based on a typically higher qualifying rate, derived from the mode of 5-year rates posted by the six largest banks. The government’s objective was to cool credit markets, but, since many mortgages are government-insured, the big banks’ interests were not aligned. We find evidence of rate manipulation using a difference-in-differences approach comparing changes in spreads for 5-year mortgages with 3-year spreads, unaffected by the policy. The qualifying rates were lowered encouraging continued borrowing, muting the tests’ impact.

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Traditional Culture Expression and Innovation of Contemporary Architecture

Applied Mechanics and Materials ◽

10.4028/www.scientific.net/amm.638-640.2290 ◽

2014 ◽

Vol 638-640 ◽

pp. 2290-2293

Author(s):

Han Fang Liu ◽

Xue Mei Jin ◽

Jia Fu

Keyword(s):

Traditional Culture ◽

Power Source ◽

Modern Architecture ◽

National Character ◽

Architectural Form ◽

Chinese Architecture ◽

Factors Influencing ◽

Architectural Innovation ◽

Regional Character ◽

Contemporary Architecture

This paper analyzes the factors influencing the contemporary architectural innovation. It puts forward that the model of standardization and mass production contribute to similar “international” architectural form, which results in the disappearing of the “national character” and“regional character” of Chinese architecture. However, simplified traditional expressions make contemporary architectural innovation too superficial, leading to a “trap” of imitation. It also pointes out that the combination of the methods of symbol and metaphor , technology and materials of modern architecture, a further exploration of traditional culture symbols, cultural energy stimulating is the power source of contemporary architectural innovation, and make a argumentation through success and failure cases.

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Knowledge sharing, complex environments and small-worlds

Human Systems Management ◽

10.3233/hsm-2005-24301 ◽

2005 ◽

Vol 24 (3) ◽

pp. 185-195

Author(s):

Mike Metcalfe

Keyword(s):

Knowledge Sharing ◽

System Thinking ◽

Small Worlds ◽

Complex Environments ◽

Complex Environment ◽

Strategic Response ◽

Social Species ◽

The Social ◽

Self Organisation ◽

Do So

This paper is about knowledge sharing vision appropriate for a complex environment. In these environments, traditional views of knowledge sharing as informing a hierarchical, centralised leadership may be misleading. A complex environment is defined as one that emerges unpredictable changes that require organisations to reconnect, to reorganise. Organisations need to be able to rapidly reconnect relationships so as to reflect new priorities, and to do so without causing change “bottlenecks”. The empirical biologists have observed that some social species have evolved structures that enable them to do this automatically what ever the environmental change. These organisational forms have survived for millions of years without central planning; rather they use local knowledge is reconnect as required overall providing an appropriate strategic response. These organisational forms seem to result from the small-worlds phenomenon and it is self organising. Specifically, this paper will argue that this small-worlds, self organisation, phenomena is a useful vision for designing a knowledge sharing vision appropriate for a complex environment. The supportive evidence is provided in the form of identifying the empirical attributes of self organisation and small worlds to provide an explanation of how and why it works. The system thinking, biology (insect) and the social-network literature are used.

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An Organized, Comprehensive, and Security-Enabled Strategic Response to the Haiti Earthquake

Anesthesia & Analgesia ◽

10.1213/ane.0b013e3181f42fd3 ◽

2010 ◽

Vol 111 (6) ◽

pp. 1438-1444 ◽

Cited By ~ 14

Author(s):

Maureen McCunn ◽

Michael A. Ashburn ◽

Thomas F. Floyd ◽

C. William Schwab ◽

Paul Harrington ◽

...

Keyword(s):

Haiti Earthquake ◽

Strategic Response

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A Survey of PDM Implementation Projects in Selected Swedish Industries

Volume 7: 10th Engineering Information Management Symposium ◽

10.1115/96-detc/eim-1132 ◽

1996 ◽

Author(s):

Ulf Sellgren ◽

Cecilia Hakelius

Keyword(s):

Product Development ◽

Concurrent Engineering ◽

Product Data Management ◽

Huge Amount ◽

Strategic Response ◽

Related Information ◽

Industrial Companies ◽

Powerful Approach ◽

Computer Based ◽

Knowledge Intensive

Abstract Technology and engineering might be characterized as becoming more knowledge-intensive. A huge amount of data is used and produced in most product development projects. Increasing competition requires shorter reaction time to customer demands and a higher level of innovation. Concurrent Engineering (CE) is a strategic response to competition. It has proved to be a powerful approach to integrating engineering activities in product development. However, integration and parallel activities, that is the essence of CE, add complexity to the process. Consequently, information management is recognized as a major component in many CE models. Product Data Management (PDM) systems are a class of computer based systems that address the need to manage product related information that is mainly formal and computer interpretable. PDM systems are sometimes referred to as CE enablers. Results from a resent survey of PDM implementation projects in six Swedish industrial companies, with products ranging from telecommunications systems to trucks and medical equipment, indicate the importance of also utilizing the Concurrent Engineering (CE) approach in the process of implementing an enterprise-wide PDM solution.

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