The Cognitive Reflection Test (CRT) has quickly become a popular measure of individual differences in propensity to reflect versus rely on intuition (Frederick, 2005). The test consists of three questions, and it has been found to be associated with many different every day beliefs, such as religious beliefs, and performance on heuristics and biases tasks. As such, it has dominated recent theorizing about individual differences in intuitive/reflective thinking propensities. However, it is unclear whether these questions primarily measure individual differences in reflective versus intuitive thinking propensities, versus numeracy, or even another cognitive skill such as cognitive restructuring (i.e. the ability to reframe problems). The present research examined the extent to which the CRT performance can be attributed to individual differences in intuitive/reflective thinking propensities, versus other factors such as numeracy and/or insight problem solving ability, by observing whether presenting the correct answers in multiple-choice format without the "intuitive" answers would make the problems trivially easy or if many participants would still be unable to solve the problems correctly. Furthermore, it sought to determine whether the CRT's associations with other judgments and beliefs (e.g. religiosity, paranormal beliefs, etc.) can be explained by its assessment of intuition/reflection or one of these other factors. Results indicate that performance on the CRT is multiply determined, with numeracy and insight problem solving ability also being primary factors. Furthermore, numeracy in particular could help explain some differences in everyday beliefs. Keywords: Cognitive Reflection, Intuition, Numeracy, Insight, Beliefs, Judgments