Research on economic security of commercial banks

2021 ◽  
Vol 10 (6) ◽  
pp. 21-36
Author(s):  
Abdullaev Altinbek Yangibayevich ◽  
Abdullaev Guzal Altinbekovich ◽  
Gabborov Otabek
Keyword(s):  
Commercial Banks ◽  
Economic Security

scholarly journals Mechanisms for neutralizing threats to the economic security of commercial banks

KANT ◽  
2020 ◽  
Vol 37 (4) ◽  
pp. 109-114
Author(s):  
Elvira Kilsinbaeva ◽  
Elvira Mukhamadieva ◽  
Nafisa Kuchukova
Keyword(s):  
National Economy ◽  
Commercial Banks ◽  
Banking Sector ◽  
Economic Security ◽  
Credit Institution ◽  
Economic Interests

The article identifies and examines the main threats that arise during the activities of a credit institution, as well as ways and methods of improving the economic security of a credit institution in the conditions of modern Russia. The urgency of developing concepts for neutralizing economic security is due to the growing need to protect the economic interests of the banking sector, which is a key element in the functioning of the entire national economy.

scholarly journals The use of accounting information for assessing the economic security of commercial banks

2019 ◽  
Vol 91 ◽  
pp. 08065
Author(s):  
Anastasia Gontar ◽  
Vladimir Plotnikov ◽  
Nadezda Chernovanova ◽  
Elena Yagupova
Keyword(s):  
Neural Network ◽  
Financial Reporting ◽  
Commercial Banks ◽  
Accounting Information ◽  
Optimal Level ◽  
Economic Security ◽  
Financial Indicators ◽  
Neural Network Approach ◽  
Financial Reporting Standards ◽  
Credit Institutions

The authors studied the use of accounting information for assessing the level of economic security of commercial banks. The article substantiates the choice of financial indicators of credit institutions as input parameters of the neural network. The analytical platform Deductor Studio Academic was chosen as the instrumental environment for assessing the level of economic security of banks. With its help, cluster analysis was performed. The division of the initial set of credit institutions into subsets (economic security classes) used the k-means method with splitting into three clusters: cluster 0 - “Optimal level of economic security”, cluster 1 -“Conditionally optimal level of economic security”, cluster 2 - “Low level of economic security”. The proposed data model with the results of the division of credit institutions into clusters according to the financial indicators of International Financial Reporting Standards made it possible to draw conclusions about the level of economic security of credit institutions and justify the choice of accounting information indicators for implementing a neural network approach to banking research.

scholarly journals PROBLEMARY ASPECTS OF FINANCIAL AND ECONOMIC SECURITY OF COMMERCIAL BANKS

2019 ◽  
pp. 7-13
Author(s):  
Y. Balatskyi ◽  
V. Murka
Keyword(s):  
Credit Risk ◽  
Commercial Bank ◽  
Personnel Selection ◽  
Financial Management ◽  
Commercial Banks ◽  
Economic Security ◽  
Risk Indicators ◽  
Financial Security ◽  
Security Assessment ◽  
Internal Factors

The article substantiates the issue of important aspects of financial and economic security of commercial banks. In order to maintain the financial and economic security of the bank, it is important to comply with a number of conditions. Such conditions include an adequate level of liquidity, securing loan repayments, increasing bank profitability and minimizing banking risks. Models and methods by which the level of financial and economic security of banks are evaluated are analyzed and systematized in the article. All available models are reduced to an economic security assessment, as the bank's work is based on financial transactions. Therefore, the method of ratios and indicators was used to assess the level of financial security of the bank. The study raised the problem of selecting the required number of indicators that most affect the financial and economic security of a commercial bank. Credit risk was chosen among a large number of external and internal factors, as they have a significant impact on creditworthiness and are set to limit the credit risk of the bank. The weakening of financial security is evidenced by a decrease in liquidity and an increase in accounts payable and receivables, non-compliance with credit risk indicators. Therefore, the article analyzes the financial security by internal factors of influence, namely, the credit risk standards H7, H8 and H9. Three banks were selected for analysis: Oschadbank, Alfa-Bank and UkrSibbank. Today, the level of financial and economic security of the bank is insufficient among Ukrainian banks. In order to form a high level of financial and economic security of the bank it is necessary to achieve effective management of all subsystems of the bank, to develop effective financial management of the bank, to carry out careful personnel selection, as well as to ensure effective risk management. Keywords: financial and economic security of a commercial bank, methods of assessing financial security, models of financial security assessment, credit risks.

scholarly journals MINIMIZATION OF CREDIT RISKS OF COMMERCIAL BANKS AS A COMPONENT OF THEIR ECONOMIC SECURITY

2018 ◽  
Author(s):  
Татьяна Щербакова ◽  
Tat'yana Scherbakova ◽  
Ольга Черкасова ◽  
Ol'ga Cherkasova
Keyword(s):  
Risk Factors ◽  
Credit Risk ◽  
Commercial Banks ◽  
Main Type ◽  
Economic Security ◽  
Bank Risk ◽  
Factors Affecting ◽  
Credit Risks

This article will consider credit risk as the main type of Bank risk, factors affecting it, as well as the main directions and methods of management and minimization of credit risks.

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