Financial Inclusion for Women: Impact Evaluation on Islamic Microfinance to Women’s Empowerment in Indonesia

2017 ◽  
pp. 81-140 ◽  
Author(s):  
Umi Karomah Yaumidin ◽  
Diah Setiari Suhodo ◽  
Putri Irma Yuniarti ◽  
Achsanah Hidayatina
Keyword(s):  
Impact Evaluation ◽  
Women's Empowerment ◽  
Financial Inclusion ◽  
Women’S Empowerment ◽  
Islamic Microfinance

scholarly journals Women's Empowerment in the Philippines: Impact evaluation of the ‘BASIC START’ project

2021 ◽  
Author(s):  
Jaynie Vonk
Keyword(s):  
Impact Evaluation ◽  
Experimental Approach ◽  
Positive Impact ◽  
Women's Empowerment ◽  
The Philippines ◽  
Women’S Empowerment ◽  
Autonomous Region ◽  
Full Report ◽  
Quasi Experimental ◽  
The Impact

This evaluation is presented as part of the Effectiveness Review Series 2018/19 on women’s empowerment. The BASIC START (Building Autonomous and Stable Institutions and Communities through Socially Cohesive, Transparent, Accountable and Responsive Transition) in the Bangsamoro' project was carried out in the Autonomous Region in Muslim Mindanao (ARMM) in the Philippines between April 2015 and August 2017, by Oxfam together with four implementing partners: Al Mujadilah Development Foundation (AMDF), United Youth of the Philippines Women (UnYPhil-Women), Tarbilang Foundation, and Women Engaged in Action on 1325 (WE Act 1325). The project aimed to promote women's empowerment and peacebuilding in the region. A quasi-experimental approach was used to assess the impact of the project activities in strengthening women’s empowerment. The evaluation used Oxfam's Women's Empowerment (WE) index. Overall, the evaluation found that the BASIC START project had a positive impact on Women's Empowerment in all three levels investigated – personal, relational and environmental. Find out more by reading the evaluation brief or the full report.

scholarly journals The Intersection of Islamic Microfinance and Women’s Empowerment: A Case Study of Baitul Maal Wat Tamwil in Indonesia

2020 ◽  
Vol 8 (2) ◽  
pp. 37 ◽  
Author(s):  
Ninik Sri Rahayu
Keyword(s):  
Gender Inequality ◽  
Poverty Alleviation ◽  
Local Governments ◽  
Women's Empowerment ◽  
Women’S Empowerment ◽  
Critical Groups ◽  
Microfinance Institutions ◽  
Organizational Vision ◽  
Islamic Microfinance

It is largely assumed that Islamic microfinance institutions (IMFIs) deal with family empowerment instead of women’s empowerment. However, women are the main beneficiaries of Baitul Maal Wat Tamwil (BMT), Indonesia’s first IMFIs. This paper aims to explore the origins, the initiators, and the visions of BMTs and the extent to which they intersect with women’s empowerment. Employing a qualitative approach, this study selected four BMTs in Yogyakarta as a case study. It found that four critical groups that have a significant role in the development of Indonesian BMTs: ICMI (Association of Indonesian Muslim Intellectual), Islamic mass organizations, NGOs, and local governments. The issues of loan sharks and poverty alleviation were the primary factors driving the inception of BMTs. Despite women being crucial clients, none of the studied BMTs explicitly invoked women’s empowerment in their organizational vision. To conclude, the BMTs’ preference for women is not based on an understanding of gender inequality, but rather motivated by pragmatic business considerations, particularly the self-sustainability paradigm that underpins their practices.

Is M-PESA a Model for Financial Inclusion and Women Empowerment in Kenya?

2015 ◽  
pp. 101-123 ◽  
Author(s):  
Violet N. Barasa ◽  
Charles Lugo
Keyword(s):  
Rural Communities ◽  
Gender Gap ◽  
Financial Services ◽  
Women's Empowerment ◽  
Financial Inclusion ◽  
Women’S Empowerment ◽  
Legal Rights ◽  
Mobile Banking ◽  
Women And Girls ◽  
The Impact

Since the 1980s, the gender gap in most countries—rich and developing—has been narrowing. Women and girls are going to school more, living longer, getting better jobs, and acquiring legal rights and protections. Despite these strides, women in poor rural communities remain financially excluded from formal financial services. This chapter explores the impact of mobile banking on financial inclusion and women's empowerment in Kenya. The aim is to evaluate whether mobile banking is a form of financial inclusion and women's financial empowerment in Kenya. Firstly, it gives a clear background of a form of mobile banking in Kenya locally called M-PESA. Secondly, it evaluates how M-PESA is a form financial inclusion. Thirdly, it examines if M-PESA is a form of financial empowerment for women and girls in Kenya and lastly, offers recommendations on how M-PESA can effectively become a mode of financial inclusion and women's empowerment in Kenya.

scholarly journals Role of Islamic microfinance in women’s empowerment: evidence from rural development scheme of Islami bank Bangladesh limited

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Md. Saiful Islam
Keyword(s):  
Rural Women ◽  
Positive Impact ◽  
Sampling Technique ◽  
Women's Empowerment ◽  
Three Dimensions ◽  
Women’S Empowerment ◽  
Primary Data ◽  
Content Type ◽  
Islamic Microfinance ◽  
The Impact

Purpose The purpose of this study is to investigate the impact of Islamic microfinance services (IMFS) on women’s empowerment in rural Bangladesh. Design/methodology/approach The study is based on a multi-stage sampling technique. The primary data are collected through a face-to-face survey of 389 women respondents who have received IMFS from the Islami Bank Bangladesh Limited. Cronbach’s alpha test is conducted to test the reliability and internal consistency of collected data. Paired-sample tests, logit regression and proportion hypothesis tests are conducted to measure the impact of IMFS on women’s empowerment. Descriptive and inferential statistics are used to interpret the data. Findings The study reveals that IMFS have led to structural transformation in the occupation dynamics of the respondents’ families from agriculture to retail businesses. IMFS have had a significant positive impact on household income, savings and expenditure; have improved standard of living and human capital formation; and have enhanced all three dimensions of empowerment, namely, economic empowerment, socio-cultural empowerment (SCEM) and familial empowerment (FLEM). Of them, economic and SCEM have positively contributed toward overall women’s empowerment, while FLEM has a negative but insignificant impact on overall empowerment. The respondents’ perception also supports the finding that IMFS have benefited rural women and empowered them. Originality/value The study is based on primary data. It leads to an inquiry as to whether women are dominant in familial affairs. If so, it may reduce the state of happiness and overall women’s empowerment. There is a clear gap in the existing literature about this inquiry.

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