Preparing for an “Insured” Old Age: Insurance Purchase and Self-Support in Old Age in Rural China

2018 ◽  
Vol 33 (2) ◽  
pp. 183-195 ◽  
Author(s):  
Lihong Shi
Keyword(s):  
Old Age ◽  
2019 ◽  
Vol 3 (Supplement_1) ◽  
pp. S457-S457
Author(s):  
Ying Wang ◽  
Huijun Liu ◽  
Bei Wu ◽  
Yaolin Pei

Abstract Due to China’s gender imbalance, it is estimated that more than 30 million adult males were unable to get married. The old-age support for older unmarried sons (so-called forced bachelors) and their parents faces a significant challenge. Using data from a survey in Central and Western rural China, the present study examined the impact of family structure and health status on the worries about old-age support for themselves and their parents from the perspective of older unmarried sons. The sample included 359 older unmarried sons with rural Hukou (housing registration) status. The age of he sample ranges from 28 to 51. The results showed that 52.64% and 54.8% of respondents were worried about their own and their parents’ old-age support, respectively. Ordered logistic regression showed that having a sister(s) was negatively related to worries about their own and parents’ old-age support. Those with living mothers had less worries than their counterparts, and those who had a brother(s) had less worries about their parents’ old age support. Moreover, having any brothers who were also older unmarried sons was positively related to worries about their own and parents’ old-age support. Older unmarried sons who had two frail old parents had more worries for their parents’ old-age support than those whose parents were physically independent. The study highlights the importance of family structure and parental health status as important factors in worries over old-age support in China.


Author(s):  
Fang Cai ◽  
John Giles ◽  
Philip O'Keefe ◽  
Dewen Wang

Rural China ◽  
2015 ◽  
Vol 12 (1) ◽  
pp. 106-133

How do we explain the changes in intergenerational relations in China’s rural areas? The author puts forward a framework for the explanation through the angle of the division of property and of family ethics. The traditional model of the division of family property is centered on the inheritance of land, from which was derived the principle of “maintenance” which forms the core of family ethics, thereby making up the traditional system of “ inheritance—maintenance.” Since 1949, changes in land rights and the rise of market economy have changed this system fundamentally. The reproduction of family ethics is no longer possible and the elderly face a big crisis in old-age maintenance. Meanwhile, young and middle-aged parents have abandoned the traditional expectation of old-age maintenance by their children, and have sought to accumulate wealth separately and independently, purchased old-age insurance, and have formed new ideas of old-age maintenance. Pushed by this new idea, the division of property has become more and more rational. In general, the process of intergenerational relationship in rural China has gone from equilibrium to disequilibrium to a new equilibrium. This article is in Chinese. 在社会转型背景下,中国农村家庭的代际关系发生了怎样的变化?本文从分家析产与家庭伦理的角度提出了一个解释框架。在传统分家析产模式中,以土地的继承为核心,再生产了以“养”为核心的家庭伦理观,形成了传统的“继—养”体系。20 世纪中期以来,地权的变革和市场的兴起根本改变了这一模式,导致家庭伦理的再生产难以为继,并引发了农村老年人的养老危机。与变化了的家产模式相适应,中青年父母们转变了传统的养老预期,开始独立地积蓄财富、购置养老保险,形成了新的养老观念。在这种新的养老观念的推动下,家产的分割呈现出有限、理性的特征,一种新的、理性的代际关系开始形成。总的来看,农村代际关系经历了平衡——失衡——新的平衡的变动趋势。


2015 ◽  
Vol 7 (3) ◽  
pp. 405-420 ◽  
Author(s):  
Chuanchuan Zhang

Purpose – The purpose of this paper is to examine the substitute between social old-age insurance and adult children in providing old-age support, and estimate the effects of China’s old rural pension program (ORPP) on sex ratio. Design/methodology/approach – Using data from China’s 2005 inter-census population survey and China Health and Retirement Longitudinal Study, this paper estimates the effects of children on rural parents’ take-up of pension program and the effects of having access to pension on old parents’ choice of resource for future old-age support. The effects of China’s ORPP on sex ratio are estimated using difference-in-differences identification strategy. Findings – Peasants having sons are less likely to participate in pension program and each additional son and daughter significantly decreases their likelihood of participation. Moreover, the effect of sons is much larger than that of daughters. Peasants having access to pension are less likely to rely on their children for old-age support. The implementation of the ORPP moderately decreased sex ratio. Social implications – Implementing pension program in China’s rural area will probably affect rural people’s fertility behavior and thus be helpful in correcting sex ratio bias. Originality/value – This paper first estimates the effects of having access to pension on old parents’ choices of providers of old-age support, and estimates the causal effect of rural pension on sex ratio using standard DID strategy.


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