scholarly journals Navigating an International Research Elective in a Resource-Poor Setting

2010 ◽  
Vol 37 (6) ◽  
pp. 909-911
Author(s):  
Jorina Elbers
Keyword(s):  
World Bank ◽  
Democratic Republic ◽  
Democratic Republic Of Congo ◽  
Sub Saharan Africa ◽  
Resource Poor Setting ◽  
Poverty Threshold ◽  
The World Bank ◽  
Immunodeficiency Virus ◽  
The World ◽  
Sub Saharan

In the fall of 2008, I completed a 2-month international elective and traveled from Toronto, Canada to Zambia. Zambia is a peaceful, land-locked country in sub-Saharan Africa, neighboring Zimbabwe,Angola, and the Democratic Republic of Congo. Zambia ranks number 164 out of 182 in the United Nation's Human Development Index (2009), with 64.3% of the nation's population living below the World Bank poverty threshold of $1 a day. The estimated adult prevalence of human immunodeficiency virus (HIV) is 15%, with greater than 50% of the population less than 18 years old, and an average lifeexpectancy of 42 years (Unicef, 2007).

What determines financial inclusion in Sub-Saharan Africa?

2017 ◽  
Vol 8 (1) ◽  
pp. 8-18 ◽  
Author(s):  
Sydney Chikalipah
Keyword(s):  
International Development ◽  
World Bank ◽  
Financial Inclusion ◽  
Sub Saharan Africa ◽  
Data Set ◽  
Content Type ◽  
The World Bank ◽  
The World ◽  
Sub Saharan ◽  
Ssa Countries

Purpose The purpose of this paper is to investigate the determinants of financial inclusion (FI) in Sub-Saharan Africa (SSA). Design/methodology/approach The paper uses the World Bank country-level data from 20 SSA countries for the year 2014. Findings The empirical findings in this study indicate that illiteracy is the major hindrance to FI in SSA. The findings provide useful information to government agencies and international development organisations. Also, the findings can help accelerate and strengthen FI strategies among SSA countries. Research limitations/implications Some countries were excluded from the final analysis due to lack of data. Practical implications In the last two decades, there has been renewed interest in fighting financial exclusion in Africa. Therefore, this study provide evidence which clearly shows that enhancing literacy levels in a country can immensely contribute towards building the financially inclusive societies in the SSA region. Originality/value To the best of the author’s knowledge, this is the first study to empirically test the determinants of FI in SSA using the World Bank FI data set. Furthermore, this is the first attempt to estimate the determinants of FI with a combined data of SSA countries.

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