Continuous job lock: employer health insurance contributions and job tenure

2021 ◽  
pp. 1-6
Author(s):  
James Bailey ◽  
Michael Mathes
ILR Review ◽  
1996 ◽  
Vol 49 (3) ◽  
pp. 439-455 ◽  
Author(s):  
Thomas C. Buchmueller ◽  
Robert G. Valletta

The authors use data from the 1984 Survey of Income and Program Participation (SIPP) to investigate whether employer-provided health insurance reduced worker mobility (a phenomenon termed “job-lock”). The SIPP provides Information on variables—particularly pension receipt, job tenure, and spouse job change—that were omitted from previous studies and are, the authors argue, key to the estimation of well-defined mobility models. For dual-earner married men and women, the authors estimate a model that accounts for the interaction between husbands' and wives' job change decisions. For both married and single individuals, the results provide fairly strong evidence of job-lock among women, but only weak indications of job-lock among men. The authors speculate that this finding reflects higher health care use by women than by men.


ILR Review ◽  
1994 ◽  
Vol 48 (1) ◽  
pp. 86 ◽  
Author(s):  
Jonathan Gruber ◽  
Brigitte C. Madrian

Author(s):  
Jack Hadley ◽  
James D. Reschovsky

This paper explores the decisions by small business establishments (<100 workers) to offer health insurance. We estimate a theoretically derived model of establishments' demand for insurance using nationally representative data from the 1997 Robert Wood Johnson Foundation Employer Health Insurance Survey and other sources. Findings show that offer decisions reflect worker demand, labor market conditions, and establishments' costs of providing coverage. Premiums have a moderate effect on offer decisions (elasticity = –.54), though very small establishments and those employing low-wage workers are more responsive. This suggests that premium subsidies to employers would be an inefficient means of increasing insurance coverage. Greater availability of public insurance and safety net care has a small negative effect on offer decisions.


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