Is Supplementary Health Insurance an Effective Supplement to Basic Health Insurance in China? a Two-part Model and Quantile Approach

Author(s):  
Hao Yang
2007 ◽  
Vol 2 (2) ◽  
pp. 173-192 ◽  
Author(s):  
FRANCESCO PAOLUCCI ◽  
ERIK SCHUT ◽  
KONSTANTIN BECK ◽  
STEFAN GREß ◽  
CARINE VAN DE VOORDE ◽  
...  

Abstract:As the share of supplementary health insurance (SI) in health care finance is likely to grow, SI may become an increasingly attractive tool for risk-selection in basic health insurance (BI). In this paper, we develop a conceptual framework to assess the probability that insurers will use SI for favourable risk-selection in BI. We apply our framework to five countries in which risk-selection via SI is feasible: Belgium, Germany, Israel, the Netherlands, and Switzerland. For each country, we review the available evidence of SI being used as selection device. We find that the probability that SI is and will be used for risk-selection substantially varies across countries. Finally, we discuss several strategies for policy makers to reduce the chance that SI will be used for risk-selection in BI markets.


Author(s):  
Amal Yassine ◽  
Abdelkader Jalil Hangouche ◽  
Naoufel El Malhouf ◽  
Siham Maarouf ◽  
Jamal Taoufik

2018 ◽  
Vol 32 (1) ◽  
pp. 142-150 ◽  
Author(s):  
Ali Kazemi Karyani ◽  
Arash Rashidian ◽  
Ali Akbari Sari ◽  
Sara Emamgholipour Sefiddashti

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