Comparative Analysis of Loan Repayment Rates of Individual and Group Agricultural Loans from Nigerian Agricultural Cooperative and Rural Development Bank (NACRDB) in Nsukka Local Government Area.

2016 ◽  
Vol 15 (3) ◽  
2021 ◽  
Vol 4 (3) ◽  
pp. 63-72
Author(s):  
Egware O.N. ◽  
Akporien O.F. ◽  
Otuya S.

Lack of financial autonomy and undue interference by state governments have been identified as some of the impediments to effective administration of local governments in Nigeria. To this end, this study was carried out to examine the effect of financial autonomy on rural development using Isoko North Local Government Area as a case study. The study adopted a survey research design; hence, data were collected through the use of questionnaires administered to the management and staff of selected departments in Isoko North Local Government Council. The findings of the study indicate that financial autonomy will contribute positively to rural development and service delivery in the area of study, and recommends that local governments should be made financially autonomous to promote rural development and enhance better service delivery.


2017 ◽  
Vol 11 (1) ◽  
pp. 66-77
Author(s):  
A. O. OKETAYO ◽  
Y. L. OLALEYE

The study examined the effect of rural-urban migration of youth on rural development in Ogbomoso South Local Government Area of Oyo State. Rural-urban migration is a phenomenon that most developing nations of the world are experiencing due to the gross neglect of the rural areas. In Nigeria, the issue of rural-urban migration is quite alarming owing to the discriminatory centralization of facilities in the urban areas as well as widening income gap between the urban and rural areas. This study adopted a descriptive survey research design while purposive sampling technique was used in selecting 300 from Ogbomoso south LGAs.  The data collected was tested by using Pearson product moment correlation and ANOVA. The study established that self-help project had significant relationship with youth out-migration (r = .351*, N= 300, P < .05), community economy  also had significant relationship with out-migration (r = .277*, N= 300, P < .05), care for elderly had negative significant relationship with out-migration(r = -.182*, N= 300, P < .05) and cultural practices also had significant relationship with out-migration (r = .198*, N= 300, P < .05). The study recommended  that; government should decentralize its developmental projects and programmes in order to accommodate the rural areas. Government should make agriculture attractive for rural dwellers so that they could see it as a profitable occupation and there should be economic incentives to promote adaptation of indigenous skills and technologies in the rural areas. 


Author(s):  
Oluniyi Oyeleke

The paper examines the activities of teachers in two different historical epochs of Nigerian history. Relevant literatures were reviewed which borders on the commitment and official roles of teachers from the time of missionary sole control of education to post-independent era. Comparative analysis of the two epochs were examined in terms of teachers commitment, degree of motivation and training, tendency to engage in other paid work outside teaching and the degree of communal involvement. The study adopted a survey design. One hundred and fifty teachers from Ayedaade Local Government Area of Osun State were used as the study sample. Questionnaire was designed, validated and administered. Data collected were analyzed using simple percentage. The teachers in the first epoch, 1960 – 1985, were rated higher based on their positive impacts on teaching-learning than the second epoch group, 1986 - 2010.


2021 ◽  
pp. 61-64
Author(s):  
M. Visweswaraiah ◽  
S. Mahendrakumar

Primary Agricultural Cooperative and Rural Development Banks are playing an important role in meeting the credit requirements of the rural population. The main activity of the Bank is the dispensation of long-term credit for agricultural and rural development under schematic lending approved by NABARD Bank. The lending programs are for productive purposes like integrated loans for agriculture and allied agricultural purposes under major and medium-term projects. The present study was carried out with a broad objective to examine the performance of the Karnataka State Cooperative Agriculture and Rural Development Bank (KSCARD Bank). The study has made use of secondary data (2010- 11 to 2019-20) and the analysis is carried out by using the exponential growth model which has been used to analyze the performance of KSCARD Bank. Finally, it is concluded that the lending performance has very crucial role in Long Term Credit requirements, but the status of the recovery balance of KSCARD bank is very high when compared to the demand and collection of the recovery


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