AN ANALYSIS OF GROWTH AND PERFORMANCE OF KARNATAKA STATE COOPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK IN KARNATAKA

2021 ◽  
pp. 61-64
Author(s):  
M. Visweswaraiah ◽  
S. Mahendrakumar

Primary Agricultural Cooperative and Rural Development Banks are playing an important role in meeting the credit requirements of the rural population. The main activity of the Bank is the dispensation of long-term credit for agricultural and rural development under schematic lending approved by NABARD Bank. The lending programs are for productive purposes like integrated loans for agriculture and allied agricultural purposes under major and medium-term projects. The present study was carried out with a broad objective to examine the performance of the Karnataka State Cooperative Agriculture and Rural Development Bank (KSCARD Bank). The study has made use of secondary data (2010- 11 to 2019-20) and the analysis is carried out by using the exponential growth model which has been used to analyze the performance of KSCARD Bank. Finally, it is concluded that the lending performance has very crucial role in Long Term Credit requirements, but the status of the recovery balance of KSCARD bank is very high when compared to the demand and collection of the recovery

2021 ◽  
Vol 3 (3) ◽  
pp. 679-688
Author(s):  
Do Quang Giam ◽  
Dao Thi Hoang Anh ◽  
Vu Ngoc Huyen ◽  
Lai Phuong Thao ◽  
Dao Huu Bao ◽  
...  

Group-based lending is a form of loan provision for individuals and households in rural areas for production and consumption purposes. Proceeding from the imbalance between demand and supply on small-scale capital, and also Government policies on sustainable poverty reduction, the Vietnam Bank for Agriculture and Rural Development (Agribank) has coordinated with its local authorities and socio-political organizations to provide loan services via group lending. The purpose of this paper was to evaluate the status of group lending development of the Agribank-Bac Giang Branch II. The paper used secondary data collected from the branch and primary data gathered from 50 representative customers and 10 credit officers related the group lending of the branch. Data analysis methods consisted of descriptive statistics and comparative analysis, incorporated with the measurements for bank performance and quality. The findings show positive prospects in both the bank and customers for the development of group lending activity and obstacles in the group lending development of the branch. The paper also proposes some solutions for the branch to tackle difficulties and promote the development of group lending in the branch in Bac Giang province.


Author(s):  
Felicitas Becker

In parallel with mosques, centres of Quranic education, known locally as madrasa, sprang up in the countryside between c.1920 and 1960. They were small, poor, and often transient; their one defining feature was the presence of a mwalimu, a teacher. Comparison of the parallel development of madrasa and mission schools makes clear that the main reason for this divergence was not resistance to Christian elements in the missionaries' syllabus, but to the perceived interference of mission teachers with the authority of students' families and with local religious practices. By contrast, madrasa tolerated these practices and were more closely integrated into the social networks of parents. The spread of madrasa and of mission schools involves three subtle long-term processes. Topics covered include educational practice and the status of knowledge, madrasa and mission schools, unyago, colonial politics and local networks, schools and madrasa as local institutions, madrasa as sites of encounter with Muslim knowledge, imagining Muslim scholarship, and performance and orality in Muslim education. In general, the history of madrasa emphasizes an indirect association between education and social control – the complex status of knowledge.


2018 ◽  
Vol 6 (2) ◽  
pp. 188-199
Author(s):  
Megha Sahu ◽  
J. S. Raghuwanshi ◽  
A. M. Jaulkar

The recent research was conducted to examine the economic effect (in term of net income) of long term credit from District Cooperative Agriculture and Rural Development Bank” (DCARDB), at Hoshangabad from 2005-06 to 2009-10 Two hundred forty respondents were selected in which each thirty were the beneficiaries of new well, electric & diesel pump, tube well, submersible pump, sprinkler, thresher, pipe line and tractor (these eight purposes were selected purposively and period of loan was different for every purpose and for every borrowers), all these beneficiaries were selected from circle of 20 kilometres radius from each branch (Itarsi, Bankhedi, Piparia, Sohagpur, Babai, Banapura) of DCARDB (Hoshangabad). Paired t-test was used to compare the net income of the beneficiaries before and after utilization of long term credit. Study reveals that the “t” value for purchasing of electric & diesel pump and digging of tube well was 2.648 and 2.835, which were Significant, respectively. For the purpose of submersible pump the t-calculated value was 0.857, which was not significant and it also implies that there is no significant difference between net income before and after taking loan of cooperative farmers. It is also reveals that for the purpose of sprinkler and pipe line, the t- calculated value were 3.091 and 3.500 the differences were Significant, respectively. Paired t test showed that the t calculated value for thresher was 1.683, was nonsignificant and t calculated for tractor purchasing was 2.220 which was significant.


2020 ◽  
Vol 22 (2) ◽  
pp. 175-187
Author(s):  
Siti Khoeriyah ◽  
Ernan Rustiadi ◽  
Akhmad Fauzi Syam

This study aimed at map village typologies based on the status of rural development and resilience for prepare the guidance village funds usage. Status of rural development was built with 13 indicators and status resilience was built with 10 indicators. The study used secondary data from BPS, wich was PODES 2014 in 326 villages at Pandeglang district. The results showed that 5 villages were categorized as advanced villages, 93 villages were categorized as developed villages, 177 villages as undeveloped villages, and 52 were categorized as outlying villages. Based on resilience status, there were 16 villages categorized as low resilience villages, 239 villages as middle resilence villages, and 71 villages categorized as high resilience villages. Based on the status of development and resileince, 4 villages were categorized as typology B (advanced and middle resilience villages), 1 village were typology C (advanced and low resiliece villages), 4 villages were typology D (developed and high resilience villages), 79 villages were typology E (developed and middle resilience villages), 9 villages were typology F (developed and low resilience villages), 35 villages were typology G (undeveloped and high resilience villages), 136 were typology H (undeveloped and middle resilience villages), 6 villages were typology I (undeveloped and low resilience villages), 32 villages were typology J (outlying and high resilience villages), and 20 villages were typology K (outlying and middle resilience villages)


2017 ◽  
Vol 19 (3) ◽  
pp. 230
Author(s):  
Tri Budiarto ◽  
Ernan Rustiadi ◽  
Arya Hadi Dharmawan

This study aimed at map rural typologies based on the status of development and self-sufficiency of the rurals. Status of rural development was built with 11 indicators and status self-sufficient was built with six indicators. The study used secondary data from BPS, wich was PODES  2014 in 434 villages at Bogor district. Primary data was used to support the analysis results with field observations taken at four village representatives typology. The results showed that 187  villages were categorized as developed rurals and 247 villages as undeveloped rurals. Based on self-sufficient status, there were 78 villages categorized as self-sufficient rurals and 356 villages as unself-sufficient rurals. Based on the status of development and self-sufficient, three villages were categorized as typology I (developed and self-suffient rurals), 184 villages were typology II (developed and unself-suffient rurals), 172 villages were typology III (undeveloped and unself-sufficient rurals), and 75 villages were typology IV (undeveloped and self-sufficient rurals). Spearman correlation value was -0.371, there was an inverse relationship between the development status and self-sufficiency status of the rural


2018 ◽  
Vol 15 ◽  
pp. 201-208 ◽  
Author(s):  
Joy Elly Tulung ◽  
Dendi Ramdani

The purpose of this article is to find the link between board independence, board size and BPD (regional development bank) performance for describing the corporate governance in regional development bank. The sample of firms consists all 26’s BPD in Indonesia in the period 2010-2014; we take secondary data from the annual report of each BPD, total 203 top executives who are members of the boards of all BPD in Indonesia. The results are the influence of the board independence and board size on the BPD performance. The sample employed all the members of the boards of BPD in Indonesia giving us a confidence in generalization our findings. The statistical method used to test the hypotheses is OLS regression. This method was applied to measure the relationship between board independence, board size and BPD performance. The results suggested that there is a positive relationship between board independence, board size and BPD performance.


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