scholarly journals The Use of Microfinance to Mitigate Financial Exclusion

2020 ◽  
pp. 105-123
Author(s):  
Przemysław Pluskota
Keyword(s):  
Financial Exclusion

Financial Exclusion

2005 ◽  
Author(s):  
Santiago Carbó ◽  
Edward P. M. Gardener ◽  
Philip Molyneux
Keyword(s):  
Financial Exclusion

The Role of Mobile Money in Moderating Financial Exclusion: A Tanzanian Experience

2020 ◽  
Vol 2 ◽  
pp. 1-24 ◽  
Author(s):  
Deogratius Joseph Mhella
Keyword(s):  
Developing Countries ◽  
Financial Institutions ◽  
Banking Sector ◽  
Research Question ◽  
Microfinance Institutions ◽  
Mobile Money ◽  
Access To Credit ◽  
Financial Exclusion

Prior to the advent of mobile money, the banking sector in most of the developing countries excluded certain segments of the population. The excluded populations were deemed as a risk to the banking sector. The banking sector did not work with cash stripped and the financially disenfranchised people. Financial exclusion persisted to incredibly higher levels. Those excluded did not have: bank accounts, savings in financial institutions, access to credit, loan and insurance services. The advent of mobile money moderated the very factors of financial exclusion that the banks failed to resolve. This paper explains how mobile money moderates the factors of financial exclusion that the banks and microfinance institutions have always failed to moderate. The paper seeks to answer the following research question: 'How has mobile money moderated the factors of financial exclusion that other financial institutions failed to resolve between 1960 and 2008? Tanzania has been chosen as a case study to show how mobile has succeeded in moderating financial exclusion in the period after 2008.

All customers are not treated equally: Financial exclusion in isolated Greek islands

2002 ◽  
Vol 7 (1) ◽  
pp. 54-66 ◽  
Author(s):  
George G Panigyrakis ◽  
Prokopis K Theodoridis ◽  
Cleopatra A Veloutsou
Keyword(s):  
Financial Exclusion

scholarly journals An investigation into factors impacting financial exclusion at the bottom of the pyramid in South Africa

2016 ◽  
Vol 33 (2) ◽  
pp. 203-214 ◽  
Author(s):  
John P Wentzel ◽  
Krishna Sundar Diatha ◽  
Venkata Seshachal Sarma Yadavalli
Keyword(s):  
South Africa ◽  
Bottom Of The Pyramid ◽  
Financial Exclusion

scholarly journals The Phenomenon of Financial Exclusion in Rural Areas – Case Studies of the Gołdapski County

2021 ◽  
Vol XXIV (Issue 3B) ◽  
pp. 787-798
Author(s):  
Sylwia Klus ◽  
Magdalena Kozera-Kowalska ◽  
Anna Ostrowska
Keyword(s):  
Case Studies ◽  
Rural Areas ◽  
Financial Exclusion

Financial Exclusion in Developing Countries

2005 ◽  
pp. 145-168
Author(s):  
Santiago Carbó ◽  
Edward P. M. Gardener ◽  
Philip Molyneux
Keyword(s):  
Developing Countries ◽  
Financial Exclusion

Financial Inclusion through Financial Literacy

2022 ◽  
Vol 13 (1) ◽  
pp. 0-0
Keyword(s):  
Financial Literacy ◽  
Uttar Pradesh ◽  
Secondary Data ◽  
Financial Education ◽  
Well Being ◽  
Financial Inclusion ◽  
Financial Decisions ◽  
College Curriculum ◽  
Financial Exclusion ◽  
The Government

Financial literacy is a means to tackle the problem of financial exclusion. It is a combination of awareness, skills, knowledge, attitude and behaviors necessary to make sound financial decisions and achieve financial well being. Objective of this study is to analyze current policy, practices and evidences on financial literacy. The study has been carried out on the basis of review of literature and secondary data collected from a range of sources. It is found that the government of India, RBI and other regulatory bodies are running financial literacy campaigns through diverse mediums. Financial literacy centers (FLCs) are contributing for enhancement of financial literacy. However, they need to be strengthened by enhancing resources. Inclusion of financial education in school and college curriculum has also been recommended. Scope of the study is limited to Ghaziabad district of Uttar Pradesh in India. The study might be valuable for policymakers in enhancing financial inclusion.

Optimal Financial Exclusion

2021 ◽  
Vol 13 (4) ◽  
pp. 101-134
Author(s):  
Cyril Monnet ◽  
Erwan Quintin
Keyword(s):  
Steady State ◽  
Equilibrium Path ◽  
Stationary Equilibrium ◽  
Benchmark Model ◽  
Strategic Default ◽  
Financial Exclusion ◽  
Natural Variations

We study efficient exclusion policies in a canonical credit model that features both exogenous and strategic default along the equilibrium path. Policies that maximize welfare in a stationary equilibrium implement exclusion for a finite and deterministic number of periods following default. Front-loading exclusion makes the mass of socially valuable transactions as high as it can be in steady state. Less intuitively, doing so also maximizes the average welfare of excluded agents in equilibrium conditional on the level of incentives provided by the threat of exclusion. We argue that these results are robust to a host of natural variations on our benchmark model. (JEL C73, D53, D86, G21, G32, G51)

The Role of German Savings Banks in Preventing Financial Exclusion

2007 ◽  
pp. 247-269 ◽  
Author(s):  
Natalia Bresler ◽  
Ingrid Größl ◽  
Anke Turner
Keyword(s):  
Savings Banks ◽  
Financial Exclusion
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