scholarly journals E*Trade Financial Services

2011 ◽  
Vol 4 (2) ◽  
pp. 1 ◽  
Author(s):  
Atul Gupta ◽  
Jonathan Hatter ◽  
Shivakumar Pinnoju
Keyword(s):  
Electronic Commerce ◽  
Financial Services ◽  
Low Cost ◽  
The Self ◽  
Financial Services Industry ◽  
Electronic Trade ◽  
Banking Services ◽  
The Core ◽  
Services Industry ◽  
Back Office

The electronic age continues to grow and to offer new and more efficient forms of electronic trade and electronic commerce. As this evolution continues, it is no surprise that the online financial services industry is seeing both significant changes and new revenue potential. One of the players in the online financial services industry is E*Trade Financial Services. Launched in 1992, the company was a pioneer in online brokerage services. At its inception, E*Trades focus was on becoming Americas dominant deep-discount brokerage firm by fully automating the front and back-office trade processing function and maintaining its position as the low-cost provider. Today, E*Trade offers a diverse and integrated portfolio of services including deep-discount brokerage services, traditional banking services like checking and savings, and mortgage and equity services. E*Trade strives to provide a range of services that are consolidated under one website, to provide convenience, and to be accessible 24/7. E*Trade also provides the tools necessary to guide clients through their financial needs. E*Trade faces growing competition as the industry is facing self-destructive price-war and, thus to reduce the costs, undergoing huge consolidations. While the competition is tough, E*Trade has a strong presence and percentage of marketshare in the industry. The company has proven that it can attract customers and provide the information and tools that they require to manage their own portfolio. The self-directed investors and the individuals who want control of and access to their finances are the core customers of E*Trade, and the company caters to them in terms of products and services. Where will E*Trade go from here? Should the company continue to slash the fee and commission charges like others do, or should it diversify its services and focus on core revenue generator of brokerage services? These questions are addressed in this paper as well as the current market position and the types of services that are offered. The paper provides a snapshot of what E*Trade is, what it does, and where it is going.

scholarly journals The role of digital technologies on growth of mutual funds industry

2020 ◽  
Vol 9 (2) ◽  
pp. 171-176
Author(s):  
Kishore Kumar Das ◽  
Shahnawaz Ali
Keyword(s):  
Literature Review ◽  
Mutual Funds ◽  
Financial Services ◽  
Financial Services Industry ◽  
The Novel ◽  
Future Prospects ◽  
Financial Industry ◽  
Services Industry ◽  
Government Websites ◽  
Back Office

This study aims to evaluate the effect of rapid changes in financial technologies and their impact on the financial services industry of India. A descriptive study has been made on the implementation of financial technologies in modern-day financial services Industries. An intensive literature review has been done from the existing most recent available journals, newspaper articles, government websites, and magazines. We have discussed the effects of the financial technologies on the existing financial system of India, the threats and challenges faced by the regulators in regulating the novel disruptive technologies. We have also discussed potential threats, challenges and future prospects of upcoming technologies in the mutual funds industry in India. Based on the literature review, it is found that financial technologies (FinTech) have a positive and important effect on the financial services industry of India. The AUM (Asset Under Management) has seen a tremendous jump in the recent past. It has also increased the customer experience with better access to the back office, even from remote places. In addition, the paper has also discussed the challenges faced by the regulators, who are yet to fully understand the implication of the fast-changing technological environment around us. Finally, this article contributes to the knowledge building and understanding of financial technologies and its impact on the financial industry, challenges, and future prospects.

Quo vadis trust business, or why regulation blurs the view

2020 ◽  
Vol 26 (6) ◽  
pp. 473-476
Author(s):  
H S H Prince Michael of Liechtenstein
Keyword(s):  
Financial Services ◽  
Core Competencies ◽  
Financial Services Industry ◽  
The Core ◽  
Services Industry ◽  
Quo Vadis ◽  
Trust Business

Abstract The financial services industry, and in particular the trust business industry, has been severely affected by regulations in recent years. The worrying thing about it is that the industry’s focus is being shifted away from the clients and their needs. This article aims at bringing back into focus what the trust business is all about and what the core competencies of trustees are.

scholarly journals TECHNOLOGY INNOVATION IN BANKS - NEED FOR OMNI-CHANNEL SERVICES

2018 ◽  
Vol 6 (1) ◽  
pp. 150-155 ◽  
Author(s):  
K.Vijaya Venkateswari
Keyword(s):  
Financial Services ◽  
Technology Innovation ◽  
New Products ◽  
Great Promise ◽  
Technological Innovations ◽  
Legacy Systems ◽  
Financial Services Industry ◽  
Banking Services ◽  
The Creation ◽  
Services Industry

Technological Innovations have the potential to continue to significantly transform the financial services industry and benefit society. They can replace individual banks’ legacy systems, enhance processes, improve efficiencies and strengthen controls. They can also provide opportunities for the creation of new products and services that benefits customers. Ultimately, technological innovations hold great promise for the identification of new customers and the provision of financial services to the unbanked or under banked community in a safe and sound manner. This paper aims at studying the need for Omni-channel services and the benefits of digitalisation in banking services.

Distribution of financial services

1993 ◽  
Vol 120 (1) ◽  
pp. 25-65
Author(s):  
A. K. Gupta ◽  
G. Westall
Keyword(s):  
Financial Services ◽  
Distribution System ◽  
Price Sensitivity ◽  
Financial Services Industry ◽  
Future Trends ◽  
Pricing Policy ◽  
Services Industry

AbstractThe historic barriers between the different companies which comprise the financial services industry are breaking down. In order that organisations may prosper in the new environment the relationships between products, distribution and clients need to be understood. A theory is developed to explain the historic position and the dynamics of the current environment and indicate future trends. The conclusion is that successful organisations will be those which fully understand and specialise in a limited number of sectors, and those who start with a clientbase and a distribution system which will not inhibit the introduction of other distribution methods so that they can become multi-product and multi-distribution organisations. Finally, the paper explores the relationships between pricing policy and distribution by means of distribution chains to determine the point and degree of price sensitivity.

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