Longevity Risk Analysis for Male and Female Retirees using Reverse Mortgage Loan

2016 ◽  
Vol 30 (1) ◽  
pp. 59-93
Author(s):  
Yoonkyug Yuh ◽  
Jaehwan Yang
2012 ◽  
Vol 518-523 ◽  
pp. 4481-4486
Author(s):  
Xing Han ◽  
Qian Li

the paper first from the present the trend of aging, expounds the main concept of this paper and involved in the background and significance, for housing reverse mortgage loan introduces connotation above thus puts forward to the borrower risk identification framework, the life expectancy, future housing value fluctuation, loan interest and so on various risk factors, and the correlation analysis of its generating mechanism analysis. Meanwhile to prevent these risks were expounded. Finally, in housing reverse mortgage loan theory research and risk research put forward, based on the practice in housing reverse mortgage loan risk management some concrete measures and Suggestions.


Author(s):  
Jarosław Firlit

Equity release dedicated product for the “silver economy”The presented study shows the problem of reverse mortgage as a dedicated product for the “silver market”. Due to the nature of the paper, the main research method will be an objective analysis of legal provisions related to the reverse mortgage loan as well as a critical comparative analysis of literature and economic elements related to the financial product that is a reverse mortgage. With proper analysis and understanding of the above-described factors and their ability to translate them into practical principles of market functioning, we are able to predict the upcoming trend in the free market economy during the implementation of the reverse mortgage loan.


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