scholarly journals Banking Market Concentration and Credit Availability to Small Businesses

2008 ◽  
Author(s):  
Yongjin Park

2017 ◽  
Vol 44 ◽  
pp. 289-307 ◽  
Author(s):  
Na Dai ◽  
Vladimir Ivanov ◽  
Rebel A. Cole


Bankarstvo ◽  
2021 ◽  
Vol 50 (1) ◽  
pp. 134-153
Author(s):  
Marija Stojmenović

Analysis and measurement of the level of concentration of the banking market is a significant component of the efficient functioning of the economy, an indicator of the development of both the financial and real sectors and an indicator of the degree of competitiveness in the banking sector. This paper focuses on research and analysis of the level of concentration in the banking market of the Republic of Serbia. The main task and goal of this research is to analyze the level of concentration in the banking market of the Republic of Serbia through the prism of two indicators: the concentration ratio of the five largest banks (CR5) and Herfindahl-Hirschman concentration index (HHI), for the period from 2009 to 2019. The results of the research showed the absence of concentration (overall) in the domestic banking market, but also the existence of a trend (growth of market share of the five largest banks) which indicates that, in the future, there could be distortions of competition.



IKONOMIKA ◽  
2020 ◽  
Vol 4 (2) ◽  
pp. 199-210
Author(s):  
Novita Kusuma Maharani ◽  
Sumardi Sumardi ◽  
Auwal Salisu

The banking in Indonesia has undergone several changes in the market structure that ultimately impacts the prevailing policies and regulations. This study aims to examine the impact of changes in the banking market structure identified through the level of market concentration in the banking environment and examine the factors that influence the level of concentration of the banking market from 2005 to 2016. The study also examined the impact of changes in banking structure during the global crisis. The measurement of banking concentration used in this study is the Herfindahl-Hirschman Index (HHI). Furthermore, the influential factors consist of: (1) Bank specification, including bank size (Size), credit risk (NPL), profitability (ROE), banksoundness(CAR),(2)Market specification,namely the number of standingbank (NUM), and (3) Global crisis. The study used GLS (Generalized Least Square) method to detect autocorrelation on each variable.The results show that banks in Indonesia tended to have a low level of market concentration. The results are also in accordance with the SCP paradigm which states that banks tend to generate high profits when the level of banking market concentration is high.Keywords : Market Concentration, Competition, Dual-Banking, Bank Specification, Market Specification, Global Crisis.





2004 ◽  
Vol 10 (3) ◽  
pp. 245-245
Author(s):  
Daniel C. Giedeman




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