The European Banking System Before and After the Crises

2014 ◽  
Author(s):  
Themistokles G. Lazarides ◽  
Electra Pitoska
Keyword(s):  
Banking System ◽  
Before And After ◽  
European Banking

scholarly journals The European banking system before and after the crises

2014 ◽  
Vol 11 (3) ◽  
pp. 358-368 ◽  
Author(s):  
Themistokles Lazarides ◽  
Electra Pitoska
Keyword(s):  
Ownership Structure ◽  
Banking Sector ◽  
Banking System ◽  
Local Economy ◽  
Governance System ◽  
Legal Origin ◽  
Corporate Governance System ◽  
Before And After ◽  
European Banking ◽  
The One

The European banking system is not isomorphic. The differences can be traced to the differences in their local economy development, legal origin, ownership status, corporate governance system, etc. The 2008 crisis has found the banking system of Europe in a transition status. The adoption of Euro, the establishment of the European Central Bank, the Basil III initiative, the adoption of legal isomorphism as policy in E.U., and finally the crises have been creating a unique environment for the banking system. The paper will address the issue of convergence of the banking system in Europe using a set of data from 27 countries of Europe. The analysis shows that the banks haven’t changed their financial and ownership structure. Some changes in strategy are not adequate to formulate the opinion that the banking sector in Europe is different than the one before it.

scholarly journals European Banking System - Before and After Brexit -

2021 ◽  
Vol 16 (2) ◽  
pp. 218-229
Author(s):  
Loana Sbârcea ◽  
Cristina Bătuşaru
Keyword(s):  
European Union ◽  
Great Britain ◽  
Banking System ◽  
Eu Enlargement ◽  
The European Union ◽  
European Level ◽  
Before And After ◽  
European Banking ◽  
History Of ◽  
The Impact

Abstract The history of the last 15 years has been marked by many events at European level, some which led to the last wave of EU enlargement in 2013, with the accession of Croatia, others that led European authorities to take radical action in order to overcome the crisis of 2007-2008, and recently the pandemic crisis of 2020, and the others that marked the first contraction of the European Union since its establishment, together with the decision of Great Britain to no longer be part of the European Union, a phenomenon known as Brexit. Starting from the important role that Great Britain played in the European Union, London being a famous financial and banking center, through this paper we propose to analyze the evolution of the banking system before and after Brexit, in order to highlight the impact that the Brits’ decision had on the European Union banking system. The broad context of the impact of Brexit on the European banking system, which has effects on both British and EU banks, will also be analyzed in this paper.

Same Story, Different Place?

2018 ◽  
Author(s):  
Viral V. Acharya ◽  
Tim Eisert ◽  
Christian Eufinger ◽  
Christian Hirsch
Keyword(s):  
Banking Sector ◽  
Debt Crisis ◽  
Banking System ◽  
Policy Implications ◽  
Balance Sheets ◽  
System P ◽  
Loan Supply ◽  
European Banking ◽  
European Debt Crisis

This chapter compares the recapitalizations of the Japanese banking sector in the 1990s with those in the ongoing European debt crisis. The analysis points to four main policy implications. First, recapitalizing banks by insuring or purchasing troubled assets alone is not likely to solve the problem of banks’ weak capitalization, as this measure is not able to adjust the extent of the recapitalization to the banks’ specific needs. Second, the amount of the recapitalization should be based on actual capital shortages and not risk-weighted assets to avoid banks decreasing their loan supply. Third, banks should face restrictions regarding the amount of dividends they are allowed to pay out. Finally, banks must be induced to clean up their balance sheets and reduce the amount of bad (non-performing) loans to rebuild confidence in the European banking system.

scholarly journals Crisis Management and Resolution for a European Banking System

2010 ◽  
Vol 2010 (070) ◽  
pp. 1
Author(s):  
Daniel Hardy ◽  
Luis Cortavarria-Checkley ◽  
Alessandro Giustiniani ◽  
Wim Fonteyne ◽  
Wouter Bossu ◽  
...  
Keyword(s):  
Crisis Management ◽  
Banking System ◽  
European Banking

scholarly journals Ranking of EU national banking systems using multi-criteria analysis in the light of Brexit

2017 ◽  
Vol 67 (4) ◽  
pp. 473-509 ◽  
Author(s):  
Magdalena Radulescu ◽  
Aleksandra Fedajev ◽  
Djordje Nikolic
Keyword(s):  
System Analysis ◽  
Banking System ◽  
Entropy Method ◽  
Banking Union ◽  
Policy Makers ◽  
Promethee Ii ◽  
Banking Systems ◽  
Eu Member States ◽  
European Banking ◽  
Multi Criteria Analysis

In order to define and implement the most effective measures to overcome the difficulties of the post-crisis period, the policy-makers of ECB must identify not just main weaknesses of each banking system, but their strong points also. This requires the application of multi-criteria analysis, considering that policy-makers need to take into account a number of different aspects that, on the whole, indicate the quality of the banking system. Our aim is a comparative analysis of European banking systems right after the Brexit moment and within the framework of the tight new Basel III regulations. In this paper, we have ranked the banking systems of the 28 EU member states using multi-criteria analysis, specifically the PROMETHEE II method. The use of the PROMETHEE II method in combination with the entropy method offers a comprehensive insight into the banking system of each member state, given that the observed countries are ranked according to 9 conflicting criteria that are mostly used in banking system analysis. Our analysis shows that the banking systems in Central and Eastern Europe are the best performers, while the EMU’s developed banking systems such as the German, Italian, British, and French one are positioned among the last ranked. The Portuguese and Greek banking systems are, as expected, ranked in the last positions in our list. The obtained results also pointed out that the ECB should change its approach to the management and further development of a European Banking Union.

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