Pain of Paying in Consumption-Saving Decisions

2021 ◽  
Author(s):  
Baptiste Massenot
Keyword(s):  
Saving Decisions ◽  
Consumption Saving ◽  
Pain Of Paying

Optimal Consumption-Saving Decisions with Uncertain but Dependent Incomes

1983 ◽  
Vol 24 (2) ◽  
pp. 341 ◽  
Author(s):  
Benny Levikson ◽  
Ramon Rabinovitch
Keyword(s):  
Optimal Consumption ◽  
Saving Decisions ◽  
Consumption Saving

scholarly journals SELF-CONTROL PROBLEMS AND CONSUMPTION-SAVING DECISIONS: THEORY AND EMPIRICAL EVIDENCE*

2011 ◽  
Vol 63 (1) ◽  
pp. 23-37 ◽  
Author(s):  
TOMOMI TANAKA ◽  
TAKESHI MUROOKA
Keyword(s):  
Empirical Evidence ◽  
Self Control ◽  
Control Problems ◽  
Saving Decisions ◽  
Consumption Saving

Increasing risk and consumption-saving decisions

1984 ◽  
Vol 16 (3-4) ◽  
pp. 265-268
Author(s):  
Spyros Vassilakis
Keyword(s):  
Increasing Risk ◽  
Saving Decisions ◽  
Consumption Saving

Discount Ratio Effect and Mental Accounting in Money Saving Decisions

2008 ◽  
Vol 52 (19) ◽  
pp. 1354-1358
Author(s):  
Alison K. Klein ◽  
X. T. Wang
Keyword(s):  
Mental Accounting ◽  
Ratio Effect ◽  
Saving Decisions

Are the saving decision patterns of bank customers also clouded by psychological biases? Evidence from Ghana

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Joseph Emmanuel Tetteh ◽  
Christopher Boachie
Keyword(s):  
Decision Making ◽  
Loss Aversion ◽  
Design Methodology ◽  
Weighted Least Squares ◽  
Least Squares Regression ◽  
Individual Decision ◽  
Content Type ◽  
Saving Decisions ◽  
The Individual ◽  
Practical Implications

PurposeThis paper attempts to investigate the influence of psychological biases on saving decision-making of bank customers in Ghana.Design/methodology/approachIt employs weighted least squares regression to test the effect of psychological biases on savings decisions of bank customers.FindingsThe findings show that all the nine psychological biases, namely mental accounting, availability, loss aversion, representativeness, anchoring, overconfidence, status quo, framing effect and disposition effect employed for the study have a significant influence on saving decision of bank customers. The results depict that psychological biases are entrenched in the saving pattern of bank customers in Ghana.Practical implicationsFor policy purposes, the study recommends that bank customers need to enhance their knowledge of psychological biases in order to improve their gains from savings, and not to fall prey to these prejudices. The satisfied customer is a dependable source of bank viability and survival.Originality/valueTo the best of the knowledge of the author, this study provides the first empirical evidence of the influence of psychological biases on saving decisions of bank customers in Ghana. The findings of this study will enhance knowledge on the influence of psychological biases on individual decision-making and will accentuate the fact that the individual is not an entirely rational being.

Stay cool [power consumption saving]

2006 ◽  
Vol 1 (5) ◽  
pp. 42-46
Author(s):  
P. Klapproth ◽  
F. Pessolano
Keyword(s):  
Power Consumption ◽  
Cool Power ◽  
Consumption Saving
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