scholarly journals Sistem Pendukung Keputusan Pemberian Kredit Sepeda Motor Pada PT Adira Finance Medan Menggunakan Metode SAW

2021 ◽  
Vol 4 (2) ◽  
pp. 143-148
Author(s):  
Mikhael Armando Manullang ◽  
Hasanul Fahmi
Keyword(s):  
Payment System ◽  
Time Deposits

Many people who want to own a motorbike, but do not have sufficient funds to buy a motorbike in cash, require a way to own a motorbike using a credit payment system. The formulation of the problem to be resolved in this study is how to design the SPK in determining motorcycle loans for new customers at PT Adira Finance using the SAW method. The limitation of the problem in this research is that the application does not handle the investment of funds from customers in the form of savings, time deposits and others, the application only supports the decision to grant credit to customers with predetermined criteria and the application does not handle the addition of customer criteria. The research objective is PT. Adira Finance can determine creditworthy debtors and prepare SPK to determine creditworthiness at PT. Adira Finance. From the results of the calculation of the V value above, a ranking is made: V1 = Customer 1 (0.91) V4 = Customer 4 (0.91) V2 = Customer 2 (0.63) V3 = Customer 3 (0.51) V5 = Customer 5 (0.31).

PROSPECTS FOR THE DEVELOPMENT OF THE LEGAL MECHANISM FOR THE FUNCTIONING OF PAYMENT SYSTEMS

2020 ◽  
Vol 13 (3) ◽  
pp. 079-084
Author(s):  
ELIZAVETA SALINA ◽  
Keyword(s):  
Legal Framework ◽  
Legal Regulation ◽  
Payment System ◽  
State University ◽  
Payment Systems ◽  
Proper Functioning ◽  
Money Transfer ◽  
Level Of Significance ◽  
Transfer Services ◽  
Legal Mechanism

1 Lomonosov Moscow State University, Moscow, Russia The presented research reveals an approach to the construction of a legal mechanism for the functioning of payment systems. The proposed approach is based on the application of the principles of legal regulation. The purpose of a work is to determine the existing legal mechanism for the functioning of payment systems, identify its drawbacks and propose a new approach to legal regulation to ensure the proper functioning of payment systems. The proposed approach to legal regulation takes into account the specifics of the functioning of payment systems, which consists in the presence of three elements in its activities: institutional, procedural and organizational. These elements reflect the subject structure of the payment system, the process of providing money transfer services by them, and the ways in which payment system entities interact during providing payment services. Each of the elements must be defined within the legal framework of the payment system to ensure its proper functioning. The proposed principles of legal regulation take into account the features of these elements, in particular, the principles are classified into three groups, depending on the element they affect. The paper describes ways to implement the principles in the legal mechanism: the possibility of their direct application, depending on the type of significance of the payment system, is analyzed. It is also concluded that the implementation of the principles in the legal mechanism will reduce the regulatory burden on payment systems by using an approach depending on the level of significance of the payment system. The paper defines the role of the principles, which is that the principles allow to eliminate the legal gaps in the legislation on the national payment system, and prevent the emergence of new gaps.

Factor Influencing to Users Acceptance of Digital Payment System

2018 ◽  
Vol 06 (09) ◽  
pp. 46-50
Author(s):  
M. Dadhich ◽  
M. S. Pahwa ◽  
S. S. Rao
Keyword(s):  
Payment System

Problems of Distance Banking Service under Modern Conditions of the Development of Payment System

2019 ◽  
pp. 18-22
Author(s):  
L.A. Altynnikova ◽  
I.V. Kuznetsova ◽  
O.A. Stepanova ◽  
M.E. Khanenko
Keyword(s):  
Payment System ◽  
Banking Service

ANALYSIS OF THE SCO NATIONAL PAYMENT SYSTEMS AND PROPOSALS FOR OPTIMIZATION OF THE SETTLEMENTS IN SCO

2020 ◽  
Vol 2 (6) ◽  
pp. 147-158
Author(s):  
L. N. KRASAVINA ◽  
◽  
L. I. KHOMYAKOVA ◽  
Keyword(s):  
External Factor ◽  
Digital Technologies ◽  
Central Banks ◽  
Payment System ◽  
Payment Systems ◽  
Shanghai Cooperation Organization ◽  
Regional Features

The article discusses the features of the functioning of national payment systems of the countries of the Shanghai Cooperation Organization (SCO). The specifics of the payment systems of the SCO countries are revealed, the emphasis is placed on their regional features. The role of central banks in ensuring the stable and safe functioning of national payment systems is highlighted. The importance of the supervisory function of central banks in order to control the payment system operators of the SCO countries is emphasized. Forecasts of the development of remote and digital technologies in the payment sector are given taking into account the influence of a new external factor (pandemic).

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