Digital Entrepreneurial Charity and Solidarity for Social Change

2020 ◽  
pp. 495-514
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this chapter, we analyze KIVA, the most important Person-to-Person microfinance organization from the perspective of social change, and we study how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, we analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in our digital and globalized economic world.

Digital Entrepreneurial Charity, Solidarity, and Social Change

2019 ◽  
pp. 921-942
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez ◽  
Jorge Hernando Cuñado
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this work, the authors analyze KIVA, the most important Person-to-Person microfinance organization from the viewpoint of social change, and they consider how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, the authors analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in the digital and globalized economic world. Finally, after their last research, the authors found some critics about Kiva and microcredits which might be interesting to be considered and these have been analyzed at the end of this work.

Digital Entrepreneurial Charity, Solidarity, and Social Change

2017 ◽  
Vol 7 (1) ◽  
pp. 29-48
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez ◽  
Jorge Hernando Cuñado
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this work, the authors analyze KIVA, the most important Person-to-Person microfinance organization from the viewpoint of social change, and they consider how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, the authors analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in the digital and globalized economic world. Finally, after their last research, the authors found some critics about Kiva and microcredits which might be interesting to be considered and these have been analyzed at the end of this work.

Digital Entrepreneurial Charity and Solidarity for Social Change

2017 ◽  
pp. 172-192
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this chapter, we analyze KIVA, the most important Person-to-Person microfinance organization from the perspective of social change, and we study how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, we analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in our digital and globalized economic world.

Business-to-business referral as digital coopetition strategy

2020 ◽  
Vol 54 (6) ◽  
pp. 1181-1203
Author(s):  
Ying Zhu ◽  
Valerie Lynette Wang ◽  
Yong Jian Wang ◽  
Jim Nastos
Keyword(s):  
Physical Distance ◽  
Peer To Peer ◽  
Digital Data ◽  
Data Set ◽  
Content Type ◽  
Digital Space ◽  
Digital Network ◽  
The Impact ◽  
Business To Business ◽  
Practical Implications

Purpose Based on theories related to coopetition, the purpose of this paper is to examine the patterns of business-to-business digital referrals inscribed in businesses’ digital content. Design/methodology/approach A complete industry-wise digital data set is formed by extracting digital referrals in all the content pages. The authors outline how digital referrals are strategically used among peer businesses in the peer-to-peer digital network and in the augmented digital network, taking into consideration geographical framing and physical distance. Findings The authors reveal how geographical framing and physical distance influence peer-to-peer referral patterns in the digital space. Quite counter-intuitively, businesses are more likely to give digital referrals for peers residing in the same region, as well as for peers located in closer proximity. Further, results from the augmented digital network show that peer businesses in closer proximity exhibit greater strategic similarity in their digital referring strategy. Research limitations/implications The findings extend the understanding of business-to-business coopetition to the digital space and suggest that geographical framing and physical distance can induce reciprocated relationships between peers by offering each other digital referrals. Practical implications The findings shed light on the formation of a business-to-business digital coopetition strategy using digital referral marketing. Originality/value This study highlights the impact of digital referrals in business-to-business relationship management, especially in the digital coopetition context.

scholarly journals Encouraging Microcredit through Group Guarantee Loan Moder : The Success Story of MEKAAR Program in Indonesia

2018 ◽  
Vol 3 (No. 1 Apr 2018) ◽  
pp. 15-26
Author(s):  
Rofikoh Rokhim
Keyword(s):  
Target Market ◽  
Business Sector ◽  
Future Planning ◽  
Success Story ◽  
The Poor ◽  
Poor Women ◽  
Peer Lending ◽  
Owned Company ◽  
The Impact

In 2015, PT Permodalan Nasional Madani/PNM (Persero) initiated the establishment of Mekaar, a state-owned financing product targeting the pre-prosperous micro business sector. Among all the local organizations that provide microcredit service for the poor, Mekaar is considered as the nearest to the poor, since the program is targeted productive poor women with a credit amount of only IDR2 million (around US$150 in average) per person. With its unique peer-lending model, Mekaar has successfully reached more than 1,300,000 customers within two years of its establishment. The peer-lending model was originated from microcredit practice in Bangladesh; however, PT PNM has been successful in adjusting the peer-lending model with Indonesian culture and market through their Mekaar programs. In this article, we examine how Mekaar penetrates Indonesian pre-prosperous market with ultra microfinancing. The information presented in this article is collected primarily from field observation to several Mekaar’s branches and interview with the key person in those branches. First, we presented an overview of PT PNM, an Indonesian state-owned company that created Mekaar program, including its vision and mission. Then, we evaluate Mekaar’s loan product and how PT PNM satisfies the funding needs for Mekaar program. We also evaluate characteristics of Mekaar’s target market, Mekaar’s peer lending model, and the role of Account Officer as a facilitator between the lender and the borrowers in Mekaar’s case. Finally, we evaluate the impact of Mekaar’s program and provide consideration related to future planning of Mekaar.

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