The Impact of IPO on Peer-to-Peer Lending Platforms

2018 ◽  
Author(s):  
Maxime Cohen ◽  
Kevin Jiao
Keyword(s):  
Peer To Peer ◽  
Peer Lending ◽  
The Impact

Digital Entrepreneurial Charity, Solidarity, and Social Change

2019 ◽  
pp. 921-942
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez ◽  
Jorge Hernando Cuñado
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this work, the authors analyze KIVA, the most important Person-to-Person microfinance organization from the viewpoint of social change, and they consider how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, the authors analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in the digital and globalized economic world. Finally, after their last research, the authors found some critics about Kiva and microcredits which might be interesting to be considered and these have been analyzed at the end of this work.

Digital Entrepreneurial Charity and Solidarity for Social Change

2020 ◽  
pp. 495-514
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this chapter, we analyze KIVA, the most important Person-to-Person microfinance organization from the perspective of social change, and we study how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, we analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in our digital and globalized economic world.

scholarly journals The Impact of Peer-to-Peer (P2P) Lending on Business Development of Small and Medium-Sized Enterprises

2021 ◽  
Vol 5 (2) ◽  
pp. 201
Author(s):  
Rindah Febriana Suryawati ◽  
Duhita Paramaramya Putri Nurdana
Keyword(s):  
Financial Institution ◽  
Peer To Peer ◽  
T Test ◽  
Least Square ◽  
Significant Difference ◽  
Before And After ◽  
P2p Lending ◽  
Peer Lending ◽  
The Impact ◽  
Paired T Test

The problem faced by most micro-entrepreneurs in Indonesia is financing business. Peer-to-peer (P2P) lending is a non-bank financial institution that can be an alternative source of financing because of the requirements and easy application usage. This study aims to analyze the impact of peer-to-peer lending on business expenses, business turnover, total employment, total sales of products, and profits before and after obtaining a peer-to-peer lending loan and analyze factors affecting the increase in business turnover after getting a loan through peer-to-peer lending. The methods used in this study include the descriptive analysis method, paired t-test, and ordinary least square (OLS). The paired t-test results indicate that there is a significant difference between business expenses, business turnover, the amount of labor, the number of product sales, and profit before and after obtaining a peer-to-peer lending loan. The result of analysis with the OLS method shows that the length of business and expenditure of the business has a significant effect on the development of respondents' business turnover.

Digital Entrepreneurial Charity, Solidarity, and Social Change

2017 ◽  
Vol 7 (1) ◽  
pp. 29-48
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez ◽  
Jorge Hernando Cuñado
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this work, the authors analyze KIVA, the most important Person-to-Person microfinance organization from the viewpoint of social change, and they consider how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, the authors analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in the digital and globalized economic world. Finally, after their last research, the authors found some critics about Kiva and microcredits which might be interesting to be considered and these have been analyzed at the end of this work.

Digital Entrepreneurial Charity and Solidarity for Social Change

2017 ◽  
pp. 172-192
Author(s):  
José Manuel Saiz-Alvarez ◽  
Jorge Colvin-Díez
Keyword(s):  
Social Change ◽  
Peer To Peer ◽  
New Wave ◽  
Digital Space ◽  
The Poor ◽  
Intensive Use ◽  
Peer Lending ◽  
Use Of Internet ◽  
The Impact

Microcredit has been studied from many perspectives. In this chapter, we analyze KIVA, the most important Person-to-Person microfinance organization from the perspective of social change, and we study how it has impacted on the nascent of a new wave of entrepreneurs known as digital entrepreneurial charity. Applied to KIVA, we analyze the impact of the digital space and its Internet-based Peer-to-Peer Lending to create social change in the poor, while alleviating the poverty thanks to solidarity and charity. This work concludes affirming that banking the poor and education, with the intensive use of Internet-based devices, is the best way to alleviate poverty in our digital and globalized economic world.

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