scholarly journals DIRECTIONS FOR IMPROVEMENT OF BANKING RISK MANAGEMENT

2021 ◽  
Vol 6 (1(29)) ◽  
pp. 4-6
Author(s):  
Elena Vasilievna Chaikina ◽  
Alina Nikolaevna Makhota
Keyword(s):  
Risk Management ◽  
Commercial Bank ◽  
Management System ◽  
Financial System ◽  
Bank Risk ◽  
Direct Impact ◽  
Financial Situation ◽  
Risk Management System ◽  
Banking Risk ◽  
Bank Risks

Banking risks are one of the most important problems of credit institutions, as they have a direct impact on the financial situation of a commercial bank and the entire financial system of our country. This article discusses the essence of banking risk, its types and causes. The reasons for the occurrence of bank risks of both external and internal nature are summarized. The principles of creating an effective risk management system are systematized. Strategic and tactical methods and tools of risk management are summarized. The mandatory elements of improving the efficiency of the bank risk management system are identified.

scholarly journals Features of Risk Management at Agro-Industrial Enterprises

2020 ◽  
Vol 6 (6) ◽  
pp. 145-149
Author(s):  
E. Erlygina
Keyword(s):  
Risk Management ◽  
Management System ◽  
Rapid Response ◽  
Industrial Complex ◽  
Direct Impact ◽  
Probability Of Occurrence ◽  
Industrial Enterprises ◽  
Risk Management System

In conditions of high competition, the problem of risk management at the enterprises of the agro-industrial complex becomes particularly relevant. Risks are interrelated and have a direct impact on the company’s operations. For the timely detection of threats and rapid response to them, enterprises need to create a risk management system aimed at reducing the probability of occurrence or impact of risk.

Research on credit risk management of small and medium-sized enterprise in the industrial and commercial bank of China

2021 ◽  
pp. 002072092098350
Author(s):  
Ning Yida ◽  
Luo Hehua
Keyword(s):  
Risk Management ◽  
Credit Risk ◽  
Commercial Bank ◽  
Management System ◽  
Organization Structure ◽  
Practical Significance ◽  
Electronic Business ◽  
Credit Risk Management ◽  
Risk Management System ◽  
Risk Management Process

As the largest commercial bank in China, ICBC is a typical representative of the electronic business of SMEs. However, the electronic business for SMEs has credit risks and needs to continuously strengthen the credit risk management for SMEs. By analyzing the organization structure, system and process of credit risk management for SME in ICBC, this paper attempts to conclude that there are flaws on credit risk organization structure, credit risk management process and system is not sound enough, and there are omissions before, on and after the loan, in addition, risk management awareness is not strong. In view of the above problems, this paper puts forward some countermeasures and suggestions to improve the organization structure of credit risk management, perfect the credit risk management system of SME, strictly carry out risk control before, during and after loans, and strengthen the consciousness of risk management. Researching the credit risk management system for SMEs in ICBC has a great educational and practical significance, for other commercial banks establishing and improving their risk management system.

PRACTICAL ASPECTS OF RISK ASSESSMENT OF CREDIT ORGANIZATIONS OF THE RUSSIAN BANKING SECTOR

2021 ◽  
Vol 3 (9) ◽  
pp. 19-24
Author(s):  
I. I. GLOTOVA ◽  
◽  
E. P. TOMILINA ◽  
I. P. KUZ’MENKO ◽  
◽  
...  
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
Commercial Bank ◽  
Business Model ◽  
Management System ◽  
Banking Sector ◽  
Positive Experience ◽  
Risk Management System ◽  
The Subject ◽  
Credit Institutions

The article reflects the results of a study of the Russian banking sector on the subject of prevention and protection of credit institutions from risks, a separate place is given to risk management and risk assessment of a regional commercial bank. The main characteristics of the activities of a commercial bank are presented, a study of its risk management system is carried out and the main directions of its improvement are high-lighted. The positive experience of introducing ESG factors into the business model is considered to increase the efficiency of risks and obtain strategic advantages. ESG banking is an effective business model for re-gional banks that expands the number of considered banking risks and the vector of their management.

Credit risk management system of a commercial bank in Tanzania

2008 ◽  
Vol 3 (3) ◽  
pp. 323-332 ◽  
Author(s):  
Evelyn Richard ◽  
Marcellina Chijoriga ◽  
Erasmus Kaijage ◽  
Christer Peterson ◽  
Hakan Bohman
Keyword(s):  
Risk Management ◽  
Credit Risk ◽  
Commercial Bank ◽  
Management System ◽  
Credit Risk Management ◽  
Risk Management System

COMMERCIAL BANK FINANCIAL RISK MANAGEMENT

2021 ◽  
Vol 3 (4) ◽  
pp. 84-89
Author(s):  
I. Yu. SKLYAROV ◽  
◽  
Yu. M. SKLYAROVA ◽  
L. A. LATYSHEVA ◽  
◽  
...  
Keyword(s):  
Risk Management ◽  
Commercial Bank ◽  
Management System ◽  
Financial Risk ◽  
Banking Sector ◽  
Current Problem ◽  
Financial Risk Management ◽  
Risk Management System ◽  
Banking Institutions ◽  
Financial Losses

The article discusses the main ways and methods of financial risk management in a commercial bank. The main goal of financial risk management is to reduce financial losses through the implementation of certain methods, such as hedging, insurance, provisioning, etc. The current problem of financial risk management in the banking sector indicates the absence of an integral system of their management. To overcome critical situations and create an innovative risk management system in banking institutions, it is advisable to develop and implement new and more effective methods of banking risk management.

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