On barriers to technology adoption, appropriate technology and European integration

Mobile phones have undeniably brought a paradigm shift, affecting both the lives of people and the business environment. Today, mobile phone has permeated the lives of billions of people around the world, becoming for many an indispensable device. Moreover, adoption of mobile banking has significant impact on reducing costs and enabling change in retail banking. Factors influencing the intention to use or adopt mobile banking are very important and will play a vital role for mobile banking service providers. The proposed study focuses on a comprehensive set of potential factors that influence the adoption of mobile banking. The research model identifies appropriate factors and captures dependency relationships among these factors in the form of a number of hypotheses to be tested in this research. This paper aims to design a scale with a high degree of reliability, validity, and dimensionality which helps to determine the appropriate technology adoption model based on the identified constructs, viz. Optimism (OPTI), Innovativeness (INNO), Insecurity (INSC), Discomfort (DISC), Perceived Usefulness (PU), Perceived Ease of Use (PEU), Perceived Risk (PR), Subjective Norms (SN), Attitude (ATTI), Behavioural Control (BC) and Behavioural Intention (BI). The data were collected through questionnaire survey from 201 respondents comprising software engineers, bank employees, professors, entrepreneurs. Confirmatory factor analysis was used to test the validity of the proposed measurement scale for all the identified constructs. This instrument helps bankers to determine and design there applications which will contribute to the knowledge of predicting customer intention.

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Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness

Journal of Service Management ◽

10.1108/josm-10-2020-0378 ◽

2021 ◽

Vol ahead-of-print (ahead-of-print) ◽

Author(s):

Carlos Flavián ◽

Alfredo Pérez-Rueda ◽

Daniel Belanche ◽

Luis V. Casaló

Keyword(s):

Artificial Intelligence ◽

Technology Adoption ◽

Design Methodology ◽

Technology Readiness ◽

Intention To Use ◽

Content Type ◽

Financial Investment ◽

Managerial Implications ◽

Barriers To Technology

PurposeThe automation of services is rapidly growing, led by sectors such as banking and financial investment. The growing number of investments managed by artificial intelligence (AI) suggests that this technology-based service will become increasingly popular. This study examines how customers' technology readiness and service awareness affect their intention to use analytical AI investment services.Design/methodology/approachThe automation of services is rapidly growing, led by sectors such as banking and financial investment. The growing number of investments managed by AI suggests that this technology-based service will become increasingly popular. This study examines how customers' technology readiness and service awareness affect their intention to use analytical AI investment services.FindingsThe results indicated that customers' technological optimism increases, and insecurity decreases, their intention to use robo-advisors. Surprisingly, feelings of technological discomfort positively influenced robo-advisor adoption. This interesting finding challenges previous insights into technology adoption and value co-creation as analytical AI puts customers into a very passive role and reduces barriers to technology adoption. The research also analyzes how consumers become aware of robo-advisors, and how this influences their acceptance.Originality/valueThis is the first study to analyze the role of customers' technology readiness in the adoption of analytical AI. The authors link the findings to previous technology adoption and automated services' literature and provide specific managerial implications and avenues for further research.

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Barriers to Technology Adoption by Baccalaureate Nursing Faculty

SSRN Electronic Journal ◽

10.2139/ssrn.2963177 ◽

2015 ◽

Author(s):

Thomas Smith

Keyword(s):

Technology Adoption ◽

Baccalaureate Nursing ◽

Nursing Faculty ◽

Barriers To Technology

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Technology Transfer to a Developing Country

Industry and Higher Education ◽

10.1177/095042229000400208 ◽

1990 ◽

Vol 4 (2) ◽

pp. 119-124

Author(s):

Tran Ngoc Ca

Keyword(s):

Developing Countries ◽

Technology Transfer ◽

Developing Country ◽

Transfer Process ◽

Appropriate Technology ◽

Barriers To Technology

Radical progress in the economic and social framework of developing countries can be achieved through technology transfer. However, because many different barriers exist, in many cases technology transfer has not yet become very efficient. This article discusses some barriers to technology transfer as experienced by Vietnam and suggests ways to get appropriate technology through the transfer process.

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A Survey of Defensive Measures for Digital Persecution in the Global South

Future Internet ◽

10.3390/fi12100166 ◽

2020 ◽

Vol 12 (10) ◽

pp. 166

Author(s):

Louis Edward Papa ◽

Thaier Hayajneh

Keyword(s):

Technology Adoption ◽

Human Computer Interaction ◽

Real World ◽

Global South ◽

Survey Results ◽

Defensive Measures ◽

Computer Interaction ◽

Barriers To Technology

This paper examines the phenomenon of digital persecution in the Global South and evaluates tools that defend against it. First, the paper explains the nature of persecution and its digital incarnation. It then provides a contextual overview of real-world instances of digital persecution in seven Global South countries. The possible defensive technologies against censorship and surveillance are discussed. The article goes on to discuss barriers to technology adoption in the Global South, explains the security implication of these difficulties, and examines the role that human computer interaction (HCI) metrics could play in overcoming these challenges. Finally, the paper surveys the viability of sixteen security tools in a Global South context. The survey results were mixed, with 37.5% of the reviewed tools being deemed to be inviable for use in the Global South to defend against persecution. Prescriptive recommendations are provided for creating security tools that are universal, simple, and effective.

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