scholarly journals Personal Savings for Those on Lower Incomes: Towards a New Framework for Assessing the Role of the State in Relation to Savings Schemes

2021 ◽  
pp. 1-16
Author(s):  
James Gregory ◽  
Andy Lymer ◽  
Karen Rowlingson

This article explores the role of the state in helping households to save. Using the UK as an example of challenges faced in other developed countries, it develops a framework for comparing saving schemes along two dimensions: apparent normative motivation for the scheme and likely impact on savers of varying income levels. Using this framework, our analysis suggests that there is much greater state support for high-income savers than low-income savers, even after the recent introduction of the ‘Help to Save’ scheme. So, while this scheme has provided some support for this group, we propose ways to expand it through providing initial seed funding to each account and greater marketing and accessibility. We note, however, that an important way to help those on low incomes to save is to increase their incomes so they have more capacity to do so.

2021 ◽  
Vol 0 (0) ◽  
Author(s):  
Brian-Vincent Ikejiaku

Abstract The current radical strategies by which there is, on one hand, an increasing European assistance to developing poor countries of Africa/Middle East and on the other hand, tightened border-security within Europe as a means to reduce migration from the South; may worsen the state of poverty in Europe, particularly on the immigrants and impact on the workforce in Europe with implication on development. Though, these strategies may sound radically appealing, they are however, unlikely to reduce migration flows to Europe. While there is still a “wide development gap” between the poor countries of Africa/Middle East and industrialised countries of Europe, migration will often increase, at least in the next two-three decades. Radical border security in Europe will expose the migrants to human trafficking in different form and manifestation contrary to Article 3 UN Protocol on Trafficking in Person. The paper examines the role of the State and Law and development, in addressing the issues of poverty and migration within the industrialised countries of Europe. The research argues that there is the likelihood that poverty and human right issues will increase in Europe in the near-future, if the State/EU fails to play their role, by changing their policy direction and repositioning themselves by improving their Law and development stance. The research employs the human rights-based approach, interdisciplinary and critical-analytical perspective within the framework of international Law and development. It employs qualitative empirical evidence from developed countries of Europe and poor developing countries for analysis.


Author(s):  
Vicki Dabrowski

Using interviews with women from diverse backgrounds, the author of this book makes an invaluable contribution to the debates around the gendered politics of austerity in the UK. Exploring the symbiotic relationship between the state's legitimization of austerity and women's everyday experiences, the book reveals how unjust policies are produced, how alternatives are silenced and highlights the different ways in which women are used or blamed. By understanding austerity as more than simply an economic project, the book fills important gaps in existing knowledge on state, gender and class relations in the context of UK austerity. Delivering a timely account of the misconceptions of policies, discourses and representations around austerity in the UK, the book illustrates the complex ways through which austerity is experienced by women in their everyday lives.


2020 ◽  
Vol 27 (3) ◽  
pp. 303-317
Author(s):  
Carla De Laurentis

This paper analyses and critically discusses the role of regions in implementing renewable energy (RE) policies, examining the relationship between state policy and RE deployment. Using evidence from four case study regions, Apulia and Tuscany in Italy and Wales and Scotland in the UK, the paper teases out some differences in terms of regional competencies to implement RE policies across the two countries. The national governments in both Italy and the UK have constructed regulatory and governance relationships to orchestrate and reorder economic, social and ecological challenges and devolve responsibilities at the sub-national level. This has offered an opportunity for the peculiarities of regional setups to be taken into account and regions have contributed towards the promotion of green and sustainable path development via the route of promoting RE deployment. The paper argues that the downscaling and distribution of responsibility in the cases investigated reflect the capacity and willingness of nation states to respond to and mediate the strategic goals and outcomes formulated at national and international levels. Nevertheless, while the regions investigated display differences in their incentives, capacities and capabilities to increase RE deployment, their ability to act is very much influenced by nation states, stressing the important role of the state in mediating the form and direction of RE deployment.


2020 ◽  
Vol 48 (2) ◽  
pp. 223-240 ◽  
Author(s):  
Louise Reardon ◽  
Greg Marsden

This paper responds to calls for greater empirical investigation of the interrelationships between depoliticisation and repoliticisation processes. It does so by applying the ‘three faces’ (governmental, societal and discursive) organising perspective to a longitudinal analysis of transport policy in the UK. This case is important because acceptance of the current dominant policy solution ‐ infrastructure spending ‐ appears to have come full circle over a 30-year period. The research finds that today’s focus on infrastructure is enabled through intersecting and reinforcing depoliticisation processes, supporting the ‘three faces’ perspective. However, the paper also highlights the need for greater recognition of the state as a meta-governor of depoliticisation and the need for clarity on which aspect of a policy solution or problem (or the connections between them) is being depoliticised and repoliticised to better elucidate politicisation processes.


Author(s):  
V.I. Semenova ◽  
◽  
M.F. Fridman ◽  

This article is devoted to the most important issue of ensuring an innovative breakthrough in socio-economic development in the conditions of information and economic confrontation. Today, humanity is entering an era of a fundamentally different system of social relations, values and meanings. The emergence of a multipolar world model increases the competition of developed countries, on the one hand, and weakens the role of the state in society, on the other. Economic sanctions significantly hinder innovative development, so the state, as one of the main social institutions, still needs qualitatively new, more productive, innovative solutions, the emergence and implementation of which is impossible without appropriate personnel: researchers, analysts, developers, managers and workers.


Author(s):  
Ian Cummins ◽  
Emilio José Gómez-Ciriano

AbstractThis paper presents a comparative analysis of two reports by the UN Rapporteur on Extreme Poverty and Human Rights, one for Spain and one for the UK. In both countries, austerity policies were introduced following the banking crisis of 2008. The UN Rapporteur reports highlight the damage that was done by welfare retrenchment. In particular, the reports document the impact of austerity on the most vulnerable individuals and communities. The paper uses Somers' (2008) conceptual model of citizenship as the basis for a comparative analysis of two reports. Somers' (2008) model of citizenship is a triadic one which sees the state, market and civil society as competing elements. Each one can serve to regulate and limit the influence or excesses of the other two. Somers argues that neoliberalism has seen the dominance of the market at the expense of the role of the state and the institutions of civil society. Austerity policies saw the market dominating. Having examined the context of the two reports and their conclusions, the paper discussed the implications for individual social workers’ practice and the role of social work as a profession in tackling poverty and marginalisation.


2020 ◽  
pp. 113-138
Author(s):  
D. Hugh Whittaker ◽  
Timothy J. Sturgeon ◽  
Toshie Okita ◽  
Tianbiao Zhu

Chapter 5 explores the ways in which less-developed countries experience the era-related effects of compressed development and try to cope with them. Chapter 4 compared late-developer Japan and compressed-developer China, but countries with poor or mixed records of economic development also face the opportunities and constraints of compression, and must do so with institutions, policies, and industries which emerged under prior conditions. Large-market less-developed countries such as Brazil, India, and even China face the era effects of compression, with legacies that are often poorly suited and sometimes antithetical to the demands of global value chains and technology ecosystems. Discontinuities and differences across sectors further complicate the role of the state in the era of compressed development.


2009 ◽  
Vol 23 (4) ◽  
pp. 693-710 ◽  
Author(s):  
Miguel Martínez Lucio ◽  
Robert Perrett

The article shows that community initiatives take different forms and are the outcome of a broader interplay of factors between workers’ interests, representation, and the strategies of unions and broader coalitions that are mobilized in specific communities. Drawing from three case studies on black and minority ethnic (BME) workers and trade unions in the UK the article looks at how the rhetoric of community unionism has been adopted in an uneven manner by trade unions: the article suggests that: (a) community initiatives are variable, (b) they lack a structure and clear vision, (c) the question of BME engagement is rarely central in many projects, and (d) the ambivalent role of the state is a significant factor in many of these initiatives. This state role is downplayed in much of the literature, thus raising dilemmas in terms of community initiatives.


Author(s):  
Gerry Mooney ◽  
Lynne Poole

This paper explores the opposition to housing stock transfer in Glasgow in the early 1990s. Taking the position of anti-transfer campaigners, it argues that transfer can be interpreted as a form of ‘privatisation’ involving a profound restructuring in the role of the state in a key heartland area of welfare provision. Using interviews from housing campaigners in Glasgow, the paper argues that the much-heralded rhetoric about housing stock transfer as promoting tenant choice is highly contentious and misleading. The paper includes by highlighting that dispite the move to transfer in Glasgow, there remains a significant campaign against transfer in other parts of the UK.


2015 ◽  
Vol 64 (3) ◽  
pp. 666-682 ◽  
Author(s):  
Aeron Davis ◽  
Catherine Walsh
Keyword(s):  

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