Feedback Control Engineering for Cooperative Community Development: Tools for Financial Management Advice for Low-Income Individuals

2018 ◽  
Vol 38 (3) ◽  
pp. 87-101
2021 ◽  
pp. 107808742110326
Author(s):  
Noli Brazil ◽  
Amanda Portier

Place-based policies commonly target disadvantaged neighborhoods for economic improvement, typically in the form of job opportunities, business development or affordable housing. To ensure that investment is channeled to truly distressed areas, place-based programs narrow the pool of eligible neighborhoods based on a set of socioeconomic criteria. The criteria, however, may not be targeting the places most in need. In this study, we examine the relationship between neighborhood gentrification status and 2018 eligibility for the New Markets Tax Credits, Opportunity Zones, Low Income Housing Tax Credits, and the Community Development Financial Institutions Program. We find that large percentages of gentrifying neighborhoods are eligible for each of the four programs, with many neighborhoods eligible for multiple programs. The Opportunity Zone program stands out, with the probability of eligibility nearly twice as high for gentrifying tracts than not-gentrifying tracts. We also found that the probability of eligibility increases with a greater percentage of adjacent neighborhoods experiencing gentrification.


2015 ◽  
Vol 43 (1) ◽  
pp. 2-18 ◽  
Author(s):  
Yiing Jia Loke

Purpose – The purpose of the paper is to identify the determinants of the probability of living beyond one’s means. The paper also explores the coping mechanisms of those financially distressed as well as the debt taking behaviour of consumers. Design/methodology/approach – The study uses data obtained from the OECD International Network on Financial Education pilot study on Measuring Financial Literacy in 2010 for the case of Malaysia. A logistic regression model is used to identify the main determinants of the probability that a consumer will live beyond his/her means. The analysis is carried out by using a set of socio-economic factors and the individual’s financial behaviour and attitudinal characteristics as explanatory variables. Findings – The findings indicate that low income and seasonal income earners are more vulnerable to financial distress. Furthermore, having a higher education, higher financial knowledge and prudent financial behaviour and attitude do not necessarily translate into better financial management. Family and friends provide the main source of financial assistance in times of need. Research limitations/implications – The assessment of financial knowledge should go beyond individual’s knowledge on financial concepts and theories. Practical knowledge on financial and cash flow management should be assessed. Practical implications – The study reiterates the importance of financial education. It is imperative to include financial education as part of the schools’ curriculum and also to be incorporated as part of the Continuous Professional Development modules for working adults. Originality/value – The study is based on the first nationwide study of consumer finances in Malaysia. It contributes to the literature by integrating financial behaviour and attitudinal factors into the analysis of the ability of individuals to live within their means. The findings also show the limitations of the existing self-assessment of financial behaviour and attitude and the assessment of financial knowledge.


2014 ◽  
Vol 4 (3) ◽  
pp. 60 ◽  
Author(s):  
Chiu Choi

this paper is a result of the implementation of the recommendations on enhancing hands-on experience of control engineering education using single chip, small scale computers such as microcontrollers. A set of microcontroller-based feedback control experiments was developed for the Electrical Engineering curriculum at the University of North Florida. These experiments provided hands-on techniques that students can utilize in the development of complete solutions for a number of servo control problems. Significant effort was devoted to software development of feedback controllers and the associated signal conditioning circuits interfacing between the microcontroller and the physical plant. These experiments have stimulated the interest of our students in control engineering.


2019 ◽  
Vol 55 (3) ◽  
pp. 473-495 ◽  
Author(s):  
Willow S Lung-Amam ◽  
Casey Dawkins

Abstract Community developers and planners have long recognized the value of storytelling to engage communities. Yet, in working with disadvantaged communities, they are often challenged to meaningfully engage residents and uncover place values that can help drive community development strategies. In a case study of Langley Park, Maryland, a neighborhood comprised of largely low-income Latino immigrants facing potential displacement from a new transit line, this article investigates the potential of new story mapping techniques and technologies to assist communities in leveraging everyday place meanings and values to advance greater equity in the process of neighborhood redevelopment. It demonstrates how participatory story mapping can empower traditionally marginalized voices and encourage more complex place narratives within community development and planning.


2015 ◽  
Vol 16 (1) ◽  
pp. 153-166
Author(s):  
I. B. Muhit ◽  
S. Tasneem Chowdhury ◽  
Nurangir Nahid ◽  
M. F. Zaman

Abstract Low income community development is the prerequisite for the overall development of a society. There are different kinds of parameters to widen community development, such as health, economic, social, a living pattern, etc. Sanitation condition is the crucial aspect that is directly or indirectly inter bond with all the parameters. To see the exact reasons behind brutal unhygienic sanitation conditions of water supply and latrine system in a low cost community, the Chittagong City Corporation area has been picked. Relevant data have been collected from field survey, consultancy with inhabitants, Chittagong City Corporation, Power Development Board, and WASA. To know the possible reasons behind the water supply and germ-infested sanitation, state of a low cost community, this paper attempts to shed some light on the tribulations behind the scarcity of safe drinking water, dirt free as well as sustainable latrine and drainage system and offensive water management.


Social Work ◽  
1966 ◽  
Vol 11 (4) ◽  
pp. 78-89
Author(s):  
Harry Specht

1998 ◽  
Vol 25 (2) ◽  
pp. 146-159 ◽  
Author(s):  
Galen El-Askari ◽  
Julie Freestone ◽  
Chicky Irizarry ◽  
Karen L. Kraut ◽  
Susan T. Mashiyama ◽  
...  

Studies show that community development approaches to health education may lead not only to improved social, economic, and health status but also to increased individual participation in health education and preventive health care activities. However, because of categorical funding restraints and philosophical issues, local health departments have rarely given control of defining project outcomes to the community. One such project was in a low-income urban neighborhood in the San Francisco Bay Area. In this Healthy Neighborhoods Project, the health department catalyzed community development and organization in a multiethnic public housing complex. As a result, an empowered community successfully advocated to improve public safety by installing street speed humps and increased street lighting. After project completion, residents initiated several additional health actions, including the removal of a neighborhood tobacco billboard. This article describes the project, which may serve as a model for other urban public health programs to explore their role in community empowerment.


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