The influencing factors of satisfaction and lending intention in online lending investment: an empirical study based on the Chinese market

2019 ◽  
Vol 59 (S2) ◽  
pp. 2045-2071
Author(s):  
Weidong Xu ◽  
Ying Zuo ◽  
Xin Gao ◽  
Minglong Yao
Keyword(s):  
Empirical Study ◽  
Influencing Factors ◽  
Chinese Market ◽  
Online Lending

scholarly journals The Herd Behavior on Peer-To-Peer Online Lending Markets: Evidence from China

2021 ◽  
Vol 2021 ◽  
pp. 1-11
Author(s):  
Rong Liu ◽  
Ningning Chen ◽  
Yuelei Li
Keyword(s):  
Empirical Study ◽  
Influencing Factors ◽  
Peer To Peer ◽  
Herd Behavior ◽  
Chinese Market ◽  
Transaction Data ◽  
Time Required ◽  
Online Lending

Based on the transaction data and related borrowers’ characteristics of Renrendai.com, this study conducts an empirical study on the influencing factors of the investor’s herd behavior and rationality of herd behavior on a Chinese online lending platform. We mainly find that investors’ herd behavior exists significantly on Renrendai.com; there is an “inverted U-shaped” relationship between the number of bids and the herd behavior of investors. When the number of bids exceeds a certain amount, the time required for the order to obtain another bid will be prolonged, and the investors’ herd behavior will be slowed down; herd behavior on Renrendai.com in Chinese market is a partly rational pursuit, but irrational in general.

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