Contending with Risk Selection in Health Insurance Markets in Germany
2006 ◽
Vol 7
(Supplement)
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pp. 75-91
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Keyword(s):
Abstract In many countries, competition among health plans or sickness funds raises issues of risk selection. Funds may discourage or encourage potential enrollees from joining, and these actions may have efficiency or fairness implications. This article reviews the experience in the U.S., and comments on the evidence for risk selection in Germany. There is little evidence that risk selection causes efficiency problems in Germany, but risk selection does lead to an inequality in contribution rates. A simple approach to equalizing contribution rates that does not involve risk adjustment is presented and discussed.
2016 ◽
Vol 49
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pp. 153-168
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Keyword(s):
Keyword(s):
2017 ◽
Vol 56
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pp. 259-280
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Keyword(s):
2016 ◽
Vol 18
(2)
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pp. 167-180
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2007 ◽
Vol 2
(2)
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pp. 173-192
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2010 ◽
Vol 100
(4)
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pp. 1399-1431
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2015 ◽
Vol 2015
(101)
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pp. 1-50
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