INSURER PERCEPTION OF ENVIRONMENTAL MANAGEMENT SYSTEMS REGARDING INSURANCE FOR POLLUTION

2002 ◽  
Vol 04 (03) ◽  
pp. 349-366 ◽  
Author(s):  
D. M. MINOLI ◽  
J. N. B. BELL
Keyword(s):  
Environmental Management ◽  
Point Of View ◽  
Management Systems ◽  
Initial Assessment ◽  
Environmental Management Systems ◽  
Political Issues ◽  
The Uk ◽  
And Control

This paper explores the use of insurance and environmental management systems (EMSs) to prevent and control the risk of pollution. To assess this issue, a series of interviews with insurers was conducted to find out their opinions and attitudes on EMSs about insurance for pollution. The main scope of the research is composite insurance, public liability and EMSs, within the UK market. Insurers' believed that EMSs could theoretically help insureds and insurers, respectively, prevent and control, and assess and settle pollution. However, there is little evidence to support this assertion. Moreover, EMSs assess pollution incompletely from the insurers' point of view. Furthermore, insurers' initial assessment and post loss investigation of pollution are generally not well developed, and there is little knowledge about and poor recognition of EMSs. Economic, practical, legal and political issues hinder insurers' ability to respond positively to EMSs. Therefore, insurance and EMSs are insufficiently developed to play a lead role in lessening the risk of pollution.

COMPOSITE INSURER CONSIDERATION AND ATTITUDES ON ENVIRONMENTAL MANAGEMENT SYSTEMS CONCERNING PUBLIC LIABILITY POLICIES FOR POLLUTION RISKS

2002 ◽  
Vol 04 (03) ◽  
pp. 329-347 ◽  
Author(s):  
D. M. MINOLI ◽  
J. N. B. BELL
Keyword(s):  
Environmental Management ◽  
Economic Development ◽  
Liability Insurance ◽  
Management Systems ◽  
Environmental Management Systems ◽  
Survey Questionnaire ◽  
Legal Problems ◽  
The Uk ◽  
And Control

Pollution can incur costly clean-up programmes, erode company profits, and undermine governmental policy towards sustainable economic development. Governments and insureds are inquiring about insurance and environmental management systems (EMSs) to help prevent, control, and compensate for the risk of pollution. There is little analysis on using these instruments in defence of the environment. This issue is explored in a workshop and survey questionnaire on EMSs and public liability insurance concerning pollution risks in the UK market. EMSs might provide risk and claims assessment information, reduce pollution risks in the long term, and lead to comparatively lower insurance premiums. Insurers' rating, assessment, investigation, statistical and education work with regard to pollution risks is in its infancy and there is little knowledge, poor recognition and low confidence in EMSs. Political, practical, economic and legal problems impede insurers' capacity to reply positively to pollution risks and EMSs. Failure to overcome these issues reduces the insurers' and insureds' ability to prevent and control the risk of pollution and lessen its aftermath of detrimental consequences.

scholarly journals CRUCIAL FACTORS FOR IMPROVING THE ISO 14001 ENVIRONMENTAL MANAGEMENT SYSTEM

2016 ◽  
Vol 17 (1) ◽  
pp. 52-73 ◽  
Author(s):  
Joanna EJDYS ◽  
Alina MATUSZAK-FLEJSZMAN ◽  
Michał SZYMANSKI ◽  
Leonas USTINOVICHIUS ◽  
Galina SHEVCHENKO ◽  
...  
Keyword(s):  
Environmental Management ◽  
Structural Analysis ◽  
Environmental Management System ◽  
Point Of View ◽  
Iso 14001 ◽  
Management Systems ◽  
Environmental Management Systems ◽  
Key Factors ◽  
System Improvement

The practice of using environmental management systems (EMS) ISO 14001 at the organisational level indicates that the efficacy of such solutions depends on many factors, both endogenous and exogenous in nature. This article aims to identify the fac- tors that determine the opportunities for the improvement of EMS in organisations, the analysis of the relationship between the factors and the classification of the factors due to their role in the system improvement. The structural analysis was used to classify and identify the key factors and then to categorize these factors into five groups. Finally, the role of these key factors in improving environmental management systems was exam- ined. Based on the findings, guidelines can be offered to both scholars and practitioners regarding the factors crucial for the improvement of the EMS. Aiming to add value to the existing literature, the structural analysis was adapted to classification and identification of the key factors. From the point of view of practitioners, it seems to be very profitable to concentrate on the crucial factors during the process of EMS improvement.

ISO 14001 Environmental Management Systems Assessment From the Insurers' Point of View

2020 ◽  
pp. 393-408
Author(s):  
Malwina Lemkowska
Keyword(s):  
Environmental Management ◽  
Point Of View ◽  
Iso 14001 ◽  
Management Systems ◽  
Environmental Management Systems ◽  
Narrative Approach ◽  
General Terms ◽  
External Context ◽  
Template Analysis ◽  
Interview Transcript

Standardized Environmental Management Systems (EMSs) appeared in the 1990s. They are voluntary tools for managing the relation between the organization and its environment. Multiple analyses indicated the strong external context of EMS. More often than not, the importance of ISO 14001 EMS for the relation between the organization and its insurer has been indicated. The goal of this research is to answer the question how to assess the usefulness of ISO 14001 EMSs adopted by the insured or insurance seeker for the process of environmental insurance products' provision. The structure of the specific measure (checklist) is the result of the analysis. The research is conducted in four steps: (1) analysis of environmental insurance proposal forms for stand-alone products on the Polish market, (2) analysis of the general terms and conditions of the above, (3) review of ISO 14001 requirements, and finally, (4) template analysis of the interview transcript, supported by narrative approach.

Nuclear Electrics Approach to Environmental Management Systems

1994 ◽  
Vol 5 (3) ◽  
pp. 277-284
Author(s):  
N. W. Kemp ◽  
A. J. Free
Keyword(s):  
Environmental Management ◽  
Electricity Market ◽  
Nuclear Power ◽  
Management Practices ◽  
Electricity Consumption ◽  
Management Systems ◽  
Environmental Management Systems ◽  
Power Stations ◽  
National Power ◽  
The Uk

Nuclear Electric (NE) currently operates the 11 nuclear power stations in England and Wales, generating 61 TWh of electricity in 93/94, constituting over 23% of the Country's electricity consumption. The company is also decommissioning 2 nuclear power station, Berkeley and Trawsfynydd, and is progressing commissioning of the PWR station at Sizewell to time and cost. NE was formed in 1990 following the re-organisation of the UK electricity industry, taking over all the nuclear stations previously operated by the Central Electricity Generating Board (CEGB). The company competes in the UK electricity market with the privatised generators National Power and Powergen who inherited the fossil fuelled stations of the CEGB. This paper outlines the nature of Nuclear Electric's existing environmental management systems, considers the implications of the adoption of a company environmental policy and looks at the exercise currently under way to incorporate the requirements of the policy into current management practices using BS7750 as a vehicle.

ENVIRONMENTAL MANAGEMENT SYSTEMS IN THE CONSTRUCTION INDUSTRY: A REVIEW

2016 ◽  
Vol 15 (2) ◽  
pp. 453-460 ◽  
Author(s):  
Jana Selih ◽  
Lucila M.S. Campos ◽  
Andrea C. Trierweiller ◽  
Danielly Nunes de Carvalho
Keyword(s):  
Environmental Management ◽  
Construction Industry ◽  
Management Systems ◽  
Environmental Management Systems
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