Cost and Performance: A Comparison of the Individual and Group Health Insurance Markets

2000 ◽  
Vol 25 (1) ◽  
pp. 9-26 ◽  
Author(s):  
Mark V. Pauly ◽  
Allison M. Percy
Keyword(s):  
Health Insurance ◽  
Insurance Markets ◽  
Group Health ◽  
Health Insurance Markets ◽  
And Performance ◽  
The Individual ◽  
Group Health Insurance

scholarly journals Are Health Insurance Markets Competitive?

2010 ◽  
Vol 100 (4) ◽  
pp. 1399-1431 ◽  
Author(s):  
Leemore S Dafny
Keyword(s):  
Health Insurance ◽  
Insurance Industry ◽  
National Database ◽  
Insurance Markets ◽  
Health Plans ◽  
Ceteris Paribus ◽  
Health Insurance Markets ◽  
Imperfectly Competitive ◽  
Health Insurance Industry ◽  
Group Health Insurance

To gauge the competitiveness of the group health insurance industry, I investigate whether health insurers charge higher premiums, ceteris paribus, to more profitable firms. Such “direct price discrimination” is feasible only in imperfectly competitive settings. Using a proprietary national database of health plans offered by a sample of large, multisite firms from 1998–2005, I find firms with positive profit shocks subsequently face higher premium growth, even for the same health plans. Moreover, within a given firm, those sites located in concentrated insurance markets experience the greatest premium increases. The findings suggest health care insurers are exercising market power in an increasing number of geographic markets. (JEL G22, I11, I18, L11, L25)

Community Rating And Sustainable Individual Health Insurance Markets In New Jersey

2004 ◽  
Vol 23 (4) ◽  
pp. 167-175 ◽  
Author(s):  
Alan C. Monheit ◽  
Joel C. Cantor ◽  
Margaret Koller ◽  
Kimberley S. Fox
Keyword(s):  
Health Insurance ◽  
New Jersey ◽  
Insurance Markets ◽  
Community Rating ◽  
Individual Health ◽  
Health Insurance Markets

scholarly journals Trends over time in enrollment in non-group health insurance plans by tobacco use in the United States

2017 ◽  
Vol 7 ◽  
pp. 46-49 ◽  
Author(s):  
Michael F. Pesko ◽  
Johanna Catherine Maclean ◽  
Cameron M. Kaplan ◽  
Steven C. Hill
Keyword(s):  
United States ◽  
Health Insurance ◽  
Tobacco Use ◽  
The United States ◽  
Group Health ◽  
Trends Over Time ◽  
Group Health Insurance ◽  
Over Time

The Impact of States' Small Group Health Insurance Reforms on Uninsurance Rates

2005 ◽  
Vol 20 (3) ◽  
pp. 11-50
Author(s):  
Sudha Xirasagar ◽  
Carleen H. Stoskopf ◽  
James R. Hussey ◽  
Michael E. Samuels ◽  
William R. Shrader ◽  
...  
Keyword(s):  
Health Insurance ◽  
Small Group ◽  
Group Health ◽  
The Impact ◽  
Group Health Insurance
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