IMPROVING SECURITY USING HONEYWORD FOR ONLINE BANKING AUTHENTICATION SYSTEM

[This Proceedings paper was revised and published in the 2018 issue of the Interdisciplinary Journal of Information, Knowledge, and Management, Volume 13] The wide use of online banking and technological advancement has attracted the interest of malicious and criminal users with more sophisticated form of attacks. Therefore, banks need to adapt their security systems to effectively stem threats posed by imposters and hackers, and also provide higher security standards that assure customers of a secured environment to perform their financial transactions. This has brought about the use of authentication techniques that include the mutual secure socket layer authentication embedded with some specific features. This approach was made towards providing a more reliable and complete solution for implementing user multi-level authentication in a banking environment

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Towards an Understanding of User Acceptance to Use Biometrics Authentication Systems in E-Commerce

Transformations in E-Business Technologies and Commerce ◽

10.4018/978-1-61350-462-8.ch007 ◽

2011 ◽

pp. 113-134

Author(s):

Fahad AL Harby ◽

Rami Qahwajim ◽

Mumtaz Kamala

Keyword(s):

Technology Acceptance ◽

Theoretical Basis ◽

Large Scale ◽

New Technology ◽

User Acceptance ◽

Online Banking ◽

Biometric Systems ◽

Authentication System ◽

Acceptance Model ◽

Authentication And Security

Security is an increasingly important issue for business, and with it, the need for authentication. The use of biometric systems for personal authentication is a response to the rising issue of authentication and security. As with any new technology, user acceptance is often hard to measure, thus, in this work, a study of user acceptance of a biometrics authentication system in e-commerce, such as online banking within the Saudi society, was conducted. The study examined whether Saudis are practically willing to accept this technology by involving 306 participants in a large scale laboratory experiment that actively tested a biometric authentication system in combination of a survey. The Technology Acceptance Model (TAM) was adopted as the theoretical basis to develop the research framework in which the model has proven its efficiency as a good predictor for the study’s application.

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Online banking authentication system using mobile-OTP with QR-code

5th International Conference on Computer Sciences and Convergence Information Technology ◽

10.1109/iccit.2010.5711134 ◽

2010 ◽

Cited By ~ 1

Author(s):

Young Sil Lee ◽

Nack Hyun Kim ◽

Hyotaek Lim ◽

HeungKuk Jo ◽

Hoon Jae Lee

Keyword(s):

Online Banking ◽

Qr Code ◽

Authentication System

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Improving Security using Honeyword for Online Banking Authentication System

IJARCCE ◽

10.17148/ijarcce.2017.63226 ◽

2017 ◽

Vol 6 (3) ◽

pp. 976-978

Author(s):

Akshata Chor ◽

Ashwini Gawali ◽

Ashwini Mohite ◽

Madhuri Tanpure ◽

Prof. Sahane P. B. ◽

...

Keyword(s):

Online Banking ◽

Authentication System

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Comparison of levels and fusion approaches for multimodal biometrics

Indonesian Journal of Electrical Engineering and Computer Science ◽

10.11591/ijeecs.v23.i2.pp791-801 ◽

2021 ◽

Vol 23 (2) ◽

pp. 791

Author(s):

S. Sujana ◽

V. S. K. Reddy

Keyword(s):

Information Fusion ◽

Smart Homes ◽

Online Banking ◽

Multimodal Biometrics ◽

Decision Level ◽

Biometric Systems ◽

Authentication System ◽

Border Areas ◽

Maximal Space ◽

Biometric Based Authentication

The biometric-based authentication system occupies maximal space in the field of security administration. Biometric applications are swiftly accelerating in day-to-day life such as computer login, smart homes, online banking, hospitals, border areas, industries, forensics, e-voting attendance system and investigation of crime. A reliable and accurate recognition body can be achieved with multimodal biometric methodologies. In this paper, we discuss starting with an introduction to biometric systems followed by their classification, and advantages as well as disadvantages. In today’s world, most of the systems are unimodal biometrics having a lot of limitations to overcome those multimodal biometrics comes in to picture. In this paper we have discussed comprehensive representation on the system of multimodal biometric, various modes of undertakings, the significance of information fusion, a different section is allotted on the various possible levels of fusion involving sensor-level, feature-level, score-level, and decision -level as well as different rules of fusion.

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Use of an Adaptive Neuron Network in the Voice Authentication System

Telecommunications and Radio Engineering ◽

10.1615/telecomradeng.v65.i5.50 ◽

2006 ◽

Vol 65 (5) ◽

pp. 427-439

Author(s):

O. N. Katkov ◽

V. A. Pimenov ◽

A. P. Ryzhkov

Keyword(s):

Neuron Network ◽

Authentication System ◽

Adaptive Neuron ◽

The Voice

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Customer Satisfaction on e-SERVQUAL in Islamic Online Banking Services

ADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL ◽

10.24191/abrij.v3i2.10094 ◽

2017 ◽

Vol 3 (2) ◽

pp. 29

Author(s):

NURHAZIRAH HASHIM ◽

MOHAMMAD ZAIM MOHD SALLEH ◽

NOR SARA NADIA MUHAMAD YUNUS ◽

INTAN SYAFINAZ MAT SHAFIE

Keyword(s):

Customer Satisfaction ◽

Consumer Satisfaction ◽

Pearson Correlation ◽

Business Environment ◽

Online Banking ◽

Security And Privacy ◽

Accurate Information ◽

Online Services ◽

Banking Services ◽

Customer Information

The recent development in the ecommerce services has shown a variety of established companies participating in the web business environment including Islamic banks. Business with the mostexperience and success in using ecommerce are beginning to realize that the indicator of success or failure of the ecommerce environment was included in the online services. Nowadays, the trend ofa business is to serve the customer with best quality of services to enhance the consumer satisfaction and compete with the global competitors as online services enabled registered user to make productspurchase transaction only through website such as check and manage financial standing, transfer funds, bill payment, prepaid reload and so forth. However, in recent times, Islamic banking users faced problems with the online system such as cannot log in to the system, payment failure and mostly security and privacy hindrance. Therefore, this study aimed to investigate the relationship between electronic service quality (e-SERVQUAL) and customer satisfaction towards IslamicOnline Banking Services users. Based on the sample size, only 76 respondents were selected to participate in this study by using a convenience sampling. Further, Pearson correlation and multipleregression were reported to analyze the mentioned relationship. The findings have shown that there is a positive relationship between e-SERVQUAL and customer satisfaction in using Islamic onlinebanking services. Based on the findings, Islamic online banking developer is recommended to improve more on their responsiveness in order to provide quick response to their customer’s requirements. Moreover, they also should be more reliable in providing accurate information in performing the promised services. They must assure that all of their customers can quickly get responds and true feedback regarding their problems to ensure customer satisfy with service provided. Besides, the safety of the website and the protection of customer information alsoconsidered a vital action that should be concerned in order to increase the customers’ satisfaction.

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