scholarly journals Saving Small Employer Health Insurance

2012 ◽  
Author(s):  
Amy Monahan ◽  
Daniel B. Schwarcz
Keyword(s):  
Health Insurance ◽  
Employer Health Insurance

Robert Wood Johnson Foundation Employer Health Insurance Survey, 1993

1997 ◽  
Author(s):  
Stephen H. Long ◽  
M. Susan Marquis
Keyword(s):  
Health Insurance ◽  
Robert Wood Johnson Foundation ◽  
Employer Health Insurance

Small Firms' Demand for Health Insurance: The Decision to Offer Insurance

2002 ◽  
Vol 39 (2) ◽  
pp. 118-137 ◽  
Author(s):  
Jack Hadley ◽  
James D. Reschovsky
Keyword(s):  
Health Insurance ◽  
Small Firms ◽  
Insurance Coverage ◽  
Safety Net ◽  
Robert Wood Johnson Foundation ◽  
Demand For Insurance ◽  
Negative Effect ◽  
Nationally Representative ◽  
Demand For Health ◽  
Employer Health Insurance

This paper explores the decisions by small business establishments (<100 workers) to offer health insurance. We estimate a theoretically derived model of establishments' demand for insurance using nationally representative data from the 1997 Robert Wood Johnson Foundation Employer Health Insurance Survey and other sources. Findings show that offer decisions reflect worker demand, labor market conditions, and establishments' costs of providing coverage. Premiums have a moderate effect on offer decisions (elasticity = –.54), though very small establishments and those employing low-wage workers are more responsive. This suggests that premium subsidies to employers would be an inefficient means of increasing insurance coverage. Greater availability of public insurance and safety net care has a small negative effect on offer decisions.

National Trends in the Cost of Employer Health Insurance Coverage, 2003-2013

2014 ◽  
Author(s):  
Sara R. Collins Collins ◽  
Cathy Schoen Schoen ◽  
David C. Radley Radley ◽  
Sophie Beutel Beutel
Keyword(s):  
Health Insurance ◽  
Insurance Coverage ◽  
Health Insurance Coverage ◽  
National Trends ◽  
The Cost ◽  
Employer Health Insurance

Reforming the Tax Preference for Employer Health Insurance

2012 ◽  
Vol 26 (1) ◽  
pp. 43-58 ◽  
Author(s):  
Joseph Bankman ◽  
John Cogan ◽  
R. Glenn Hubbard ◽  
Daniel P. Kessler
Keyword(s):  
Health Insurance ◽  
Tax Preference ◽  
Employer Health Insurance

Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?

2007 ◽  
Vol 44 (3) ◽  
pp. 257-279 ◽  
Author(s):  
James D. Reschovsky ◽  
Jack Hadley ◽  
Len Nichols
Keyword(s):  
Human Capital ◽  
Health Insurance ◽  
Insurance Coverage ◽  
Household Survey ◽  
Health Insurance Coverage ◽  
Spanish Speakers ◽  
National Data ◽  
Spanish Speaking ◽  
English Speaking ◽  
Employer Health Insurance

This paper investigates low rates of employer health insurance coverage among Hispanics using national data from the Community Tracking Study Household Survey. Interview language served as a proxy for the degree of assimilation. Findings indicate that English-speaking Hispanics are more similar to whites in their labor market experiences and coverage than they are to Spanish-speaking Hispanics. Spanish-speakers' very low human capital (including their inability to speak English) results in much less access to job-based insurance. Though less important, Spanish-speaking Hispanics' demand for employer-sponsored insurance appears lower than that of English-speaking Hispanics or whites. Results suggest that language and job training may be the most effective way to bolster Hispanics' insurance coverage.

scholarly journals Employer Health Insurance Mandates and the Risk of Unemployment

2007 ◽  
Author(s):  
Katherine Baicker ◽  
Helen Levy
Keyword(s):  
Health Insurance ◽  
Insurance Mandates ◽  
Health Insurance Mandates ◽  
Employer Health Insurance

Effects of Employer Health Insurance on Disability Insurance Claiming

2014 ◽  
Author(s):  
Matthew Hill ◽  
Nicole Maestas ◽  
Kathleen Mullen
Keyword(s):  
Health Insurance ◽  
Disability Insurance ◽  
Employer Health Insurance
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