Effects of Employer Health Insurance on Disability Insurance Claiming

We use data from the Accelerated Benefits demonstration to estimate the impacts of providing newly entitled disability insurance (DI) beneficiaries with health insurance and additional services during the DI program's 24-month Medicare waiting period. While health insurance alone did not increase employment, the additional employment services appeared to have positive short-term impacts on labor market activity. We find a statistically significant increase in employment and earnings in the second calendar year after random assignment; although these findings disappear in the third calendar year. Our results may have implications for disability reform proposals and provisions within the Affordable Care Act.

PDG24 Private Primary Care Health Clinics in Malaysia and Uncontrolled Drug Pricing: Employer Health Insurance Coverage for Sustainable Reimbursement Drug Policy

Value in Health Regional Issues ◽

10.1016/j.vhri.2020.07.214 ◽

2020 ◽

Vol 22 ◽

pp. S42

Author(s):

C.S. Zin ◽

N.I. Nazar ◽

N.S. Rahman ◽

N.H. Taufek ◽

S.H. Bux

Keyword(s):

Primary Care ◽

Health Insurance ◽

Drug Policy ◽

Insurance Coverage ◽

Health Insurance Coverage ◽

Drug Pricing ◽

Health Clinics ◽

Primary Care Health ◽

Care Health ◽

Employer Health Insurance

Small Firms' Demand for Health Insurance: The Decision to Offer Insurance

INQUIRY The Journal of Health Care Organization Provision and Financing ◽

10.5034/inquiryjrnl_39.2.118 ◽

2002 ◽

Vol 39 (2) ◽

pp. 118-137 ◽

Cited By ~ 24

Author(s):

Jack Hadley ◽

James D. Reschovsky

Keyword(s):

Health Insurance ◽

Small Firms ◽

Insurance Coverage ◽

Safety Net ◽

Robert Wood Johnson Foundation ◽

Demand For Insurance ◽

Negative Effect ◽

Nationally Representative ◽

Demand For Health ◽

Employer Health Insurance

This paper explores the decisions by small business establishments (<100 workers) to offer health insurance. We estimate a theoretically derived model of establishments' demand for insurance using nationally representative data from the 1997 Robert Wood Johnson Foundation Employer Health Insurance Survey and other sources. Findings show that offer decisions reflect worker demand, labor market conditions, and establishments' costs of providing coverage. Premiums have a moderate effect on offer decisions (elasticity = –.54), though very small establishments and those employing low-wage workers are more responsive. This suggests that premium subsidies to employers would be an inefficient means of increasing insurance coverage. Greater availability of public insurance and safety net care has a small negative effect on offer decisions.