<p class="p1">Simon Fraser University library began operation with an automated circulation system. After deliberation, it mounted the first phase of a two-phase <span class="s1">online </span>circulation <span class="s2">system. </span>A radically revised loan pol<span class="s3">·</span>icy <span class="s2">caused </span>the system design and assumptions to be called into question. A cheaper, simpler, and more effective off-line system eventually replaced the on-line system. The systems, fiscal, and administrative implications of this decision are reviewed.</p>