Exploring the relationship between financial behaviors and financial well-being of African American college students at one historically black institution

Author(s):  
Vivian Mason Fluellen
2018 ◽  
Vol 10 (8) ◽  
pp. 204
Author(s):  
Kusum Singh

This study examines the level and determinants of financial literacy among African American college students of a historically black college. The results from this study show that financial literacy is very low among African-American college students: less than 4% of respondents could answer all five financial literacy questions designed to test basic economics and financial concepts used in everyday lives. While determining factors that influence financial literacy of African American college students, the study finds that being in higher-class ranks and older in age have significant effects on students’ financial literacy levels. The findings of this study support the need for financial literacy education for African American college students of a historically black college to effectively promote their financial literacy levels.


2011 ◽  
Author(s):  
Ling-Lun Chien ◽  
Marty Sapp ◽  
Jane P. Liu ◽  
Steve Bernfeld ◽  
Steffanie J. Scholze ◽  
...  

2016 ◽  
Vol 43 (4) ◽  
pp. 345-357 ◽  
Author(s):  
Quiera M. Lige ◽  
Bridgette J. Peteet ◽  
Carrie M. Brown

The Impostor Phenomenon (IP) is marked by an individual’s persistent perception of incompetency despite contrary evidence. The presence of IP has been found to negatively affect many college students, but literature on IP among African American college students, specifically, is limited. Previous literature has emphasized a positive association between racial identity and self-esteem for African Americans, and an inverse association between self-esteem and IP among non-African American samples. However, few studies have examined these variables in African American undergraduate samples. Objectives: The current study examined the relationships between racial identity, self-esteem, and IP among African American undergraduate students. It was hypothesized that self-esteem would mediate the relationship between racial identity and IP. Method: The participants were 112 (74% female) self-identified African American undergraduate students who completed an online survey. Results: Mediation testing via bootstrapping revealed support for the hypothesis—self-esteem mediated the relationship between racial identity and IP. Conclusion: University initiatives should focus on creating inclusive environments that foster racial identity development and self-esteem for African Americans to reduce experiences of IP.


2001 ◽  
Vol 89 (1) ◽  
pp. 11-23 ◽  
Author(s):  
Nancy C. Sherman ◽  
Robert J. Smith ◽  
Martin F. Sherman ◽  
Patti Rickert-Wilbur

241 African-American college students (94 men and 147 women, mean age = 20.3 ± 3.4 yr.) completed the 1994 Disgust Scale of Haidt, McCauley, and Rozin and a modified form of Parisi-Rizzo's 1987 Attitudes Toward Organ Donation Scale (negative subscale only) as well as a behavioral measure of intention to donate organs after death. Analyses indicated that the higher the disgust sensitivity, the more negative the attitude toward organ donation and the less likely the student was to indicate intent to donate organs. It was further shown that negative attitudes toward organ donation mediated the relationship between disgust sensitivity and the behavioral intention measure. Results highlight the complexity of the issues surrounding organ donation within an African-American population and provide additional empirical evidence for the development of a theoretical model to explain the organ donation phenomenon.


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