scholarly journals Determinants of Private Savings in the Form of Bank Deposits: A Case Study on Regions of the Russian Federation

Economies ◽  
2019 ◽  
Vol 7 (2) ◽  
pp. 63
Author(s):  
Malkina
Keyword(s):  
Fixed Time ◽  
Personal Income ◽  
Russian Regions ◽  
Theoretical Concepts ◽  
Factors Affecting ◽  
Bank Deposits ◽  
Private Savings ◽  
Personal Savings ◽  
Input Variables

The paper is aimed at investigating the factors affecting the level of private deposits in banks in Russian regions and the verification of various theoretical concepts of personal savings. To achieve this purpose, we built a set of alternative Cobb–Douglas-type regressions with fixed time effects and logistic-type regressions based on panel data of 80 Russian regions from 2014–2016. Their estimations allowed us to reveal the dependence of private deposits in Russian regions at the level of real personal income and its structure, the personal income inequality, the demographic structure of the population, the state of the labor market, the level of accumulated wealth, the rate of urbanization, and the level of development of the financial system in the regions. Signs with variables summarize both direct and indirect effects of the input variables on the deposits, confirming some theoretical concepts and rejecting others, while the calculated elasticities show the strength of these effects. The results we obtained are applicable to the management of financial resources in Russian regions and the smoothing out of interregional differences in their development.

Factors Affecting The Sustainability Of The Asphalt Roads: A Case Study Of Irbid Inner Ring Road, Jordan

2011 ◽  
Vol 1 (5) ◽  
pp. 93-94
Author(s):  
Eng. Nasr Ahmad Eng. Nasr Ahmad ◽  
◽  
Dr. Mihai Iliescu
Keyword(s):  
Factors Affecting ◽  
Ring Road

Factors Affecting Financial Literacy of Vietnamese Adults: A Case Study for Hanoi and Nghe An

2017 ◽  
Vol 33 (2) ◽  
Author(s):  
Tue Nguyen Dang
Keyword(s):  
Higher Education ◽  
Multiple Regression ◽  
Financial Literacy ◽  
Urban Areas ◽  
Logistic Models ◽  
Factors Affecting ◽  
Financial Behaviors ◽  
Financial Decisions ◽  
Literacy Level

This research examines the factors affecting the financial literacy of Vietnamese adults. Using a sample of 266 observations of adults in 2 big cities in Vietnam (Hanoi and Vinh in Nghe An Province), the author evaluates the literacy level of adults in these urban areas. The financial literacy of the interviewed people is low. The multiple regression results show that lower financial literacy levels associate with higher age and married status and higher financial literacy levels associate with higher education, more family members, the person making financial decisions and the person attending a useful financial course. This research also explores the association between financial literacy and financial behaviors of individuals employing logistic models. It is found that higher financial literacy associates with less probability of overspending and higher probability of saving money and careful spending. Higher financial literacy is also found to associate with higher probability of opening a savings account and making various investments. 

scholarly journals Assessing the Impact of Bank Concentration and Liquidity of Refah Bank Branches on Profitability during the Period1383-190

2014 ◽  
Vol 4 (1) ◽  
pp. 248
Author(s):  
Hossin Ostadi ◽  
Nastran Monsef
Keyword(s):  
Commercial Banks ◽  
Bank Capital ◽  
Factors Affecting ◽  
Bank Branches ◽  
Independent Variables ◽  
Bank Deposits ◽  
The Impact ◽  
Bank Concentration ◽  
Research Period

Profitability is an important factor to show this articledoeswhat is the role of the intermediary bank to collect your savings and allocation of loans.  Given the importance of profitability indicators in this study, the factors affecting the profitability of commercial banks in Iranare analyzedwith emphasis on the degree of centralization and bank deposits. Dependent variable is indicators of profitability (ROE, ROA) and bank deposits, bank size, bank capital, focus on liquidity and banking requirements are independent variables. Correlation analysis and OLS regression are used and the research period is 1381 to 1390 that the country's territory where bank branches.Our results indicate that the effect of bank size on profitability is positive and the increase in bank size on profitability is increased. Impact on the profitability of bank deposits is positive, ie increasing the profitability of bank deposits increased. Finally, the impact of bank concentration on profitability is positive. Increasing the bank's focus profitability increases. Moreover, the results adversely affect the liquidity of the index is profit. 

scholarly journals From Exploratory Tunnel to Base Tunnel: Hard Rock TBM Performance Prediction by Means of a Stochastic Approach

2020 ◽  
Vol 53 (12) ◽  
pp. 5473-5487 ◽  
Author(s):  
Andrea Rispoli ◽  
Anna Maria Ferrero ◽  
Marilena Cardu
Keyword(s):  
Performance Prediction ◽  
Early Stage ◽  
Tunnel Boring Machine ◽  
Stochastic Approach ◽  
Critical Issue ◽  
Utilization Factor ◽  
Tbm Performance ◽  
Factors Affecting ◽  
Tunnel Section ◽  
Input Variables

AbstractTunnel boring machine (TBM) performance prediction is often a critical issue in the early stage of a tunnelling project, mainly due to the unpredictable nature of some important factors affecting the machine performance. In this regard, deterministic approaches are normally employed, providing results in terms of average values expected for the TBM performance. Stochastic approaches would offer improvement over deterministic methods, taking into account the parameter variability; however, their use is limited, since the level of information required is often not available. In this study, the data provided by the excavation of the Maddalena exploratory tunnel were used to predict the net and overall TBM performance for a 2.96 km section of the Mont Cenis base tunnel by using a stochastic approach. The preliminary design of the TBM cutterhead was carried out. A prediction model based on field penetration index, machine operating level and utilization factor was adopted. The variability of the parameters involved was analysed. A procedure to take into account the correlation between the input variables was described. The probability of occurrence of the outcomes was evaluated, and the total excavation time expected for the tunnel section analysed was calculated.

scholarly journals Evaluation of the Applicability of the Ramp Metering to a Freeway Using Microsimulation: A Case Study in Riyadh, Saudi Arabia

2019 ◽  
Vol 9 (20) ◽  
pp. 4406
Author(s):  
Seongkwan Lee ◽  
Amr Shokri ◽  
Abdullah Al-Mansour
Keyword(s):  
Saudi Arabia ◽  
Traffic Congestion ◽  
Traffic Management ◽  
Fixed Time ◽  
Ramp Metering ◽  
Traffic Data ◽  
Geometrical Data ◽  
Overall Performance ◽  
Length Reduction

Riyadh, the capital of Saudi Arabia, suffers from traffic congestion like other modern societies, during peak hours but also all day long, even without any incidents. To solve this horrible traffic congestion problem, various efforts have been made from the Active Traffic Management (ATM) aspect. Ramp metering (RM) is one of the representative methods of the ATM and has already proven its value in many locations worldwide. Unfortunately, RM has not yet been fully implemented in Saudi Arabia. This research aimed to assess the applicability of RM to a freeway in Riyadh using microsimulation. The widely known software VISSIM (PTV Planung Transport Verkehr AG, Germany, 1992) was chosen to compare the performances of various RM operating scenarios, such as fixedtime operation with different sub-scenarios and traffic-responsive operation using ALINEA (Asservissement Lineaire d’entree Autoroutiere) algorithm. For the simulations, this study targeted Makkah Road, one of the major freeways in Riyadh, and collected geometrical data and traffic data from that freeway. Analysis of four main scenarios and eight sub-scenarios, proved that overall performance of the fixed-time RM operation is generally good. The sub-scenario 4V3R of the fixed-time RM operation was the best in average queue length reduction. However, the traffic-responsive operation was best in average speed improvement.

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