Security of Alternative Delivery Channels in Banking

Author(s):  
Manish Gupta ◽  
H. Raghav Rao ◽  
Shambhu Upadhyaya

To sustain competitive advantages, financial institutions continuously strive to innovate and offer new banking channels to their customers as technology creates new dimensions to their banking systems. One of the most popular such diversification of channel is electronic banking (e-banking). Information assurance is a key component in e-banking services. This chapter investigates the information assurance issues and tenets of e-banking security that would be needed for design, development and assessment of an adequate electronic security infrastructure. The technology terminology and frameworks presented in the chapter are with the view to equip the reader with a glimpse of the state-of-art technologies that may help towards learned and better decisions regarding electronic security.

2008 ◽  
pp. 2666-2685
Author(s):  
Manish Gupta ◽  
Raghav Rao ◽  
Shambhu Upadhyaya

Information assurance is a key component in e-banking services. This article investigates the information assurance issues and tenets of e-banking security that would be needed for design, development, and assessment of an adequate electronic security infrastructure. The technology terminology and frameworks presented in the article are with the view to equip the reader with a glimpse of the state-of-art technologies that may help toward learning and better decisions regarding electronic security.


Author(s):  
Manish Gupta ◽  
Raghav Rao ◽  
Shambhu Upadhyaya

Information assurance is a key component in e-banking services. This article investigates the information assurance issues and tenets of e-banking security that would be needed for design, development, and assessment of an adequate electronic security infrastructure. The technology terminology and frameworks presented in the article are with the view to equip the reader with a glimpse of the state-of-art technologies that may help toward learning and better decisions regarding electronic security.


2008 ◽  
pp. 2075-2094
Author(s):  
Manish Gupta ◽  
Raghav Rao ◽  
Shambhu Upadhyaya

Information assurance is a key component in e-banking services. This article investigates the information assurance issues and tenets of e-banking security that would be needed for design, development, and assessment of an adequate electronic security infrastructure. The technology terminology and frameworks presented in the article are with the view to equip the reader with a glimpse of the state-of-art technologies that may help toward learning and better decisions regarding electronic security.


Author(s):  
Manish Gupta ◽  
Raghav Rao ◽  
Shambhu Upadhyaya

Information assurance is a key component in e-banking services. This article investigates the information assurance issues and tenets of e-banking security that would be needed for design, development, and assessment of an adequate electronic security infrastructure. The technology terminology and frameworks presented in the article are with the view to equip the reader with a glimpse of the state-of-art technologies that may help toward learning and better decisions regarding electronic security.


2020 ◽  
Vol 1 (383) ◽  
pp. 226-234
Author(s):  
К. А. Кirdasinova ◽  
R. K. Sabirova ◽  
D. A. Aibossynova ◽  
G. К. Kabdullina

The development of a market economy is characterized by instability of both external and internal organizational environment, which leads to the succession of the influence of the compared competitive advantages of credit and financial market entities on the formation of their competitive positions, which, in turn, means that the competitiveness of banks, like other financial institutions, is a relative concept. Competition is a rather subtle and flexible concept. In conditions of reduced demand for banking products and services, banking organizations that provide low-quality banking services are experiencing the greatest difficulties. With all of the scale of competition, the bank that analyzes and fights for its competitive position wins. The article explains and studies the reasons for the low competitiveness of banks in the modern banking system, which characterize the inability of banks to uphold and expand market share, promote banking products, and fully satisfy consumer interests. It is revealed that at the present stage, a quantitative assessment of the level of compe-titiveness of products and services of a bank and its management becomes an important issue, since it is a rather laborious, integrated process consisting of interconnected components and on which the competitiveness of the entire bank depends. On the basis of the study, relevant conclusions were identified.


2016 ◽  
Vol 12 (1) ◽  
pp. 169
Author(s):  
Mohammad Masudur Rahman ◽  
Muhammad Ataur Rahman ◽  
Md Neshat Fahmed

The use of Internet is growing rapidly in all business sectors to maintain effective relationships with customers, suppliers, distributors and many other parties. Banking sector is receiving the benefits of Internet by providing online services to the customers. Online services of banks are very useful for the internal employees and the customers where popularity of banking is increasing gradually. The benefits of E-Banking are enormous for both the financial institutions and bank customers. These benefits are the basis for the growth of the E-Banking.  For the bank customers, the biggest benefit of E-Banking is convenience, longer banking hours, flexibility and accessibility. Despite the benefits and advantages of E-Banking, there are drawbacks and weaknesses.  In developing this study, a pre-defined methodology and procedure have been followed. The aim of this research is to evaluate customers’ perceptions on the Electronic banking services in Bangladesh.


1970 ◽  
Vol 5 (2) ◽  
pp. 166-179
Author(s):  
Farjana Yeshmin ◽  
Mahmuda Nasrin

People are always concerned about the improvement of their standard of living. In respect of this awareness, financial institutions of Bangladesh specially banking sectors are trying to expand their service net. And in this regard banking sector is playing a tremendous role through Retail Banking (RB). Toward the community development, RB has further enlarged its’ position as a major channel of business. RB has taken the foremost funding responsibility as well as commitment to give fast forwarding service to the community through increasing branche, alternative delivery channels, premier banking services. In this study the authors have selected 28 listed banks which covered 59.57% of listed financial institutions in stock exchange. The study has revealed that during the period of 2006-2008 the sample banks have offered different types of retail products (deposits increased by 88.18%, loan products increased by 48.50%, and cards service by 21.15%) by increasing number of branches by 19.28%.The authors have segmented the article into four parts Firstly an overview of RB, secondly, review of previous studies done in this area, thirdly a comparative analysis of data and its findings and finally conclusive remarks and policy implications.Keywords: Retail banking, Deposit Scheme, Loan, Card service, Delivery channels.DOI: http://dx.doi.org/10.3329/jbt.v5i2.9988Journal of Technology (Dhaka) Vol. 5(2), July-December, 2010 166-179


Upravlenie ◽  
2021 ◽  
Vol 9 (3) ◽  
pp. 99-111
Author(s):  
E. V. Vasilieva ◽  
A. Alhannah

The analysis of the provision of electronic banking services in Arab countries has been performed. The banking sector is an important part of the economy in any country, however in the Arab countries there are certain problems in the application of the concept of electronic banking. The purpose of this study is a comparative analysis of approaches to the application of information and communication technologies in the banking sector in Algeria, the United Arab Emirates and Syria, identification of the features and bottlenecks in the development of electronic banking services.It has been shown that in order to develop a strong economy and provide quality services that meet customer needs, Arab countries are clearly keen to implement the concept of electronic banking in their banks, but there are still some obstacles which prevent them from competing with international financial organisations. On the other hand, there are several successful scenarios for providing electronic services around the world, for example, the experience of the United Arab Emirates, Algeria, Lebanon and other Arab countries.To assess the level of use of electronic services by the Syrian population at the present time, the authors conducted a survey of clients of the Syrian state and private banks. Based on the survey results, it has been concluded that customers are interested in receiving services in electronic form, but this is hindered by the political situation in the country and a number of other problems. General conclusions have been made about the priority of measures that should be taken at the state level in order for Arab banks to meet modern trends in the financial sector.


2020 ◽  
Vol 2020 (1) ◽  
pp. 105-108
Author(s):  
Ali Alsam

Vision is the science that informs us about the biological and evolutionary algorithms that our eyes, opticnerves and brains have chosen over time to see. This article is an attempt to solve the problem of colour to grey conversion, by borrowing ideas from vision science. We introduce an algorithm that measures contrast along the opponent colour directions and use the results to combine a three dimensional colour space into a grey. The results indicate that the proposed algorithm competes with the state of art algorithms.


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