FinTech and SMEs

Author(s):  
Stefania Marrara ◽  
Mirjana Pejic-Bach ◽  
Sanja Seljan ◽  
Amir Topalovic

In this chapter, a study about how Italian SMEs understand and use FinTech technologies is presented. The study focuses on FinTech-aided banking services, in particular, due to the fact that these are, at present, the most widely used FinTech technologies available in Italy. The study shows how, despite FinTech entering Italy only in recently, the Italian SMEs market is very active and fruitful for digital companies. In the last years, a continuous growth of investment has seen the development of FinTech technologies in multiple areas, such as mobile networks, big data, trust management, mobile embedded systems, cloud computing, image processing, and data analytic techniques.

Author(s):  
Stefania Marrara ◽  
Mirjana Pejic-Bach ◽  
Sanja Seljan ◽  
Amir Topalovic

In this chapter, a study about how Italian SMEs understand and use FinTech technologies is presented. The study focuses on FinTech-aided banking services, in particular, due to the fact that these are, at present, the most widely used FinTech technologies available in Italy. The study shows how, despite FinTech entering Italy only in recently, the Italian SMEs market is very active and fruitful for digital companies. In the last years, a continuous growth of investment has seen the development of FinTech technologies in multiple areas, such as mobile networks, big data, trust management, mobile embedded systems, cloud computing, image processing, and data analytic techniques.


Author(s):  
Stefania Marrara ◽  
Mirjana Pejic-Bach ◽  
Sanja Seljan ◽  
Amir Topalovic

In this chapter, a study about how Italian SMEs understand and use FinTech technologies is presented. The study focuses on FinTech-aided banking services, in particular, due to the fact that these are, at present, the most widely used FinTech technologies available in Italy. The study shows how, despite FinTech entering Italy only in recently, the Italian SMEs market is very active and fruitful for digital companies. In the last years, a continuous growth of investment has seen the development of FinTech technologies in multiple areas, such as mobile networks, big data, trust management, mobile embedded systems, cloud computing, image processing, and data analytic techniques.


2020 ◽  
Vol 2020 ◽  
pp. 1-8
Author(s):  
Li Qin Hu ◽  
Amit Yadav ◽  
Asif Khan ◽  
Hong Liu ◽  
Amin Ul Haq

In the 21st century, transportation brought great convenience to people, but at the same time, automobile transportation is the major factor causing greenhouse gas emissions and climate change. Movements of the world towards green environments, there is hike in use and production of electric vehicles (energy vehicles). However, with the continuous growth in the number of energy vehicles, it is necessary for the government to provide strong support in the construction of charging piles. Real-time and effective management has become a practical problem for the relevant departments which needs to be solved. This paper uses the information research method to fuse the huge amount of heterogeneous data generated by the charging pile resultant to the new energy electric vehicle in the vehicle network and introduces cloud computing as its storage module to facilitate the storage and related expansion of the big data. This paper proposes a system scheme of heterogeneous data fusion based on cloud computing for the acquisition, storage, and fusion of heterogeneous data in the vehicle network. After testing the results, it shows that the system is stable and effective in practical application, which can meet the design requirements of the system. What is the significance of analyzing big data of charging point? Considering from the supply side, obtaining the user’s charging behaviour data is helpful to build a digital map of the charging pile of new energy vehicles, connect the service information between the vehicle enterprises and the charging pile enterprises, and provide the most comprehensive and effective real-time charging information covering the widest range of vehicles, which can solve many problems of information asymmetry in the current charging information service.


2020 ◽  
Vol 2020 ◽  
pp. 1-18
Author(s):  
Tran Anh Khoa ◽  
Le Mai Bao Nhu ◽  
Hoang Hai Son ◽  
Nguyen Minh Trong ◽  
Cao Hoang Phuc ◽  
...  

Smart homes are an element of developing smart cities. In recent years, countries around the world have spared no effort in promoting smart cities. Smart homes are an interesting technological advancement that can make people’s lives much more convenient. The development of smart homes involves multiple technological aspects, which include big data, mobile networks, cloud computing, Internet of Things, and even artificial intelligence. Digital information is the main component of signal control and flow in a smart home, while information security is another important aspect. In the event of equipment failure, the task of safeguarding the system’s information is of the utmost importance. Since smart homes are automatically controlled, the problem of mobile network security must be taken seriously. To address these issues, this paper focuses on information security, big data, mobile networks, cloud computing, and the Internet of Things. Security efficiency can be enhanced by using a Secure Hash Algorithm 256 (SHA-256), which is an authentication mechanism that, with the help of the user, can authenticate each interaction of a given device with a WebServer by using an encrypted username, password, and token. This framework could be used for an automated burglar alarm system, guest attendance monitoring, and light switches, all of which are easily integrated with any smart city base. In this way, IoT solutions can allow real-time monitoring and connection with central systems for automated burglar alarms. The monitoring framework is developed on the strength of the web application to obtain real-time display, storage, and warning functions for local or remote monitoring control. The monitoring system is stable and reliable when applying SHA-256.


Cloud computing provides various computing resources delivered as a service over a network, particularly the Internet. With the rapid development of mobile networking and computing, as well as other enabling technologies, cloud computing is extended into the mobile domain. Mobile cloud computing concerns the usage of cloud computing in combination with mobile devices and mobile networks, in which trust management plays an important role to establish trust relationships in order to offer trustworthy services. This chapter briefly introduces trust management technologies in cloud computing. The authors analyze the basic requirements of trust management in mobile cloud computing by introducing its architecture and distinct characteristics. They further propose a number of schemes in order to realize autonomic data access control based on trust evaluation in a mobile cloud computing environment. Furthermore, the authors discuss unsolved issues and future research challenges in the field of trust management in mobile cloud computing.


Author(s):  
Georgios Skourletopoulos ◽  
Constandinos X. Mavromoustakis ◽  
George Mastorakis ◽  
Jordi Mongay Batalla ◽  
Ciprian Dobre ◽  
...  

2021 ◽  
Vol 70 (2) ◽  
pp. 99-102
Author(s):  
Irina Dijmărescu ◽  
◽  

Entrepreneurship and medicine are in continuous growth alongside, and even if they appear to be completely different fields, entrepreneurship in medicine is becoming of remarkable interest, further highlighted by the COVID-19 pandemic. A main reason for this is its ability to use digital technologies, which are meant to improve healthcare. Applying digitalization in healthcare includes not only computer and database use (cloud computing, big data), but more complex methods such as robotics, automation, internet of things, artificial intelligence and, not lastly, collaboration platforms. Some shortcomings in respect to digitalization can be identified in the Romanian healthcare system and these may impact public health. Digitalization may contribute fundamentally to the improvement of public health by increasing performance. However, in the context of the COVID-19 pandemic, other ailments that burden the healthcare system should not be neglected (cardiovascular diseases, malignancies, etc.).


2016 ◽  
Vol 47 (3) ◽  
pp. 455-472 ◽  
Author(s):  
Raghavendra Kune ◽  
Pramod Kumar Konugurthi ◽  
Arun Agarwal ◽  
Raghavendra Rao Chillarige ◽  
Rajkumar Buyya

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