Do hazard maps mirror loss data? – A vulnerability assessment based on loss data and hazard maps

2020 ◽  
Author(s):  
Mirjam Mertin ◽  
Mattia Brughelli ◽  
Andreas Zischg ◽  
Veronika Röthlisberger ◽  
Matthias Schlögl ◽  
...  
Keyword(s):  
Flood Risk ◽  
Risk Mitigation ◽  
Flood Hazard ◽  
Flood Damage ◽  
Hazard Maps ◽  
Protection Measures ◽  
Essential Information ◽  
Flood Loss ◽  
Loss Data ◽  
First Results

<p>Implementing effective flood risk strategies is an essential task for policy-makers which will gain in importance as flood losses are expected to increase due to socio-economic and climatic drivers in near future. Flood risk mitigation incorporates structural and non-structural measures such as the declaration of flood hazard zones, both of which are associated with high financial expenses. Essential information to ensure maximum effectiveness and cost efficiency of flood protection measures is provided by quantitative flood loss analyses based, for example, on data from insurance claims.</p><p>This project aims to model the expected flood damage, thus the vulnerability to buildings by examining country-wide, empirical flood loss data of Switzerland of the past 35 years. The developed method includes several steps: First, the loss data are statistically analysed, second the spatial distribution of the loss data in the different hazard zones is assessed and third, vulnerability models for each hazard zone are developed including further parameters such as building values or building zones. A further objective is to provide an overview of possible methods which differ in complexity and data requirement and can be adapted for other applications outside of Switzerland. First results show that the extent of loss increases as the degree of hazard rises. In contrast, however, the number of damage events is highest in flood zones with a lower degree of hazard. Further possibilities how risk adaptation strategies can be supported or complemented by flood loss data are presented within this project.</p>

scholarly journals Flood fatality hazard and flood damage hazard: combining multiple hazard characteristics into meaningful maps for spatial planning

2015 ◽  
Vol 15 (6) ◽  
pp. 1297-1309 ◽  
Author(s):  
K. M. de Bruijn ◽  
F. Klijn ◽  
B. van de Pas ◽  
C. T. J. Slager
Keyword(s):  
Risk Management ◽  
Flood Risk ◽  
Spatial Planning ◽  
Flood Hazard ◽  
Flood Damage ◽  
Flood Risk Management ◽  
Mitigation Measures ◽  
Accurate Information ◽  
Hazard Maps ◽  
The Past

Abstract. For comprehensive flood risk management, accurate information on flood hazards is crucial. While in the past an estimate of potential flood consequences in large areas was often sufficient to make decisions on flood protection, there is currently an increasing demand to have detailed hazard maps available to be able to consider other risk-reducing measures as well. Hazard maps are a prerequisite for spatial planning, but can also support emergency management, the design of flood mitigation measures, and the setting of insurance policies. The increase in flood risks due to population growth and economic development in hazardous areas in the past shows that sensible spatial planning is crucial to prevent risks increasing further. Assigning the least hazardous locations for development or adapting developments to the actual hazard requires comprehensive flood hazard maps. Since flood hazard is a multi-dimensional phenomenon, many different maps could be relevant. Having large numbers of maps to take into account does not, however, make planning easier. To support flood risk management planning we therefore introduce a new approach in which all relevant flood hazard parameters can be combined into two comprehensive maps of flood damage hazard and flood fatality hazard.

scholarly journals Review article: A review and critical analysis of the efforts towards urban flood risk management in the Lagos region of Nigeria

2016 ◽  
Vol 16 (2) ◽  
pp. 349-369 ◽  
Author(s):  
U. C. Nkwunonwo ◽  
M. Whitworth ◽  
B. Baily
Keyword(s):  
Risk Management ◽  
Flood Risk ◽  
Risk Mitigation ◽  
Flood Hazard ◽  
Flood Management ◽  
Flood Damage ◽  
Flood Risk Management ◽  
Management Policy ◽  
Urban Flooding ◽  
Urban Flood

Abstract. Urban flooding has been and will continue to be a significant problem for many cities across the developed and developing world. Crucial to the amelioration of the effects of these floods is the need to formulate a sound flood management policy, which is driven by knowledge of the frequency and magnitude of impacts of these floods. Within the area of flood research, attempts are being made to gain a better understanding of the causes, impacts, and pattern of urban flooding. According to the United Nations office for disaster reduction (UNISDR), flood risk is conceptualized on the basis of three integral components which are frequently adopted during flood damage estimation. These components are: probability of flood hazard, the level of exposure, and vulnerabilities of elements at risk. Reducing the severity of each of these components is the objective of flood risk management under the UNISDR guideline and idea of “living with floods”. On the basis of this framework, the present research reviews flood risk within the Lagos area of Nigeria over the period 1968–2012. During this period, floods have caused harm to millions of people physically, emotionally, and economically. Arguably over this period the efforts of stakeholders to address the challenges appear to have been limited by, amongst other things, a lack of reliable data, a lack of awareness amongst the population affected, and a lack of knowledge of flood risk mitigation. It is the aim of this research to assess the current understanding of flood risk and management in Lagos and to offer recommendations towards future guidance.

Augmenting a Sociohydrological Flood Risk Model for Companies with Process-oriented Loss Estimation

2021 ◽  
Author(s):  
Lukas Schoppa ◽  
Marlies Barendrecht ◽  
Tobias Sieg ◽  
Nivedita Sairam ◽  
Heidi Kreibich
Keyword(s):  
Flood Risk ◽  
Risk Model ◽  
Flood Damage ◽  
Modeling Framework ◽  
River Elbe ◽  
Validation Experiment ◽  
Flood Loss ◽  
Loss Data ◽  
Damage Process ◽  
Process Oriented

<p>Sociohydrological models are increasingly used in flood risk analysis to reveal and understand the temporal dynamics in coupled human-flood systems. While most sociohydrological flood risk models are stylized and describe hypothetical human-flood systems, very few recent case studies employ empirical data to investigate real world systems. The mathematical representation of flooding processes in these models is often simplistic and does not reflect the current state of knowledge. This is due to the intricacy of human-flood interactions and the lack of sufficient and suitable historical data.</p><p>We augment an existing, parsimonious sociohydrological flood risk model with a process-oriented flood loss model to integrate better understanding of flood damage processes into a sociohydrological modeling framework. Using Bayesian inference, we simulate the co-evolution of the flood risk system for companies located at the river Elbe in Dresden, Germany, over the course of 120 years. We compare model versions with differently complex process description on the basis of their loss prediction accuracy and uncertainty. This allows for exploring the added value of (i) resolving the inundation and damage process with more detail and (ii) accounting for heterogeneity across economic sectors. Apart from historical sociohydrological data, the proposed, augmented model versions are informed by object-level loss data, inundation maps, and spatial data, enhancing the pool of information available to the model. A leave-one-out cross-validation experiment shows that the augmented model versions increase the precision and reduce the uncertainty of company flood loss predictions in Dresden. In addition, the augmented models provide reliable loss predictions even in the absence of extensive historical flood loss data.</p><p>The demonstrated model augmentation concept is not limited to the flood damage process but could be transferred to other processes within the human-flood system. For instance, by incorporating a dedicated model from protection motivation theory that describes how flood awareness and preparedness change after the occurrence of a damaging flood event.</p>

scholarly journals Flood fatality hazard and flood damage hazard: combining multiple hazard characteristics into meaningful maps for spatial planning

2015 ◽  
Vol 3 (1) ◽  
pp. 123-159
Author(s):  
K. M. de Bruijn ◽  
F. Klijn ◽  
B. van de Pas ◽  
C. T. J. Slager
Keyword(s):  
Risk Management ◽  
Flood Risk ◽  
Spatial Planning ◽  
Flood Hazard ◽  
Flood Damage ◽  
Flood Risk Management ◽  
Mitigation Measures ◽  
Accurate Information ◽  
Hazard Maps ◽  
The Past

Abstract. For comprehensive flood risk management, accurate information on flood hazards is crucial. While in the past an estimate of potential flood consequences in large areas was often sufficient to make decisions on flood protection, there currently is an increasing demand to have detailed hazard maps available to be able to consider other risk reducing measures as well. Hazard maps are a prerequisite for spatial planning, but can also support emergency management, the design of flood mitigation measures, and the setting of insurance policies. The increase in flood risks due to population growth and economic development in hazardous areas in the past shows that sensible spatial planning is crucial to prevent risks increasing further. Assigning the least hazardous locations for development or adapting developments to the actual hazard requires comprehensive flood hazard maps. Since flood hazard is a multi-dimensional phenomenon, many different maps could be relevant. Having large numbers of maps to take into account does, however, not make planning easier. To support flood risk management planning we therefore introduce a new approach in which all relevant flood hazard parameters can be combined into two comprehensive maps of flood damage hazard respectively flood fatality hazard.

scholarly journals Raising risk preparedness by flood risk communication

2015 ◽  
Vol 15 (7) ◽  
pp. 1577-1595 ◽  
Author(s):  
E. Maidl ◽  
M. Buchecker
Keyword(s):  
Risk Communication ◽  
Flood Risk ◽  
Information Needs ◽  
Flood Hazard ◽  
Flood Damage ◽  
Communication Strategy ◽  
Special Focus ◽  
Risk Awareness ◽  
Local Authorities ◽  
Risk Preparedness

Abstract. During the last decade, most European countries have produced hazard maps of natural hazards, but little is known about how to communicate these maps most efficiently to the public. In October 2011, Zurich's local authorities informed owners of buildings located in the urban flood hazard zone about potential flood damage, the probability of flood events and protection measures. The campaign was based on the assumptions that informing citizens increases their risk awareness and that citizens who are aware of risks are more likely to undertake actions to protect themselves and their property. This study is intended as a contribution to better understand the factors that influence flood risk preparedness, with a special focus on the effects of such a one-way risk communication strategy. We conducted a standardized mail survey of 1500 property owners in the hazard zones in Zurich (response rate main survey: 34 %). The questionnaire included items to measure respondents' risk awareness, risk preparedness, flood experience, information-seeking behaviour, knowledge about flood risk, evaluation of the information material, risk acceptance, attachment to the property and trust in local authorities. Data about the type of property and socio-demographic variables were also collected. Multivariate data analysis revealed that the average level of risk awareness and preparedness was low, but the results confirmed that the campaign had a statistically significant effect on the level of preparedness. The main influencing factors on the intention to prepare for a flood were the extent to which respondents evaluated the information material positively as well as their risk awareness. Respondents who had never taken any previous interest in floods were less likely to read the material. For future campaigns, we therefore recommend repeated communication that is tailored to the information needs of the target population.

scholarly journals Adaptability and transferability of flood loss functions in residential areas

2013 ◽  
Vol 1 (4) ◽  
pp. 3485-3527 ◽  
Author(s):  
H. Cammerer ◽  
A. H. Thieken ◽  
J. Lammel
Keyword(s):  
Flood Risk ◽  
Residential Buildings ◽  
Model Development ◽  
Loss Functions ◽  
Residential Areas ◽  
Damage Functions ◽  
Residential Sector ◽  
Geographical Regions ◽  
Flood Loss ◽  
Loss Data

Abstract. Flood loss modeling is an important component within flood risk assessments. Traditionally, stage-damage functions are used for the estimation of direct monetary damage to buildings. Although it is known that such functions are governed by large uncertainties, they are commonly applied – even in different geographical regions – without further validation, mainly due to the lack of data. Until now, little research has been done to investigate the applicability and transferability of such damage models to other regions. In this study, the last severe flood event in the Austrian Lech Valley in 2005 was simulated to test the performance of various damage functions for the residential sector. In addition to common stage-damage curves, new functions were derived from empirical flood loss data collected in the aftermath of recent flood events in the neighboring Germany. Furthermore, a multi-parameter flood loss model for the residential sector was adapted to the study area and also evaluated by official damage data. The analysis reveals that flood loss functions derived from related and homogenous regions perform considerably better than those from more heterogeneous datasets. To illustrate the effect of model choice on the resulting uncertainty of damage estimates, the current flood risk for residential areas was assessed. In case of extreme events like the 300 yr flood, for example, the range of losses to residential buildings between the highest and the lowest estimates amounts to a factor of 18, in contrast to properly validated models with a factor of 2.3. Even if the risk analysis is only performed for residential areas, more attention should be paid to flood loss assessments in future. To increase the reliability of damage modeling, more loss data for model development and validation are needed.

Novel use of climate model data for deriving future flood risk underwriting and risk selection data – A Hong Kong Case Study

2021 ◽  
Author(s):  
Rebecca Alexandre ◽  
Iain Willis
Keyword(s):  
Climate Change ◽  
Hong Kong ◽  
Flood Risk ◽  
Climate Model ◽  
Risk Mitigation ◽  
Flood Damage ◽  
Flood Frequency ◽  
Commercial Building ◽  
Model Data ◽  
Change Factors

<p>The re/insurance, banking and mortgage sectors play an essential role in facilitating economic stability. As climate change-related financial risks increase, there has long been a need for tools that contribute to the global industry’s current and future flood risk resiliency. Recognising this gap, JBA Risk Management has pioneered use of climate model data for rapidly deriving future flood risk metrics to support risk-reflective pricing strategies and mortgage analysis for Hong Kong.</p><p>JBA’s established method uses daily temporal resolution precipitation and surface air temperature Regional Climate Model (RCM) data from the Earth System Grid Federation’s CORDEX experiment. Historical and future period RCM data were processed for Representative Concentration Pathways (RCPs) 2.6 and 8.6, and time horizons 2046-2050 and 2070-2080 and used to develop fluvial and pluvial hydrological model change factors for Hong Kong. These change factors were applied to baseline fluvial and pluvial flood depths and extents, extracted from JBA’s high resolution 30m Hong Kong Flood Map. From these, potential changes in flood event frequency and severity for each RCP and time horizon combination were estimated.</p><p>The unique flood frequency and severity profiles for each flood type were then analysed with customised vulnerability functions, linking water depth to expected damage over time for residential and commercial building risks. This resulted in quantitative fluvial and pluvial flood risk metrics for Hong Kong.</p><p>Newly released, Hong Kong Climate Change Pricing Data is already in use by financial institutions. When combined with property total sum insured data, this dataset provides the annualised cost of flood damage for a range of future climate scenarios. For the first time, our industry has a tool to quantify baseline and future flood risk and set risk-reflective pricing for Hong Kong portfolios.</p><p>JBA’s method is adaptable for global use and underwriting tools are already available for the UK and Australia with the aim of improving future financial flood risk mitigation and management. This presentation will outline the method, provide a comparison of baseline and climate change flood impacts for Hong Kong and discuss the wider implications for our scientific and financial industries.</p>

scholarly journals Assessment of Flood Hazard and Agriculture Damage Under Climate Change in the Bagmati River Basin of Nepal

2019 ◽  
Vol 8 (2) ◽  
pp. 55-69 ◽  
Author(s):  
Badri Bhakta Shrestha
Keyword(s):  
River Basin ◽  
Flood Risk ◽  
Damage Assessment ◽  
Growth Stage ◽  
Flood Hazard ◽  
Flood Damage ◽  
Flood Risk Management ◽  
Flood Inundation ◽  
Flood Hazards ◽  
Bagmati River

Assessment of flood hazard and damage is a prerequisite for flood risk management in the river basins. The mitigation plans for flood risk management are mostly evaluated in quantified terms as it is important in decision making process. Therefore, analysis of flood hazards and quantitative assessment of potential flood damage is very essential for mitigating and managing flood risk. This study focused on assessment of flood hazard and quantitative agricultural damage in the Bagmati River basin including Lal Bakaiya River basin of Nepal under climate change conditions. Flood hazards were simulated using Rainfall Runoff Inundation (RRI) model. MRI-AGCM3.2S precipitation outputs of present and future climate scenarios were used to simulate flood hazards, flood inundation depth, and duration. Flood damage was assessed in the agricultural sector, focusing on flood damage to rice crops. The flood damage assessment was conducted by defining flood damage to rice crops as a function of flood depth, duration, and growth stage of rice plants and using depth-duration-damage function curves for each growth stage of rice plants. The hazard simulation and damage assessment were conducted for 50- and 100-year return period cases. The results show that flood inundation area and agricultural damage area may increase in the future by 41.09 % and 39.05 % in the case of 50-year flood, while 44.98 % and 40.76 % in the case of 100-year flood. The sensitivity to changes in flood extent area and damage with the intensity of return period was also analyzed.

scholarly journals Flood hazard assessment of a flood-prone intensively urbanized area – A case study from Samsun Province, Turkey

Geofizika ◽  
2020 ◽  
Vol 37 (1) ◽  
pp. 1-25
Author(s):  
Neslihan Beden ◽  
Aslı Ülke Keskin
Keyword(s):  
Flood Hazard ◽  
Wide Spectrum ◽  
Flood Plain ◽  
Flood Management ◽  
Flood Damage ◽  
The Black Sea ◽  
Hazard Maps ◽  
Flood Depth ◽  
The Social ◽  
Flood Hazard Maps

Flooding is one of the most catastrophic events among the wide spectrum of natural disasters that impact human communities. The identification of floodprone areas and the probability of occurrence, or estimated return period, of flood events are fundamental to proper planning for flood management and minimization of the social and economic costs of flood damage. In this study, 1D/2D coupled flood models of the Mert River, which flows into the Black Sea at Samsun in north-central Turkey, were developed. Based on the flood modeling results, flood extent, flood depth and flood hazard maps for the river were produced and they showed that the study area is particularly flood prone, as evidenced by catastrophic flooding in 2012. Specifically, the estimated 100, 500 and 1000-year peak discharges would affect 184 ha, 262 ha and 304 ha, respectively, of the 1,200 ha study area. Hazard ratings for the areas expected to be affected are shown in the flood hazard maps generated. The results of this research can be used by local government agencies in Samsun for the development of policies, strategies and actions that would help minimize the social and economic impacts of flooding, especially adjacent to the downstream sections where there is intensive development on the flood plain.

Analysis of potential flood damage on crops at global scale

2020 ◽  
Author(s):  
Antonio Annis ◽  
Davide Danilo Chiarelli ◽  
Fernando Nardi ◽  
Maria Cristina Rulli
Keyword(s):  
Food Security ◽  
Flood Risk ◽  
Large Scale ◽  
Flood Hazard ◽  
Strong Support ◽  
Flood Damage ◽  
Natural Ecosystems ◽  
Remotely Sensed Data ◽  
Regulated Rivers ◽  
Cropland Area

<p>Most of the food production connected to crops is located in fluvial corridors because of their suitable morphology and fertile soils. The knowledge and large scale quantification of the agricultural resources at flood risk has a crucial importance for improving urban and regional planning. Recent advances in satellite derived products related to land use, digital terrain and hydrologic variables can give a strong support on extensive analyses on cropland areas in floodplains and their interactions with natural ecosystems and human activities. In this work, we present a global assessment of cropland at flood risk in terms of extension, productivity and the related calories adopting the Global Cropland Area Database (GCAD), the Global Floodplain Dataset (GFPLAIN250m), the Global flood hazard maps (GFHM) in conjunction with continental remotely-sensed data representing free flowing (versus artificially regulated) rivers and urban density maps. Spatially distributed and aggregated results of the research allow to identify the most critical areas in terms of food security and floods, thus allowing to support intervention strategies for food security management at large scale and for different socio-economic contexts.</p>

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