Modern Banking And Strategic Portfolio Management

<p class="MsoNormal" style="text-align: justify; margin: 0in 34.2pt 0pt 0.5in;"><span style="font-size: 10pt;"><span style="font-family: Times New Roman;">In this research, an analysis of modern banking in a competitive environment is provided.<span style="mso-spacerun: yes;">&nbsp; </span>Modern banking operations would involve dynamic strategic planning, in which a clear mission is declared, various strategies are formulated, and certain objectives and goals are placed in order. <span style="mso-spacerun: yes;">&nbsp;</span>The banking industry in various countries has gone through some evolution.<span style="mso-spacerun: yes;">&nbsp; </span>The growing competitive conditions, both inside and outside the industry, have influenced the banks&rsquo; investment in diverse assets and adoption of various forms of liabilities, which will be discussed here.<span style="mso-spacerun: yes;">&nbsp; </span>Risk analysis, risk management, and operations under uncertainties would put a bank&rsquo;s survival and/or failure under a critical observation.<span style="mso-spacerun: yes;">&nbsp; </span>This research provides a practical manual on bank investment under uncertain conditions, in which various kinds of risk are involved.<span style="mso-spacerun: yes;">&nbsp; </span>While a competitive treatment of customers has always been of a critical significance to financial stability of banks, appropriate strategic decisions on investment choices and techniques have distinguished the thriving from the struggling banks.<span style="mso-spacerun: yes;">&nbsp; </span>Among those alternative investment choices, one may clearly find the investment practices under varying interest-rate conditions of prime significance.<span style="mso-spacerun: yes;">&nbsp; </span>The influence of cyber-technology on banks&rsquo; services, policy making, forms of money &amp; credit, including, e-money, electronic payments, digital cash, smart cards, online banking, etc., has attracted special attention by all the stakeholders.<span style="mso-spacerun: yes;">&nbsp; </span>The authors will address the following three questions: 1. What portfolio structure in a variable interest-rate environment is proven to be most profitable?<span style="mso-spacerun: yes;">&nbsp; </span>2. What are the most appropriate products that modern banks must provide to their customers? 3.<span style="mso-spacerun: yes;">&nbsp; </span>How is the task of risk management implemented by some successful banks?</span></span></p>

A genetic analysis of weed competitive ability in spring wheat

Competition with weeds decreases crop yields globally. Breeding for competitive ability against elevated weed pressure can be difficult because the selection for specific traits which contribute to competitive ability may result in yield losses. The widely studied International Triticeae Mapping Initiative (ITMI) population was used to study the genetics of traits associated with competitive ability in a high latitude (52-53ºN) wheat-growing environment in central Alberta, Canada. Grain yield without weed competition and under experimentally sown cultivated oat competition exhibited similar heritability. Grain yield was positively correlated with early season vigour, and negatively correlated with days to maturity in the competitive treatment only. In this study, similar heritability estimates between competition treatments suggest that selection in a weed free environment can lead to improvements in a weedy environment, but some high-yielding lines under competition would be eliminated during selection.Key words: Wheat, weed competition, competitive ability, International Triticeae Mapping Initiative, genetic correlation