Demand and Supply Determinants of Credit Availability: Evidence from the Current Credit Crisis for European SMEs

2017 ◽  
pp. 41-70
Author(s):  
Paola Brighi ◽  
Valeria Venturelli
Keyword(s):  
Credit Crisis ◽  
Demand And Supply ◽  
Credit Availability

scholarly journals The Effects of Changes in Local Bank Health on Household Consumption

2020 ◽  
pp. 1-45
Author(s):  
Daniel Cooper ◽  
Joe Peek
Keyword(s):  
Economic Activity ◽  
Financial Sector ◽  
Household Consumption ◽  
Demand And Supply ◽  
Credit Availability ◽  
Negative Income ◽  
Novel Approach ◽  
Income Shock ◽  
Credit Demand ◽  
The Relationship

This study investigates the relationship between credit availability and household consumption using a novel approach to separate credit demand and supply. We find that a deterioration in local-bank health reduces household consumption, with the strongest effects occurring for households that are more likely to need credit—especially those experiencing a negative income shock and having limited liquid assets. The main contributions of the study are the use of an arguably exogenous measure of local-bank health and multifaceted indicators of constrained households. Our findings contribute to the discussion of the linkages between the financial sector and real economic activity.

scholarly journals The Anatomy of a Credit Crisis: The Boom and Bust in Farm Land Prices in the United States in the 1920s

2015 ◽  
Vol 105 (4) ◽  
pp. 1439-1477 ◽  
Author(s):  
Raghuram Rajan ◽  
Rodney Ramcharan
Keyword(s):  
Asset Price ◽  
The United States ◽  
Bank Failures ◽  
Credit Crisis ◽  
Price Inflation ◽  
Farm Land ◽  
Credit Availability ◽  
Land Prices ◽  
Long Run ◽  
Boom And Bust

Does credit availability exacerbate asset price inflation? Are there long-run consequences? During the farm land price boom and bust before the Great Depression, we find that credit availability directly inflated land prices. Credit also amplified the relationship between positive fundamentals and land prices, leading to greater indebtedness. When fundamentals soured, areas with higher credit availability suffered a greater fall in land prices and had more bank failures. Land prices and credit availability also remained disproportionately low for decades in these areas, suggesting that leverage might render temporary credit-induced booms and busts persistent. We draw lessons for regulatory policy. (JEL E31, G21, G28, N22, N52, Q12, Q14)

Illicit Drugs: Price Elasticity of Demand and Supply

2002 ◽  
Author(s):  
William Rhodes ◽  
Patrick Johnston ◽  
Song Han ◽  
Quentin McMullen ◽  
Lynne Hozik
Keyword(s):  
Price Elasticity ◽  
Illicit Drugs ◽  
Demand And Supply ◽  
Elasticity Of Demand ◽  
Price Elasticity Of Demand

A Study on the Countermeasures for Demand and Supply Control in Case of High Penetration of Renewable Energy Sources

2016 ◽  
Vol 136 (5) ◽  
pp. 459-470 ◽  
Author(s):  
Yuki Tsujii ◽  
Takao Tsuji ◽  
Tsutomu Oyama ◽  
Yoshiki Nakachi ◽  
Suresh Chand Verma
Keyword(s):  
Renewable Energy ◽  
Renewable Energy Sources ◽  
Energy Sources ◽  
Demand And Supply ◽  
High Penetration

On strategy for the development of multifunctional social infrastructure complexes in the ‘Smart City’ paradigm

2020 ◽  
Vol 26 (7) ◽  
pp. 1469-1495
Author(s):  
A.L. Sabinina ◽  
V.V. Sokolovskii ◽  
N.A. Shul'zhenko ◽  
N.A. Sychova
Keyword(s):  
Smart City ◽  
Housing Demand ◽  
Infrastructure Development ◽  
Social Infrastructure ◽  
Strategic Decisions ◽  
Demand And Supply ◽  
Living Space ◽  
Two Stages ◽  
The Cost ◽  
Comprehensive Study

Subject. The article describes the findings of the authors of fundamental strategic decisions on the formation of multifunctional urban complexes, using the housing demand and supply criterion. Objectives. We undertake a comprehensive study aimed at perfecting the methodology for evaluating the options for city infrastructure development at two stages, i.e. strategic, when general targets of feasible commissioning are determined, and current, when parameters of demand for facilities are taken into account. Methods. The study employs methods of expert survey, statistical data processing, predictive and investigative analysis. Results. We explored factors of creating amenities and comfort in residential construction areas, developed an algorithm to calculate the volume of new living space commissioning on the basis of evaluating demands in the Smart City paradigm. Conclusions. The study shows the cost increase depending on the built-up area, number of floors, and the balance between the type of capacity and the number of residents in the quarter (linear relationship).

A Study on the Establishment of ｢Gim-DSFM(Demand and Supply Forecasting Model)｣

2020 ◽  
Vol 32 (4) ◽  
pp. 165-182
Author(s):  
Heon-Dong Lee ◽  
Su-Jin Heo ◽  
Hyun-Jung Ha
Keyword(s):  
Forecasting Model ◽  
Demand And Supply
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