In order to improve our understanding of near-neutral pH SCC initiation mechanism(s), a comprehensive test setup was used to study the electrochemical conditions beneath the disbonded coatings in cracking environments. In this setup the synergistic effects of cyclic loading, coating disbondment, and cathodic protection were considered. Our previous results showed that there can be a significant variation in the pH of the localized environment under the disbonded coating of pipeline steel. The pH inside the disbondment can change significantly from near-neutral to high pH values, strongly depending on the level of cathodic protection and CO2 concentration. Both of these variables affected the electrochemical conditions on the steel surface and therefore the initiation mechanisms. This work highlights the role of electrochemical conditions in near-neutral pH SCC initiation mechanisms.